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ECPG

ECPG Stock Forecast & Price Target

ECPG Analyst Ratings

Based on 3 analyst ratings
Strong Buy
Strong Buy 67%
Buy 33%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Encore Capital Group is well-positioned for continued outperformance in the debt purchasing and recovery industry due to a strong supply environment, stable employment levels, and rational competition in the U.S. The company also has a track record of consistent portfolio, margin, and earnings growth, as well as strong capital returns to investors. Despite the stock's recent strong performance, its valuation remains attractive at just ~6x the estimated 2027 EPS outlook, and we raise our price target to $108 with a Buy rating. However, there are risks associated with the industry, including credit risk, regulatory challenges, and competition, as well as potential challenges with international operations and currency risks.

Bears say

Encore Capital Group is facing several challenges that could significantly impact its future performance. These include uncertainty around the timing and magnitude of expected regulatory oversights, as well as the potential impact of changing consumer payment behavior. Recent debt refinancing activities have improved profitability, but there is limited visibility into the timing of these improvements. Furthermore, while the company's investments in technology are driving efficiency in collections, there are concerns that this could also lead to higher operational costs in the long term. Additionally, the company's current leverage ratio of 2.3x is still relatively high, which could limit its ability to invest in growth opportunities or handle unexpected challenges.

ECPG has been analyzed by 3 analysts, with a consensus rating of Strong Buy. 67% of analysts recommend a Strong Buy, 33% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Encore Capital Group and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Encore Capital Group (ECPG) Forecast

Analysts have given ECPG a Strong Buy based on their latest research and market trends.

According to 3 analysts, ECPG has a Strong Buy consensus rating as of Aug 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $96.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $96.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Encore Capital Group (ECPG)


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