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FLD
Volume: 69.25K

FLD Stock Forecast & Price Target

FLD Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 50%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Fold Holdings is increasingly transitioning from a transaction-dependent Bitcoin rewards app into a broader consumer financial platform with recurring asset-gathering economics, which should make revenue less sensitive to Bitcoin volatility and trading volume. Despite 2Q26 revenue of $6.1m and a net loss of $9.7m, the company shows improving product traction, including more than 2,000 credit cardholders as of August 11, an ~80k-person waitlist, and management reporting interchange and lending economics that are meeting or exceeding expectations. Its strengthened balance sheet, including $28.4m of cash, elimination of about $20m of secured debt, and a new Lead Bank core banking partnership, gives it greater flexibility to scale deposits, card receivables, and customer engagement across its ecosystem.

Bears say

Fold Holdings is facing a deteriorating fundamental outlook as revenue estimates for 2026E and 2027E were cut sharply by 55% and 62%, reflecting a softer crypto trading backdrop and slower-than-expected adoption of its Bitcoin Rewards Credit Card. The card ramp appears weak, adding only about 1.0k active cards q/q in 2Q versus a 7.5k estimate, while broader transaction volume and newer product momentum are being modeled more conservatively. The business also remains highly exposed to Bitcoin price sensitivity, competition from emerging cryptocurrencies, execution risk in scaling card products, and potential regulatory and tax headwinds.

FLD has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 50% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Fold Holdings Inc and is not a guaranteed prediction by Public.com or investment advice.

FLD Analyst Forecast & Price Prediction

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FAQs About Fold Holdings Inc (FLD) Forecast

Analysts have given FLD a Buy based on their latest research and market trends.

According to 2 analysts, FLD has a Buy consensus rating as of Oct 27, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $1.85, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $1.85, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Fold Holdings Inc (FLD)

Volume: 69.25K

FLD Analyst Forecast & Price Prediction

Get the latest FLD stock forecast, including analyst ratings and price predictions, with real-time AI-powered fundamental data and custom analysis

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