Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

The consensus price target hints at a 44.4% upside potential for Fair Isaac (FICO). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Wall Street Analysts Think Fair Isaac (FICO) Could Surge 44%: Read This Before Placing a Bet

FICO is a high-quality company in the financial service industry.

Fair Isaac Corporation: High Quality And Durability At A Sensible Price

SAN JOSE, Calif., Nov. 23, 2021 /PRNewswire/ --   Highlights: FICO announces panel of independent industry judges for 2022 awards.

Global Industry Experts to Judge 2022 FICO Decisions Awards

SAN JOSE, Calif., Nov. 22, 2021 /PRNewswire/ -- Highlights: This is the second year FICO ranked sixth out of 100 companies in the RiskTech100® report - a comprehensive study of the world's major solution providers in risk and compliance technology FICO received category awards in AI Applications, Financial Crime - Enterprise Fraud, Retail Credit Analytics, and Innovation Leading applied intelligence company FICO today announced it has ranked sixth in Chartis Research's annual RiskTech100® report of the world's leading risk technology providers.

FICO Recognized as a Top 10 RiskTech Company in the 2022 Chartis RiskTech100® Report

SAN JOSE, Calif., Nov. 16, 2021 /PRNewswire/ -- Highlights FICO today launched its next-generation loan origination solution, FICO® Originations Solution, Powered by FICO® Platform, which provides financial services providers the ability to transform their customers' digital onboarding experience.

FICO Launches Powerful Next-Generation Originations Solution for Digital-First Account Openings

LONDON, Nov. 16, 2021 /PRNewswire/ --  Highlights: FICO® Originations Solution will allow OTP Group to respond quicker to changing market needs and regulations FICO's experience with cloud solutions is helping OTP Group to innovate Cloud-based solution gives OTP Group future-proof efficiencies As part of a digital transformation project across its European operations, OTP Group is adopting FICO® Originations Solution, Powered by FICO® Platform as its standard system for approving retail credit applicants. By standardizing on this solution, OTP Group — one of the largest independent financial services providers in Central and Eastern Europe — aims to improve cost efficiency while increasing its control over risk management for new customers.

OTP Group Adopts FICO Originations Solution as Standard Across Europe

The shares of Fair Isaac Corporation (NYSE: FICO) have received a price target of $522 from Jefferies. These are the details.

Fair Isaac (FICO) Stock: $522 Price Target From Jefferies

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Fair Isaac Corp (FICO) CEO William Lansing on Q4 2021 Results - Earnings Call Transcript

Fair Isaac (FICO) delivered earnings and revenue surprises of 23.66% and -4.19%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Fair Isaac (FICO) Q4 Earnings Beat Estimates

Fair Isaac (NYSE:FICO) reported its Q4 earnings results on Wednesday, November 10, 2021 at 04:15 PM. Here's what investors need to know about the announcement.

Fair Isaac: Q4 Earnings Insights

BOZEMAN, Mont., Nov. 10, 2021 /PRNewswire/ -- FICO (NYSE: FICO), a leading applied analytics company,  today announced results for its fourth fiscal quarter ended September 30, 2021.

FICO Announces Earnings of $3.00 per Share for Fourth Quarter Fiscal 2021

The average of price targets set by Wall Street analysts indicates a potential upside of 40.4% in Fair Isaac (FICO). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

Wall Street Analysts Believe Fair Isaac (FICO) Could Rally 40%: Here's is How to Trade

HAMPTON ROADS, Va., Nov. 5, 2021 /PRNewswire/ -- Leading analytics software firm FICO (NYSE:FICO) will host a free online financial education event with national and local nonprofit partners for Hampton Roads consumers, including Norfolk, Virginia Beach, Chesapeake, Suffolk, Portsmouth, Newport News and Hampton, on November 10.

FICO to Host Free Online Financial Education Event for Hampton Roads Consumers

Fair Isaac (FICO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate Fair Isaac (FICO) to Report a Decline in Earnings: What to Look Out for

SAN JOSE, Calif., Nov. 2, 2021 /PRNewswire/ -- Leading analytics software firm FICO (NYSE:FICO), announced today that Jim Wehmann, executive vice president of Scores at FICO, has joined the Mortgage Banker's Association (MBA) Board.

