
Huntington Bancshares (HBAN) Stock Forecast & Price Target
Huntington Bancshares (HBAN) Analyst Ratings
Bulls say
Huntington Bancshares is positioned for continued net interest income growth due to expected margin expansion of approximately 10 basis points in both 2026 and 2027, driven largely by fixed asset repricing and improved deposit cost management. The bank's strategic growth initiatives, including expansion into high-growth metropolitan areas such as Dallas-Fort Worth and Houston, are anticipated to enhance its franchise strength and add density in markets projected to grow 30% faster than the national average over the next five years. Additionally, the increase in the average FICO score from 760 in 2013 to 782 in the fourth quarter of 2023 reflects an upward trend in the quality of Huntington's consumer base, further supporting a positive outlook on the bank's financial performance.
Bears say
Huntington Bancshares faces a negative outlook due to a challenging economic environment that may hinder lending opportunities and compress margins, particularly as consumer demand for loans stagnates and credit costs rise. The bank's substantial exposure to a declining large indirect auto loan portfolio, which comprises 10% of total loans, exacerbates concerns, especially with falling used car prices affecting collateral values. Additionally, the potential for higher credit costs and the uncertainty from past acquisitions could undermine investor confidence and weigh on the bank's overall financial stability.
This aggregate rating is based on analysts' research of Huntington Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Huntington Bancshares (HBAN) Analyst Forecast & Price Prediction
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