Enova Int.

Enova International, Inc. engages in the provision of online financial services. Its products and services include short-term consumer loan, line of credit accounts, instalment loans, receivables purchase agreements, credit services organization program, bank program, and decision management platform-as-a-service & analytics-as-a-service. It caters non-prime credit consumers and small businesses in the United States and Brazil. The company was founded by Albert Goldstein and Alexander Goldstein in 2003 and is headquartered in Chicago, IL.

Earnings data Q4 2023

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

CHICAGO , Sept. 26, 2023 /PRNewswire/ -- Enova International, Inc. (NYSE: ENVA) (the "Company"), a leading financial technology company powered by machine learning and world-class analytics, today announced that it has commenced a consent solicitation (the "Consent Solicitation") pursuant to terms and conditions of a Consent Solicitation Statement, dated September 26, 2023 (as it may be amended or supplemented from time to time, the "Consent Solicitation Statement") to amend the indenture (the "Indenture") governing its outstanding 8.500% Senior Notes due 2025 (the "Notes") in order to increase the Company's ability to make restricted payments in connection with share repurchases and for other corporate purposes.

Enova Announces Consent Solicitation for Senior Notes due 2025

CHICAGO , Aug. 30, 2023 /PRNewswire/ -- Today, the U.S. Chamber of Commerce and Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and world-class analytics, announced Enova's sponsorship of the U.S. Chamber of Commerce's "America's Top Small Business" awards and small business summit. The annual event, held in Washington D.C.

Enova and OnDeck Announce Sponsorship of the U.S. Chamber's "America's Top Small Business" Awards and Summit

Enova International, Inc. (NYSE:ENVA ) Q2 2023 Earnings Conference Call July 25, 2023 5:00 PM ET Company Participants Lindsay Savarese – Investor Relations David Fisher – Chief Executive Officer Steve Cunningham – Chief Financial Officer Conference Call Participants David Scharf – JMP John Rowan – Janney Vincent Caintic – Stephens Alexander Villalobos – Jefferies Operator Good afternoon and welcome to the Enova International Second Quarter 2023 Earnings Conference Call. All participants will be in listen-only mode.

Enova International, Inc. (ENVA) Q2 2023 Earnings Call Transcript

Enova International (ENVA) came out with quarterly earnings of $1.72 per share, beating the Zacks Consensus Estimate of $1.69 per share. This compares to earnings of $1.64 per share a year ago.

Enova International (ENVA) Q2 Earnings and Revenues Top Estimates

Total revenue increased 22% from the second quarter of 2022 to $499 million Strong profitability with diluted earnings per share of $1.50 and adjusted earnings per share of $1.72 Total company combined loans and finance receivables increased 20% from the end of second quarter of 2022 to $2.9 billion and total company originations exceeded $1 billion for the seventh consecutive quarter Continued solid credit performance and outlook with a second quarter net revenue margin of 60%, a sequential decline in the quarterly total consolidated portfolio net charge-offs as a percentage of average combined loan and finance receivables to 7.6% and a sequential increase in the fair value of the consolidated portfolio as a percentage of principal to 112% at June 30 At June 30, total liquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion Repurchased $28 million of common stock under our share repurchase program and purchased and retired $26 million of senior notes during the quarter CHICAGO, July 25, 2023 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and world-class analytics, today announced financial results for the second quarter ended June 30, 2023.  "This quarter we continued to demonstrate our ability to consistently deliver strong financial results," said David Fisher, Enova's CEO.

Enova Reports Second Quarter 2023 Results

Alphabet

Nucor

Here are three stocks that can soothe investors' sentiment in terms of growth, and now appears to be a good time to buy going into their second-quarter reports on Tuesday, July 25.

3 Top-Rated Growth Stocks to Buy as Earnings Approach

The improving loan scenario is likely to drive origination volume and revenues for Enova (ENVA) when it reports Q2 earnings results this week.

Enova (ENVA) to Report Q2 Earnings: What's in the Offing?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Should Value Investors Buy Enova International (ENVA) Stock?

Enova International (ENVA) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Enova International, Inc. (ENVA) Hit a 52 Week High, Can the Run Continue?

