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LC
Volume: 3.65M

LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 7 analyst ratings
Buy
Strong Buy 14%
Buy 71%
Hold 14%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub is a Buy-rated stock with a positive outlook due to its strong growth momentum, evolving macro factors, and maintained guidance that can be seen as a raise. The company's investments in marketing channels and new product offerings, as well as its positioning as Happen Bank, are expected to drive efficiency and profitability gains in the long term. With a focus on prime and near-prime credit borrowers, LendingClub has significant opportunity for market share and its use of Structured Certificates can further benefit loan origination volume and interest income. The company's strong growth and expanding margin make its current valuation discount unwarranted, and its accounting stability and potential for earnings and ROTCE growth make it a solid investment opportunity. However, risks such as intense competition, credit risk, regulatory changes, interest rate fluctuations, and dependence on capital markets and leverage should be considered.

Bears say

LendingClub is facing several headwinds, including increasing expenses for rebranding and marketing efforts as well as uncertainties due to changing interest rates and market conditions. Additionally, the company's shift towards higher FV Originations and its adoption of Fair Value Accounting has resulted in a decrease in revenue and could continue to negatively impact EPS growth. LendingClub may also face challenges with investor interest on the funding side, potentially hindering future loan growth.

LendingClub (LC) has been analyzed by 7 analysts, with a consensus rating of Buy. 14% of analysts recommend a Strong Buy, 71% recommend Buy, 14% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 7 analysts, LendingClub (LC) has a Buy consensus rating as of Jun 26, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.64, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.64, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

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