Revenue segments as reported by the company.

Workforce Solutions

U.S. Information Solutions

International

Global Consumer Solutions

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Selling, general and administrative expenses

Depreciation and amortization

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Equifax

Equifax, Inc. engages in the provision of information solutions and human resources business process outsourcing services. It operates through the following business segments: U.S. Information Solutions, Workforce Solutions and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Equifax reports strong Q4 earnings, eyes margin expansion in 2023

Equifax delivered strong earnings in Q4 2022, focusing on non-mortgage revenue growth and cost-saving initiatives. The company aims to expand margins, complete cloud transformation, and drive above-market revenue growth. Despite challenges in the mortgage market, Equifax is optimistic about future growth opportunities.

Equifax reports resilient Q1 performance amidst market challenges

Equifax delivered a strong quarter despite challenges in the U.S. mortgage market, focusing on margin expansion and growth opportunities.
The company's strategic initiatives in data transformation and new product offerings position it for future success.
While facing uncertainties like inflation and regulatory changes, Equifax remains committed to driving shareholder value.
Equifax's performance highlights resilience and adaptability in navigating market dynamics and leveraging technological advancements.

Equifax reports solid Q2 performance amidst market challenges and growth opportunities

Equifax's Q2 performance reflects strength in revenue generation and margin improvement, despite challenges in the mortgage market and competitive landscape.
The company is focused on leveraging acquisitions, cloud capabilities, and new products to achieve revenue targets and drive growth in key segments.
Opportunities lie in AI utilization, market recovery, and revenue acceleration, while challenges include market uncertainties and competition in verification services.

Equifax reports resilient Q3 performance amidst mortgage market challenges

Equifax navigated challenges in the U.S. mortgage market to deliver solid financial performance and maintain focus on growth strategies.
The company's emphasis on cost reduction, cloud transformation, and new product offerings positions it well for future opportunities and margin improvement.
Despite headwinds, Equifax's diversified revenue streams and strong market position showcase resilience and potential for sustained growth.
Strategic responses to market dynamics, leveraging historical data, and focusing on customer needs highlight Equifax's proactive approach to driving revenue growth.

Equifax projects revenue growth and margin expansion in 2024

Equifax's strong performance in 2023 sets the stage for continued growth in 2024, with a focus on revenue expansion and margin improvement. The company aims to leverage its cloud migration progress and cost-saving initiatives to drive profitability. Challenges in USIS margins and subprime delinquencies require strategic management.

Equifax surpasses Q1 revenue expectations, eyes AI innovation for growth

Equifax's Q1 2024 performance reflects strong revenue growth, exceeding guidance and showcasing stability in its long-term outlook.
While facing challenges in the mortgage market and price sensitivity, Equifax's strategic strengths and opportunities position it for future growth.
Maintaining positive consumer outlook, leveraging AI innovation, and focusing on margin expansion are key strategies for Equifax's growth trajectory.
Navigating uncertainties and seizing opportunities in digital mortgage trends and cloud transformation are critical for Equifax's continued success.

Equifax surpasses Q3 expectations with strong revenue growth and margins

Equifax's Q3 performance exceeded expectations, driven by strong revenue growth and margin expansion across segments.
The company's focus on cloud transformation, new product innovation, and strategic acquisitions positions it for continued success.
Challenges include managing credit health monitoring and sustaining growth amidst market dynamics.
Opportunities lie in mortgage revenue expansion, government vertical growth, and leveraging excess cash flow for shareholder returns.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

ATLANTA, Nov. 5, 2020 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) today announced that Melissa D. Smith, chair, chief executive officer and president of WEX Inc. (NYSE: WEX), has been elected to its board of directors. She was also appointed to the board's Governance Committee. "We are...

Equifax Names Melissa Smith to Board of Directors

ATLANTA, Oct. 29, 2020 /PRNewswire/ -- Equifax® (NYSE: EFX) understands that nearly every type of consumer - whether prime, subprime, credit thin or credit invisible - has felt the financial impact of COVID-19. The company today announced a new Cashflow Insights solution designed to give...

Equifax Helps Bring Greater Confidence to Lending With New Cashflow Insights Solution

ATLANTA, Oct. 28, 2020 /PRNewswire/ -- Equifax® (NYSE: EFX) and Urjanet have received the "Most Promising Partnership" award from LendIt Fintech for empowering consumers and businesses to enrich their financial profiles with utility, telecom and cable payment history with respect to...

