Revenue segments as reported by the company.

Interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Provision for credit losses

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Huntington Bancshares

Huntington Bancshares, Inc. operates as a bank holding company. It provides commercial and consumer banking services, mortgage banking services, automobile financing, recreational vehicle and marine financing, equipment leasing, investment management, trust services, brokerage services, insurance programs, other financial products and services. The firm operates through the following segments: Consumer & Business Banking, Commercial Banking, Commercial Real Estate & Vehicle Finance, Regional Banking & The Huntington Private Client Group, and Home Lending. The Consumer & Business Banking segment provides financial products and services to consumer and small business customers including but not limited to checking accounts, savings accounts, money market accounts, certificates of deposit, investments, consumer loans, credit cards and small business loans. The Commercial Banking segment provides products and services to the middle market, large corporate, and government public sector customers located primarily within its geographic footprint. The segment is divided into following business units: Middle Market, Large Corporate, Specialty Banking, Asset Finance, Capital Markets, Treasury Management, and Insurance. The Commercial Real Estate & Vehicle Finance segment provides products and services include providing financing for land, buildings, and other commercial real estate owned or constructed by real estate developers, automobile dealerships, or other customers with real estate project financing needs, and financing for the purchase of automobiles, light-duty trucks, recreational vehicles and marine craft at franchised dealerships, financing the acquisition of new and used vehicle inventory of franchised automotive dealerships. The Regional Banking and The Huntington Private Client Group segment consists of private banking, wealth & investment management, and retirement plan services. The Home Lending segment originates and services consumer loans and mortgages for customers who are located in primary banking markets. The company was founded in 1866 and is headquartered in Columbus, OH.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Huntington Bancshares reports record earnings and strategic growth plans

Huntington Bancshares delivered a strong performance in Q4 2022, driven by record earnings, robust capital metrics, and a focus on operational efficiency.
While facing challenges such as managing NIM and controlling net charge-offs, the company remains confident in its credit quality and long-term growth prospects.
Opportunities for revenue growth in capital markets, continued success of Capstone, and strategic expense management strategies position Huntington for sustained performance.
Overall, Huntington Bancshares' focus on financial strength, credit quality, and operational efficiency sets a solid foundation for future growth and profitability.

Huntington Bancshares reports robust Q1 performance amidst economic uncertainties

Huntington Bancshares delivered strong financial performance in Q1 2023, driven by loan and deposit growth despite challenges like potential recession concerns.
The company's focus on expense management and strategic investments positions it well for future growth opportunities and maintaining shareholder value.
With a proactive approach to risk management and optimizing loan categories, Huntington is poised to navigate market uncertainties and capitalize on emerging opportunities.
Strengthening capital position and liquidity management reflect the company's commitment to resilience and long-term value creation.

Huntington Bancshares reports solid Q2 performance amidst rising challenges

Huntington Bancshares (HBAN) delivered strong financial performance in Q2, focusing on deposit growth, credit quality, and expense management. While facing challenges from rising deposit costs and NIM pressure, the company remains resilient through strategic investments and efficient operations. Opportunities exist in aligning loan growth with deposits and adapting to regulatory changes for sustained growth.

Huntington Bancshares reports solid Q3 performance amidst growth opportunities

Huntington Bancshares showcased strong financial performance, proactive expense management, and a focus on core growth strategies in Q3 2023.
While facing challenges such as expense growth and economic uncertainties, the company remains optimistic about opportunities for growth and financial resilience.
With a commitment to financial strength, efficiency, and strategic investments, Huntington Bancshares aims to drive consistent strong performance and create value for shareholders.

Huntington Bancshares posts strong Q4 results, eyes growth opportunities

Huntington Bancshares (HBAN) reported solid Q4 2023 results with growth in key financial metrics. The company is focused on managing credit rigorously, driving efficiency, and pursuing growth opportunities in core banking and new markets. Despite challenges in net interest income and expenses, Huntington is well-positioned for future success.

