
Huntington Bancshares (HBAN) Stock Forecast & Price Target
Huntington Bancshares (HBAN) Analyst Ratings
Bulls say
Huntington Bancshares is poised for positive growth, with management projecting a rise in net interest margin (NIM) by at least 10 basis points annually starting in 2026, largely due to fixed asset repricing and strong loan growth that will enhance net interest income. The bank's strategic strengthening of its presence in Texas aligns with accelerated growth in major metropolitan areas, which are forecasted to expand 30% faster than the national average over the next five years. Additionally, Huntington has improved its asset quality metrics by de-risking its loan portfolio and servicing a higher average FICO score, indicating a stronger and more stable consumer base.
Bears say
The outlook for Huntington Bancshares is negatively affected by concerns over asset quality, particularly given the potential for an economic recession, which could lead to increased nonperforming assets and net charge-offs. The bank's substantial indirect auto loan portfolio faces risks from declining used car prices, further exacerbated by a downward trend in loan-to-value ratios. Additionally, the implications of potential acquisitions introduce operational risks and financial uncertainties, alongside the impact of sustained high interest rates that may inhibit loan demand and negatively affect net interest margins.
This aggregate rating is based on analysts' research of Huntington Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Huntington Bancshares (HBAN) Analyst Forecast & Price Prediction
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