Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

DELHI, India--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights 1 in 6 Indian consumers will leave for a competitor if unsatisfied with their bank's fraud management response 15 percent of Indians concerned about Authorized Push Payment scams 11 percent of Indian consumers think banks could do more to protect them FICO's latest global fraud survey has revealed that 1 in 6 Indian consumers will leave for a competitor if unsatisfied with their bank's fraud management response.

FICO Survey: 1 in 6 Indian Consumers Will Leave a Bank for a Competitor if Unhappy With Response to Scams

FICO's Dr. Scott Zoldi Honored with “Future Thinking” Award at Corinium's Business of Data Awards Gala

Fair Isaac Corporation Announces Date for Reporting of Fourth Quarter Fiscal 2022 Financial Results

JAKARTA, Indonesia--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights 1 in 6 Indonesian consumers will leave for a competitor if unsatisfied with their bank's fraud management response 34 percent of Indonesians are most concerned about Account Takeover (ATO) fraud, followed by identity theft (29%) 13 percent of Indonesian consumers think banks could do more to protect them FICO's latest global fraud survey has revealed that 1 in 6 Indonesian consumers will leave for a competitor if unsatisfied wit

FICO Survey: 1 in 6 Indonesian Consumers Will Leave a Bank for a Competitor if Unhappy With Response to Scams

Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10 T

Federal Home Loan Mortgage Corporation

Federal National Mortgage Association

The Federal Housing Finance Agency will require lenders that use credit scores for mortgage underwriting to use scores from both Fair Isaac Corp., the creator of FICO credit scores, and its competitor VantageScore Solutions.

FHFA Says Lenders Should Use FICO, VantageScore for Loans Sold to Fannie Mae, Freddie Mac

JOHANNESBURG--(BUSINESS WIRE)--FICO, a global analytics leader, today announced the release of FICO® Score 6 with longstanding partner TransUnion Africa.

FICO Score 6 from TransUnion and FICO Aim to Expand Credit Access in South Africa

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced that its Board of Directors has approved a stock repurchase program to acquire up to $500 million of the company's outstanding common stock. This new program was approved following completion of FICO's previous stock repurchase program, which was in effect from January 2022 through October 2022. The new stock repurchase program, which is open-ended, allows

FICO Announces New Stock Repurchase Program

LONDON--(BUSINESS WIRE)--Naomi Palmer, one of FICO's fraud consultants, has been recognized for her contributions and outstanding efforts with a silver award for ‘Team Player of the Year' at the Women in Credit Awards 2022, sponsored by Credit Strategy. The winners were announced at a black-tie ceremony on 21 September in London. More information: https://www.creditstrategy.co.uk/women-in-credit-awards/women-in-credit-winners-2022 With just seven years in the UK credit industry, Naomi Palmer is

FICO Fraud Expert Recognized at Women in Credit Awards 2022

Fair Isaac (FICO) will be hosting the sixth FICO Forum Africa on Nov 17, 2022, in Johannesburg to portray how it has created a new approach to managing customers digitally.

Fair Isaac (FICO) Explores Financial Growth in Africa

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SAN JOSE, Calif.--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights: FICO announces panel of independent industry judges for 2023 awards. Entries for the FICO® Decisions Awards are due October 28, 2022 The ten award categories are AI, Machine Learning and Optimization, Cloud Deployment, Customer Onboarding and Management, Debt Management, Decision Management Innovation, ESG Champion, Financial Inclusion, Fraud Management, FICO Industry Vanguard and Pioneer Award. Entry form and information are at

Judging Panel of International Industry Experts Announced For 2023 FICO Decisions Awards

JOHANNESBURG--(BUSINESS WIRE)--Leading global analytics company FICO, named best technology provider for data analytics at the 2022 Credit Awards, will be hosting the 6th FICO Forum Africa on 17 November in Johannesburg. Attendees will explore how African financial institutions can use technology advances and advanced analytics to increase growth during a challenging economic period, marked by a cost-of-living crisis, the pandemic's after-effects and an increase in financial scams. FICO has pio