Huntington Bancshares reports solid Q2 earnings and eyes continued growth

Huntington Bancshares (HBAN) showcased strong financial performance in Q2 2024, driven by earnings growth, robust credit quality, and strategic revenue diversification.
The company's focus on organic growth, expense management, and credit performance positions it for sustained profitability and resilience in the market.
While challenges like managing deposit beta and balancing expenses persist, Huntington Bancshares remains optimistic about its growth trajectory and profitability outlook.

Huntington Bancshares excels in Q3 2024, eyes Carolinas expansion

Huntington Bancshares (HBAN) reported a strong quarter with notable loan and deposit growth, fee income expansion, and solid credit quality, underlining its financial resilience.
The company's disciplined expense management, strategic investments, and capital optimization efforts position it well for sustained growth and value creation.
While challenges exist in maintaining growth momentum and managing risks, Huntington Bancshares is leveraging opportunities in new markets and revenue streams to drive future success.

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Huntington Bancshares, Inc. is a bank holding company, which engages in the provision of full-service commercial and consumer deposit, lending, and other banking services. It operates through the following segments: Consumer and Regional Banking, Commercial Banking, and Treasury and Other. The Consumer and Regional Banking segment provides a wide array of financial products and services to consumer and business customers including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. The Commercial Banking segment is involved in expertise through bankers, capabilities, and digital channels, and includes a comprehensive set of product offerings. The Treasury and Other segment focuses on technology and operations, other unallocated assets, liabilities, revenue, and expense. The company was founded in 1866 and is headquartered in Columbus, OH.

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The higher-for-longer interest-rate environment weighed on banks during the quarter as one central theme this earnings season, banking-industry players told MarketWatch.

Higher-for-longer interest rates challenge banks as mixed Q3 earnings stack up

Huntington's (HBAN) Q3 earnings beat estimates on fee income growth. However, lower NII and a rise in expenses are the concern.

Huntington (HBAN) Q3 Earnings & Revenues Beat, Costs Up

Huntington Bancshares Incorporated (HBAN) Q3 2023 Earnings Call Transcript

Although the revenue and EPS for Huntington Bancshares (HBAN) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Here's What Key Metrics Tell Us About Huntington Bancshares (HBAN) Q3 Earnings

Q3 Results Highlighted by Sustained Core Deposit Growth, Expansion of CET1 Capital, and Strong Credit Quality 2023 Third-Quarter Highlights: Earnings per common share (EPS) for the quarter were $0.35, flat from the prior quarter, and were lower by $0.04 from the year-ago quarter. Excluding the after tax impact of Notable Items, adjusted earnings per common share were $0.36.

Huntington Bancshares Incorporated Reports 2023 Third-Quarter Earnings

Huntington (HBAN) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why Earnings Season Could Be Great for Huntington (HBAN)

Huntington (HBAN) is expected to have recorded a decline in net interest income in the third quarter of 2023 due to higher funding costs. Also, rising expenses and reserves are concerns.

What's in the Cards for Huntington (HBAN) in Q3 Earnings?

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BlackRock Provides ETF Model Portfolios; Huntington National Bank Provides Custody and Sub-Accounting BOSTON , Oct. 18, 2023 /PRNewswire/ -- Visible Foundation announces the launch of Visible National Trust (www.VisibleNationalTrust.com), the first national, turnkey special needs trust platform connecting financial advisors and families that include a loved one with a disability. BlackRock (NYSE:BLK) provides ETF model portfolios, and Huntington Bank (Nasdaq:HBAN) provides custody and sub-accounting.

Visible Foundation Launches First National Disability Wealth Management Platform

Huntington Bancshares (HBAN) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Huntington Bancshares (HBAN) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

Huntington Bancshares (HBAN) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Will Huntington Bancshares (HBAN) Beat Estimates Again in Its Next Earnings Report?

COLUMBUS, Ohio , Oct. 10, 2023 /PRNewswire/ -- The Huntington National Bank ("Huntington") was nationally recognized by the American Bankers Association Foundation for its Lift LocalSM Business program with a 2023 ABA Foundation Community Commitment Award. The ABA Foundation awarded Huntington for its efforts in the Economic Inclusion category, and presented the award during the ABA's Annual Convention on Oct. 10 in Nashville.

