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ENVA
Volume: 170.18K

Enova Int. (ENVA) Stock Forecast & Price Target

Enova Int. (ENVA) Analyst Ratings

Based on 7 analyst ratings
Strong Buy
Strong Buy 57%
Buy 43%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Enova International Inc. is positioned for growth as macroeconomic factors and tightening credit trends are likely to drive market share towards consumer lenders in the sub-prime and near-prime segments. The company's adjusted earnings per share (EPS) have exceeded consensus estimates by 12%, supported by lower operating expenses, which bodes well for profitability and operational efficiency. Additionally, recent debt issuances at lower funding costs, amidst high benchmark rates, signal strong investor confidence and provide a favorable environment for net interest margin (NIM) expansion.

Bears say

Enova International Inc faces a negative outlook primarily due to the failure of a bank acquisition, which may have resulted in reduced synergies and a downturn in credit trends leading to higher losses and stagnant growth projections. Despite guidance indicating a potential EPS growth of 20-25% year-over-year, the company’s own estimates reflect a reduced growth forecast of only 15% for 4Q25, attributed to increased marketing expenses. Additionally, ongoing concerns about the company's exposure to sub-prime lending and the cyclical nature of small business credit are contributing to market caution amid these challenging financial conditions.

Enova Int. (ENVA) has been analyzed by 7 analysts, with a consensus rating of Strong Buy. 57% of analysts recommend a Strong Buy, 43% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Enova Int. and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Enova Int. (ENVA) Forecast

Analysts have given Enova Int. (ENVA) a Strong Buy based on their latest research and market trends.

According to 7 analysts, Enova Int. (ENVA) has a Strong Buy consensus rating as of Jan 11, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $158, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $158, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Enova Int. (ENVA)

Volume: 170.18K

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