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LC
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LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 67%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp is well-positioned for growth, with the personal loan market expanding at an approximate 14% compound annual growth rate over the last 15 years, which supports the company's medium-term target for increased personal loan volume and a forecasted 32% year-over-year growth in originations for 2025. The company's earnings per share (EPS) are expected to grow significantly, with an anticipated 54%, 58%, and 46% year-over-year growth in 2026, 2027, and 2028, respectively, demonstrating robust financial health and strong earnings momentum. Additionally, LendingClub is expected to achieve considerable margin expansion in the coming years, alongside benefits from its Structured Certificates and operational leverage, which collectively position the company for enhanced profitability and market share growth.

Bears say

LendingClub is facing a challenging outlook primarily due to constraints in marketplace lending, which could lead to underperformance in earnings per share (EPS). Additionally, the company has reported significantly lower origination volumes compared to two years ago, indicating difficulties in sourcing customers despite cautious credit underwriting strategies. The 2026 EPS guidance of $1.65-$1.80 falls short of the company's medium-term guidance of 18-20% return on tangible common equity (ROTCE), while projected annual losses of 4.5-5.0% suggest potential financial strain related to higher reserve rates.

LendingClub (LC) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 67% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 6 analysts, LendingClub (LC) has a Buy consensus rating as of Apr 6, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

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