Huntington Bank Honored with ABA Foundation Community Commitment Award

Huntington infuses a record of more than $1.3 billion into the economy by supporting over 7,300 small businesses COLUMBUS, Ohio , Oct. 6, 2023 /PRNewswire/ -- The Huntington National Bank continues to demonstrate its commitment to small businesses and the communities they call home as the nation's largest originator, by volume, of Small Business Administration (SBA) 7(a) loans for the sixth consecutive year. The designation marks a record year for Huntington, surpassing $1.3 billion in SBA 7(a) loans and helping more than 7,300 small businesses.

The Huntington National Bank is Nation's Top SBA 7(a) Lender by Volume for Sixth Consecutive Year

COLUMBUS, Ohio , Oct. 4, 2023 /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN) will release third quarter 2023 financial results prior to the market opening on Friday, October 20, 2023.  A news release and supporting financial data will be available at that time on the Investor Relations section of the company's website.

Huntington Bancshares Incorporated Announces Third Quarter 2023 Earnings Call Details

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Passive income is your ticket to financial independence and a life on your own terms. Warren Buffett's portfolio reliably produces billions in dividend income. Secure your retirement with these two discounted +5% yielding dividend growers.

Buffett Says Make Money In Your Sleep: 2 Dividends For A Retirement Dream

Huntington Bancshares offers a unique post-crisis investment backed by robust net interest income, low non-performing assets, stable deposits, and solid capital ratios. The bank's share price is undervalued, presenting a potential capital gain of up to 50% and an elevated 5.5% dividend yield. Through strategic expansion and digital innovation, HBAN is enhancing customer engagement and operational efficiency.

Huntington Bancshares: The Mispriced Regional Powerhouse

BOSTON , Sept. 14, 2023 /PRNewswire/ -- Capstone Partners, a leading middle market investment banking firm, released its Q2 2023 Capital Market Update, reporting that total middle market (under $500 million in enterprise value) merger and acquisition (M&A) volume is likely approaching or has reached its trough, with deal volume declining 15.9% year-over-year (YOY) in Q2.

Capstone Partners Reports: Middle Market M&A Likely Reaches Trough, Near-Term Rebound Expected

With a 5.7% dividend yield, Huntington (HBAN) is a solid dividend-yielding stock that investors prefer to hold in their portfolios amid hovering recession fears in the near term.

Should You Consider Huntington (HBAN) for Its Dividend Yield?

Huntington Bancshares Incorporated, Veuu to create AI-based solutions to address pain points COLUMBUS, Ohio , Sept. 7, 2023 /PRNewswire/ -- Huntington Bancshares Incorporated has invested in Veuu, a healthcare fintech, to develop artificial intelligence-based solutions to revenue cycle challenges common within the healthcare industry.

BANK INVESTMENT AIMS TO IMPROVE REVENUE CYCLE FOR HEALTHCARE INDUSTRY

COLUMBUS, Ohio , Aug. 30, 2023 /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN) will present at the 2023 Barclays Global Financial Services Conference on Monday, September 11, 2023.  Zach Wasserman, chief financial officer, is scheduled to present to analysts and investors at 12:00 PM (Eastern Time).

Huntington Bancshares Incorporated to Present at the Barclays Global Financial Services Conference

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Huntington Bancshares gets a strong buy rating today, more bullish than the consensus from analysts and the quant system. Positives: dividend yield vs sector average, valuation vs sector average, capital strength, share price vs 200-day SMA, earnings YoY growth. Risk of exposure to net charge-offs and bad assets was deemed not critical, as net charge-off ratio is on decline from peak.

Huntington Bancshares: 5 Reasons This Regional Bank Is A Strong Buy

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We received $941 in July dividend income. This was a 34.95% dividend increase compared to July 2022. One interesting benefit of moving the funds into VOO is that they pay dividends in an “off month” several times during the year. The Fulton July dividend has more than doubled since January and the Huntington dividend has grown over 50% in the same time period.

Bert's July 2023 Dividend Income Summary

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Bank fundamentals were challenged but results were better than worst-case fears as higher interest rates boosted bank loan yields, Jefferies analyst Ken Usdin said Thursday in the firm's summary of second-quarter profits for the 36 large and mid-sized banks in its coverage universe.

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News for Huntington Bancshares Stock (HBAN)