
Fair Isaac (FICO) Stock Forecast & Price Target
Fair Isaac (FICO) Analyst Ratings
Bulls say
Fair Isaac Corporation has demonstrated robust performance with its Scores revenue reaching $304.5 million, reflecting a significant year-over-year growth of 29.2%, driven by strong demand in the mortgage and auto sectors. The company's predominant market position in credit scoring allows it to implement price increases that are effectively absorbed by end users, underpinning a positive outlook for future growth in both the Scores and Software business segments. Additionally, while software product revenue grew modestly by 1.2% year-over-year, the stability and ongoing enhancements in Fair Isaac's product offerings continue to support overall revenue potential.
Bears say
Fair Isaac Corporation's outlook is negatively affected by concerns regarding a potential prolonged economic downturn, which could lead financial institutions to significantly reduce their purchases of FICO Scores, thereby impacting revenue and earnings per share (EPS). Additionally, the company's challenges in scaling its software business may hinder its ability to meet consensus expectations for revenue growth and margin expansion. Furthermore, the decline of 7.6% in non-platform annual recurring revenue (ARR), coupled with a 0.7% quarterly revenue decline, raises significant concerns about the firm's overall financial stability and growth trajectory.
This aggregate rating is based on analysts' research of Fair Isaac and is not a guaranteed prediction by Public.com or investment advice.
Fair Isaac (FICO) Analyst Forecast & Price Prediction
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