
Enova Int. (ENVA) Stock Forecast & Price Target
Enova Int. (ENVA) Analyst Ratings
Bulls say
Enova International Inc. is poised for positive growth, supported by an expanding market share as macroeconomic factors prompt a shift toward sub-prime and near-prime lending. The company has recently demonstrated strong financial performance, with adjusted EPS exceeding consensus estimates by 12%, underpinned by efficient management of operating expenses. Additionally, recent debt issuances at lower funding costs, despite high benchmark rates, highlight investor confidence and suggest a favorable outlook for net interest margin expansion.
Bears say
Enova International faces risks related to a failed bank acquisition or changes in deal economics that may diminish synergy expectations, contributing to negative outlook pressures. The company's fourth quarter earnings per share (EPS) growth estimate of 15% year-over-year falls short of management guidance of 20-25%, driven by higher operational marketing costs than anticipated. Additionally, ongoing concerns regarding credit trends have the potential to lead to increased losses and slower growth, particularly in light of the company's exposure to sub-prime lending markets and small business credit challenges.
This aggregate rating is based on analysts' research of Enova Int. and is not a guaranteed prediction by Public.com or investment advice.
Enova Int. (ENVA) Analyst Forecast & Price Prediction
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