FICO Forum Africa to Explore Customer-Centric Growth in a Challenging Economy

SAN JOSE, Calif.--(BUSINESS WIRE)---- $FICO--Leading applied analytics company FICO (NYSE:FICO) will host a “Score A Better Future” financial education webinar on September 29, 2022. Special guests Lynnette Khalfani-Cox of The Money Coach® and Nadja Vital of Freddie Mac will join FICO's Jenelle Dito to discuss the importance of understanding your FICO® Score and the role it plays in navigating the home buying process. The event is free and open to anyone. “Buying or refinancing a home can be both stressf

FICO's “Score A Better Future” Program to Host a Free Homeownership Virtual Event

LONDON--(BUSINESS WIRE)--FICO (NYSE: FICO) Highlights: SIMAH has introduced the FICO® Score to the Saudi market helping to grow financial inclusion and enabling lenders to increase their portfolios Millions more Saudis can access loans since the FICO Score introduction in 2011 SIMAH won a 2022 FICO® Decisions Award for financial inclusion The Saudi Credit Bureau (SIMAH), a leader in credit bureau information management in the Middle East and North Africa (MENA), has administered the successful

Saudi Credit Bureau (SIMAH) Enables Millions More Consumers to Access Bank Loans After Introducing FICO Score

Here is how Fair Isaac (FICO) and Model N (MODN) have performed compared to their sector so far this year.

Has Fair Isaac (FICO) Outpaced Other Computer and Technology Stocks This Year?

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Highlights: FICO has been awarded eleven new patents in fraud, AI/ML, and digital decisioning FICO holds 208 active US and foreign patents to date FICO currently has 83 pending patent applications Leading analytics software firm FICO has been granted eleven new patents over the last eight months related to fraud, artificial intelligence (AI)/machine learning (ML), and digital decisioning. With these grants FICO's patent portfolio now totals 208 active patents, w

FICO Granted Eleven New Patents in Fraud, AI/ML, and Digital Decisioning

LONDON--(BUSINESS WIRE)--The 2021 European Fraud Map produced by global analytics firm FICO, with data from Euromonitor International and UK Finance, shows the United Kingdom and the Nordic region continue to lead Europe both in terms of digital transformation and fraud loss reduction. Denmark and Sweden achieved the highest percentage decreases in losses while the UK reduced card fraud losses by £49 million, the largest decline in the region. The UK data for the European Fraud Map came from UK

UK Leads Europe in Card Fraud Loss Reduction with £49 Million Drop in 2021

SAN JOSE, Calif.--(BUSINESS WIRE)--New analysis from FICO (NYSE: FICO), a leading analytics software firm, shows that the national average FICO® Score currently sits at 716, the same as it was a year ago. FICO® Scores are dynamic and evolve as changes in consumer behavior are reflected in the underlying credit bureau data housed and managed by the three primary U.S. consumer reporting agencies (CRAs). Each year, FICO provides insight into the national average FICO Score to help ensure that cons

Average U.S. FICO Score Remains Steady at 716

LONDON--(BUSINESS WIRE)--A team of four researchers including FICO's Selene Silvestri has been awarded the SEIO-BBVA prize for the best applied contribution in operational research. The team won for its article on optimizing access to drinking water in the remote areas of Nepal. The Spanish Society of Statistics and Operations Research (SEIO) and the BBVA Foundation grant these annual awards for particularly significant scientific contributions in statistics and operations research. More inform

FICO Data Scientist on Team Honoured for Work on Optimizing Drinking Water Access

Fair Isaac (FICO) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Will Fair Isaac (FICO) Gain on Rising Earnings Estimates?

When a stock experiences a golden cross technical event, good things could be on the horizon. How should investors react?

Fair Isaac (FICO) Just Flashed Golden Cross Signal: Do You Buy?

Fair Isaac (FICO) could be a great choice for investors looking to make a profit from fundamentally strong stocks that are currently on the move. It is one of the several stocks that made it through our "Recent Price Strength" screen.

Here's Why "Trend" Investors Would Love Betting on Fair Isaac (FICO)

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Does Fair Isaac (FICO) have what it takes to be a top stock pick for momentum investors? Let's find out.

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