CHICAGO , July 11, 2023 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and world-class analytics, today announced the company's second quarter 2023 financial results will be released after the market close on Tuesday, July 25, 2023. Enova will host a conference call to discuss its results at 4 p.m.

Enova Announces Date of Second Quarter 2023 Financial Results Conference Call

ENVA has solid fundamentals and positioning to address a very large TAM. Growth may slow down in the near term despite a projected increase in marketing spend. I rate the stock neutral. My target price model suggests a 4% upside at year's end, which is not a compelling return in my view.

Enova: Small Upside, But Not A Screaming Buy

Are Investors Undervaluing Enova International (ENVA) Right Now?

Enova International (ENVA) possesses solid growth attributes, which could help it handily outperform the market.

Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think "Yes"

Enova International (ENVA) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.

Here Is Why Bargain Hunters Would Love Fast-paced Mover Enova International (ENVA)

Enova International, Inc. (ENVA) Q1 2023 Earnings Call Transcript.

Enova International, Inc. (ENVA) Q1 2023 Earnings Call Transcript

Enova International (ENVA) came out with quarterly earnings of $1.79 per share, beating the Zacks Consensus Estimate of $1.58 per share. This compares to earnings of $1.67 per share a year ago.

Enova International (ENVA) Beats Q1 Earnings Estimates

Total revenue increased 25% from the first quarter of 2022 to $483 million Strong profitability with diluted earnings per share of $1.56 and adjusted earnings per share of $1.79 Total company combined loans and finance receivables increased 28% from the end of first quarter of 2022 to $2.8 billion and total company originations increased 2% from the first quarter of 2022 to $1.1 billion Continued solid credit performance and outlook with a first quarter net revenue margin of 59%, a sequential decline in the quarterly total consolidated portfolio net charge-offs as a percentage of average combined loan and finance receivables to 8.2% and a sequential increase in the fair value of the consolidated portfolio as a percentage of principal to 111% at March 31 At March 31, total liquidity, including cash and marketable securities and available capacity on facilities, totaled $905 million Repurchased $17 million of common stock under our share repurchase program and purchased and retired $44 million of senior notes during the quarter CHICAGO , April 25, 2023 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced financial results for the first quarter ended March 31, 2023.  "We delivered another quarter of solid top- and bottom-line results, with our balanced approach to growth enabling us to successfully navigate the current macroeconomic backdrop," said David Fisher, Enova's CEO.

Enova Reports First Quarter 2023 Results

CHICAGO , April 11, 2023 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the company's first quarter 2023 financial results will be released after the market close on Tuesday, April 25, 2023.

Enova Announces Date of First Quarter 2023 Financial Results Conference Call

Is Enova International (ENVA) Stock Undervalued Right Now?

Enova is facing regulatory uncertainties. Enova diversifies this risk with growing its SMB lending business.

Enova: Significant Changes In Business, Insignificant Changes In Valuation

Enova International (ENVA) could produce exceptional returns because of its solid growth attributes.

Enova International (ENVA) is an Incredible Growth Stock: 3 Reasons Why

American Eagle Outfitters

SCGLY, AEO and ENVA made it to the Zacks Rank #1 (Strong Buy) value stocks list on February 7, 2023.

Best Value Stocks to Buy for February 7th

Janus Henderson Group

SoFi Technologies

Earnings reports and a bullish market are driving all three of these stocks higher today.

Why SoFi, Janus Henderson, and Enova International Are Rising Today

Enova International, Inc. (NYSE:ENVA ) Q4 2022 Earnings Conference Call February 1, 2023 5:00 PM ET Company Participants Lindsay Savarese - Investor Relations David Fisher - Chief Executive Officer Steven Cunningham - Chief Financial Officer Conference Call Participants David Scharf - JMP John Hecht - Jefferies John Rowan - Janney Vincent Caintic - Stephens Operator Good day and welcome to the Enova International Fourth Quarter and Full Year 2022 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.

Enova International, Inc. (ENVA) Q4 2022 Earnings Call Transcript

Enova International (ENVA) delivered earnings and revenue surprises of 6.67% and 0.32%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

News for Enova Int. Stock (ENVA)