
Huntington Bancshares (HBAN) Stock Forecast & Price Target
Huntington Bancshares (HBAN) Analyst Ratings
Bulls say
Huntington Bancshares exhibits a positive outlook driven by anticipated net interest margin (NIM) expansion alongside significant growth in net interest income, projected for 2026, due to favorable fixed asset repricing. The bank's strategic acquisitions in thriving markets enhance its position, particularly in Dallas-Fort Worth and Houston, which are experiencing job growth rates significantly exceeding the national average, contributing to an increasing base of small businesses. Furthermore, Huntington's asset quality metrics have shown consistent improvement, bolstered by effective risk management strategies and a rising average FICO score, which indicates a stronger consumer base.
Bears say
Huntington Bancshares faces a negative outlook primarily due to concerns over potential asset quality deterioration stemming from a possible economic recession, which could lead to higher nonperforming assets and net charge-offs. The bank's substantial indirect auto loan portfolio, which comprises 10% of total loans, is further pressured by declining used car prices and a downward trend in loan-to-value ratios, indicating increased financial risk. Additionally, the risk associated with potential acquisitions and the prolonged period of high interest rates poses further challenges to revenue growth and overall bank valuations.
This aggregate rating is based on analysts' research of Huntington Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Huntington Bancshares (HBAN) Analyst Forecast & Price Prediction
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