Jim Wehmann, Executive Vice President of Scores at FICO, Joins Mortgage Banker's Association Board

LONDON, Oct. 28, 2021 /PRNewswire/ -- Pressure is mounting on financial organisations to quickly improve their efforts in the fight against climate change. A statement from the UN's annual climate change conference (Cop26) says every company, financial firm and bank must change to meet climate goalsi.

ESG in Finance: FICO Platform Helps Hoist Finance Make Debt Resolution 97% Greener

SAN JOSE, Calif., Oct. 27, 2021 /PRNewswire/ -- FICO (NYSE:FICO), a leading predictive analytics and decision management software company, will announce its fourth quarter fiscal 2021 results on November 10, 2021, after the market closes and will host a conference call on November 10 th at 5:00 p.m.

Fair Isaac Corporation Announces Date for Reporting of Fourth Quarter Fiscal 2021 Financial Results

Fair Isaac has seen a very consistent growth pattern in years past. 2020 and 2021 continued that growth, with Score segment products growing in the 20%+ range.

Fair Isaac: Pay A Premium For A Very Stable And Growing Business

JACKSONVILLE, Fla., Sept. 9, 2021 /PRNewswire/ -- Leading analytics software firm FICO (NYSE:FICO) will host a free online financial education event with national and local nonprofit partners for Jacksonville-area consumers on September 15.

FICO to Host Free Online Financial Education Event for Jacksonville Consumers

SAN JOSE, Calif., Aug. 24, 2021 /PRNewswire/ -- HIGHLIGHTS: FICO released new research looking at the impact of COVID-19 on digital transformation in financial services, particularly with customer-willingness for digital account openings 62% expect to be able to prove their identity digitally, but if asked to move out of digital channels (such as visiting a branch) during the digital account opening process, only 21% said they would eventually complete the added steps A greater percent of Gen Z prefer non-digital channels than older generations – 29% of respondents between ages 18-24 prefer to use phone call or mail to open a financial account versus less than 8% of those over 65 Half of all customers abandon the digital onboarding process if they have to answer more than 10 questions Leading digital decision platform company, FICO, today released research which found that the COVID-19 pandemic accelerated a digital-first mindset in financial services, with 71% of U.S. respondents willing to open an account digitally (via app or website).

New FICO Research Shows an Accelerated Digital-First Mindset: 71% of U.S. Consumers Willing to Open a Bank Account Digitally, Signaling the Need for More Engaging and Personalized Financial Experiences

SAN JOSE, Calif., Aug. 19, 2021 /PRNewswire/ -- Highlights FICO included on Forbes' annual list of America's Best Employers for Women The recognition is based on employee satisfaction through anonymized surveys FICO was recognized by Forbes as America's number one mid-sized employer in February Leading digital decision platform company, FICO, today announced that it has been named among America's Best Employers for Women by Forbes Magazine in the Software & Services category.

FICO Recognized on Forbes' List of America's Best Employers for Women

SAN JOSE, Calif., Aug. 6, 2021 /PRNewswire/ -- Highlights: FICO has been awarded 13 new patents for fraud, AI/ML and decision management platforms FICO now holds 204 US and foreign patents FICO currently has 85 pending patent applications Leading digital decision platform company, FICO, today announced that it has been awarded 13 new patents related to artificial intelligence (AI), machine learning (ML), fraud and decision management platform.

FICO Continues to Drive Innovation with 13 New Patents for AI, Machine Learning, Fraud and Decision Management Platform

Fair Isaac Corporation (FICO) CEO Will Lansing on Q3 2021 Results - Earnings Call Transcript

Shares of Fair Isaac (NYSE:FICO) rose in after-market trading after the company reported Q3 results. Quarterly Results Earnings per share rose 31.01% over the past year to $3.38, which beat the estimate of $2.76.

News for Fair Isaac Stock (FICO)