Equifax and Urjanet Named LendIt Fintech "Most Promising Partnership"

Equifax Inc. (EFX) CEO Mark Begor on Q3 2020 Results - Earnings Call Transcript

Equifax (EFX) third-quarter 2020 earnings and revenues increase year over year.

Equifax (EFX) Surpasses Q3 Earnings & Revenue Estimates

Equifax (EFX) delivered earnings and revenue surprises of 16.15% and 5.88%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

Equifax (EFX) Tops Q3 Earnings and Revenue Estimates

ATLANTA, Oct. 21, 2020 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) today announced financial results for the quarter ended September 30, 2020. "Equifax delivered its third consecutive quarter of strong, double digit growth and margin expansion while generating over $1 billion of quarterly...

Equifax Releases Third Quarter 2020 Results

Equifax's (EFX) third-quarter 2020 earnings and revenues are likely to have improved year over year.

Equifax (EFX) to Report Q3 Earnings: What's in the Cards?

ST. LOUIS, Oct. 13, 2020 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) has announced the release of the industry's first I-9 management service designed specifically as an e-commerce platform, and with small and midsize business (SMB) owners in mind. For years, large enterprise businesses have...

Equifax Launches Industry's First I-9 Compliance Offering Specifically Designed for E-Commerce Environment

Bindal's leadership capabilities and experience in the field of mergers & acquisitions are expected to complement Equifax's (EFX) acquisition strategies to supplement its core business.

Equifax Picks Sunil Bindal as Corporate Development's SVP

ATLANTA, Oct. 9, 2020 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) has named Sunil Bindal as Senior Vice President of Corporate Development, effective immediately. In this critical role, Bindal will report to Mark Begor, Equifax CEO, and serve on the company's Global Senior Leadership team....

Equifax Announces New Head of Corporate Development

ATLANTA, Oct. 7, 2020 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) will announce its financial results for the third quarter ending September 30, 2020, in a release to be issued on October 21 after the market closes. Equifax will host a conference call at 8:30am ET on October 22 in which...

Equifax Announces Earnings Release Date and Conference Call for Third Quarter 2020 Results

Andrea Lawson will focus on Equifax's (EFX) talent strategy with emphasis on an inclusive and diverse workforce and culture.

Equifax Appoints a New Chief Talent and Diversity Officer

ATLANTA, Sept. 9, 2020 /PRNewswire/ -- Equifax Inc.

Equifax Names Andrea Lawson as Chief Talent and Diversity Officer

Equifax: Stability And Maturity

ATLANTA, Sept. 3, 2020 /PRNewswire/ -- Equifax Inc.

Equifax to Provide Third Quarter 2020 Investor Update

- Total Outstanding Debt Climbs to $1.991 Trillion - - Total Outstanding Debt Climbs to $1.991 Trillion -

Consumer Debt is Up with Renewed Mortgage Activity

ATLANTA, Sept. 1, 2020 /PRNewswire/ -- Equifax Inc.

Equifax Announces Dorian Hare as Head of Corporate Investor Relations

ATLANTA, Aug. 31, 2020 /PRNewswire/ -- Equifax is hosting Ignite LIVE 2020, a free, virtual conference on September 15-16, 2020.

Equifax Hosting Free, Virtual Conference Showcasing New Analytics Solutions

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With stocks at record highs, and top Wall Street strategists like Jefferies Sean Darby cautioning that perhaps we have moved into a “euphoria” stage, it makes sense for investors to not only exercise caution when selecting stocks but to manage what Darby terms as “draw-down” risk.

10 Jefferies High-Conviction Stock Ideas for the Rest of 2020

Equifax shows improving price performance, earning an upgrade to its IBD Relative Strength Rating
The post Stocks Showing Improved Relative Strength: Equifax appeared first on Investor's Business Daily.

Stocks Showing Improved Relative Strength: Equifax

Green Dot

A faster share price rally over the past year leads to rich valuation for Green Dot (GDOT) compared with Equifax (EFX).

EFX or GDOT: Which Financial Services Stock Should You Hold?

Equifax (EFX) reported earnings 30 days ago. What's next for the stock?

Why Is Equifax (EFX) Down 8.6% Since Last Earnings Report?

ATLANTA, Aug. 3, 2020 /PRNewswire/ -- Equifax Inc.

Equifax Introduces New COVID-19 Response RECOVERY Solution Suite

Ansonia Credit Data, a major supplier of information on receivables from the trucking and transportation industry, has been sold to Equifax, one of the market leaders in providing credit information.

News for Equifax Stock (EFX)