Revenue segments as reported by the company.

Workforce Solutions

U.S. Information Solutions

International

Global Consumer Solutions

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Selling, general and administrative expenses

Depreciation and amortization

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Equifax

Equifax, Inc. engages in the provision of information solutions and human resources business process outsourcing services. It operates through the following business segments: U.S. Information Solutions, Workforce Solutions and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Equifax reports strong Q4 earnings, eyes margin expansion in 2023

Equifax delivered strong earnings in Q4 2022, focusing on non-mortgage revenue growth and cost-saving initiatives. The company aims to expand margins, complete cloud transformation, and drive above-market revenue growth. Despite challenges in the mortgage market, Equifax is optimistic about future growth opportunities.

Equifax reports resilient Q1 performance amidst market challenges

Equifax delivered a strong quarter despite challenges in the U.S. mortgage market, focusing on margin expansion and growth opportunities.
The company's strategic initiatives in data transformation and new product offerings position it for future success.
While facing uncertainties like inflation and regulatory changes, Equifax remains committed to driving shareholder value.
Equifax's performance highlights resilience and adaptability in navigating market dynamics and leveraging technological advancements.

Equifax reports solid Q2 performance amidst market challenges and growth opportunities

Equifax's Q2 performance reflects strength in revenue generation and margin improvement, despite challenges in the mortgage market and competitive landscape.
The company is focused on leveraging acquisitions, cloud capabilities, and new products to achieve revenue targets and drive growth in key segments.
Opportunities lie in AI utilization, market recovery, and revenue acceleration, while challenges include market uncertainties and competition in verification services.

Equifax reports resilient Q3 performance amidst mortgage market challenges

Equifax navigated challenges in the U.S. mortgage market to deliver solid financial performance and maintain focus on growth strategies.
The company's emphasis on cost reduction, cloud transformation, and new product offerings positions it well for future opportunities and margin improvement.
Despite headwinds, Equifax's diversified revenue streams and strong market position showcase resilience and potential for sustained growth.
Strategic responses to market dynamics, leveraging historical data, and focusing on customer needs highlight Equifax's proactive approach to driving revenue growth.

Equifax projects revenue growth and margin expansion in 2024

Equifax's strong performance in 2023 sets the stage for continued growth in 2024, with a focus on revenue expansion and margin improvement. The company aims to leverage its cloud migration progress and cost-saving initiatives to drive profitability. Challenges in USIS margins and subprime delinquencies require strategic management.

Equifax surpasses Q1 revenue expectations, eyes AI innovation for growth

Equifax's Q1 2024 performance reflects strong revenue growth, exceeding guidance and showcasing stability in its long-term outlook.
While facing challenges in the mortgage market and price sensitivity, Equifax's strategic strengths and opportunities position it for future growth.
Maintaining positive consumer outlook, leveraging AI innovation, and focusing on margin expansion are key strategies for Equifax's growth trajectory.
Navigating uncertainties and seizing opportunities in digital mortgage trends and cloud transformation are critical for Equifax's continued success.

Equifax surpasses Q3 expectations with strong revenue growth and margins

Equifax's Q3 performance exceeded expectations, driven by strong revenue growth and margin expansion across segments.
The company's focus on cloud transformation, new product innovation, and strategic acquisitions positions it for continued success.
Challenges include managing credit health monitoring and sustaining growth amidst market dynamics.
Opportunities lie in mortgage revenue expansion, government vertical growth, and leveraging excess cash flow for shareholder returns.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Aflac

ATLANTA, Feb. 3, 2021 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) today announced that Audrey Boone Tillman, Executive Vice President and General Counsel at Aflac Incorporated (NYSE: AFL), has been elected to its board of directors. "We are thrilled to welcome Audrey as a new independent...

Equifax Names Audrey Boone Tillman to Board of Directors

Equifax (EFX) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Why Equifax (EFX) Could Beat Earnings Estimates Again

ATLANTA, Jan. 14, 2021 /PRNewswire/ -- In spite of the economic impacts of the COVID-19 pandemic, multiple sources reported strength in auto sales at the end of 2020. To help auto dealers and lenders more effectively manage the increased volume of applications, Equifax Inc., (NYSE: EFX)...

Automated Verifications from Equifax Help Drive Efficiency for Auto Loans

Equifax has inked a deal to purchase artificial intelligence (AI)-powered fraud prevention and digital identity technology provider Kount for $640 million. Kount's staff members will become a part of Equifax's United States Information Solutions (USIS) business unit and will still be based in Boise, Idaho, according to a Friday (Jan. 8) announcement.

Equifax Strikes Deal To Buy Kount

Equifax will pay $640 million to acquire Kount which uses artificial intelligence to drive its fraud prevention and digital identity services.

Equifax will pay $640 million for Kount's AI-driven identity and fraud prevention tools

ATLANTA, Jan. 8, 2021 /PRNewswire/ -- Equifax® (NYSE: EFX) a global data, analytics and technology company will host a conference call at 8:30 am ET on Monday, January 11, 2021 in which Mark Begor, Chief Executive Officer, John Gamble, Chief Financial Officer and Sid Singh, President of...

