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FLD
Volume: 23.19K

FLD Stock Forecast & Price Target

FLD Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 50%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Fold Holdings is attractive because its Lead Bank partnership strengthens core banking infrastructure across accounts, deposits, withdrawals, and Bitcoin trading, while giving it a path to earn more durable economics from customer balances rather than relying only on transaction revenue. The balance sheet also looks improved, with $28.4 million of cash, 194 BTC worth about $11.4 million, and roughly $59.1 million of digital-asset sale proceeds used to eliminate about $20 million of secured debt and $145,000 of monthly interest expense. Growth in the Bitcoin Rewards Credit Card adds further support, as cardholders rose above 2,000 from 1,000-plus, transactions per user increased roughly 4x, and an ~80k-person waitlist suggests meaningful upside as distribution broadens.

Bears say

Fold Holdings is facing a weaker fundamental backdrop as 2026E and 2027E revenue estimates were cut by 55% and 62%, reflecting a softer crypto trading environment, slower card ramp, and transaction volume that fell 32% y/y to $172m in 1Q26. Revenue of $5.6m missed consensus of $10.0m, underscoring that its Bitcoin Rewards Credit Card and broader ecosystem monetization are still early and not yet achieving scale, with just over 1,000 cards in circulation and rollout intentionally throttled for fraud and underwriting control. The outlook remains negative because the business is highly sensitive to Bitcoin prices, faces rising competition from other cryptocurrencies and card issuers, and carries regulatory and tax uncertainty that could constrain growth and profitability.

FLD has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 50% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Fold Holdings Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Fold Holdings Inc (FLD) Forecast

Analysts have given FLD a Buy based on their latest research and market trends.

According to 2 analysts, FLD has a Buy consensus rating as of Oct 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $1.85, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $1.85, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Fold Holdings Inc (FLD)

Volume: 23.19K

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