Equifax Announces January 11th Investor Call to Discuss Kount Acquisition

ATLANTA, Jan. 8, 2021 /PRNewswire/ -- Equifax® (NYSE: EFX) a global data, analytics and technology company has signed a definitive agreement to acquire Kount, a provider of Artificial Intelligence (AI)-driven fraud prevention and digital identity solutions, for $640 million. As global...

Equifax Announces Definitive Agreement to Acquire Kount

One of the world's largest consumer credit reporting agencies Equifax's stock climbed nearly 13% last week, outperforming the S&P 500 which fell -0.9%. The reason - positive guidance for the fourth quarter.

Equifax Stock Surges 13% In A Week – What Comes Next?

Acquisitions, over time, have enabled Equifax (EFX) to provide a broad insight into consumer performance, their financial status, capabilities of customers and market opportunities.

Here's Why Investors Should Hold on to Equifax (EFX) Stock

Shares of Equifax Inc. shot up 9.3% into record territory in midday trading Tuesday, putting them on track for biggest one-day gain in 12 years, after the consumer credit rating provider's business update, which J.P. Morgan analyst Andrew Steinerman called "impressive.

Equifax stock surges toward biggest gain in 12 years after 'impressive' business update

ATLANTA, Dec. 4, 2020 /PRNewswire/ -- With the Talent Report™ Select All solution, Equifax (NYSE: EFX) continues to facilitate faster, more-informed hiring decisions for talent acquisition professionals with reliable verifications of employment via The Work Number® database. Talent Report...

Equifax Offers Hiring Managers Better Insights with "Talent Report Select All"

ATLANTA, Dec. 3, 2020 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) will host a conference call at 4:30 pm ET on Monday, December 7, 2020 in which Mark Begor, Chief Executive Officer, and John Gamble, Chief Financial Officer, will discuss market and business revenue trends. Related...

Equifax to Provide Fourth Quarter 2020 Investor Update

Equifax (EFX) welcomes Sue Hutchison to the position of president of its Canada operations.

Equifax (EFX) Names Sue Hutchison President of Canada Business

ATLANTA, Dec. 2, 2020 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) continues to help lenders and service providers of every size navigate the uncertainty of the COVID-19 economy with the new Response CONFIDENCE solution suite. Response CONFIDENCE is a flexible set of solutions designed to...

Equifax Introduces Response CONFIDENCE to Drive More Confident Decisions in Pandemic Economy

Sue Hutchison to Lead Equifax Transformation in Canada Sue Hutchison to Lead Equifax Transformation in Canada

Equifax Announces New President of Canadian Business

Equifax has continued to grow in the current environment, driven by strong mortgage activity and demand from business customers. It maintains plenty of liquidity on its balance sheet, and is investing in new product areas.

Equifax: Wide Moat Business With Strong Growth

- Demand for new credit intensifies despite COVID-19 concerns - - Demand for new credit intensifies despite COVID-19 concerns -

Total Outstanding Consumer Debt Tops $2 Trillion

ATLANTA, Nov. 24, 2020 /PRNewswire/ -- Equifax (NYSE: EFX) continues to develop real-time data and insight tools to help government agencies more efficiently and confidently process the rising number of social service benefit applications. Designed to give benefit administrators an...

Duplicate Applicant Risk Indicator from Equifax Offers Expanded Insights to State Agencies Making Social Service Benefit Determinations

62 per cent say they have no plans to cut back on gifts this year 62 per cent say they have no plans to cut back on gifts this year

Pandemic Impact on Holiday Shopping: Budgeting, Big Purchases and Personal Debt

Equifax's (EFX) Mortgage Duo is developed at par with the growing need for hassle-free digital lending experience.

Equifax (EFX) Launches a New Mortgage Verification Solution

ATLANTA, Nov. 19, 2020 /PRNewswire/ -- Equifax (NYSE: EFX) continues to offer mortgage lenders innovative ways to drive digital efficiencies into the origination process with the latest addition to its suite of enhanced mortgage solutions designed to help mortgage bankers and brokers...

Equifax Launches "Mortgage Duo" Providing Instant Verifications for Co-Borrowers via a Single Transaction

Bourgeois will be responsible for strengthening Equifax's (EFX) foothold in the automotive market.

Equifax (EFX) Selects Bourgeois as Automotive General Manager

ATLANTA, Nov. 17, 2020 /PRNewswire/ -- Equifax (NYSE: EFX) has named Lena Bourgeois as automotive general manager, responsible for driving customer value and accelerating company growth in the automotive market. Bourgeois brings a strong background in data and information technology...

Equifax Appoints Lena Bourgeois as Automotive General Manager

Equifax Survey finds that over 70 per cent of surveyed consumers have checked their credit report within the last year Equifax Survey finds that over 70 per cent of surveyed consumers have checked their credit report within the last year

COVID-19 has led to an increased awareness of Financial Wellness

– Luminate™ can help businesses identify potential fraud and may reduce future fraud losses – – Luminate™ can help businesses identify potential fraud and may reduce future fraud losses –

News for Equifax Stock (EFX)