
BayCom Corp (BCML) Stock Forecast & Price Target
BayCom Corp (BCML) Analyst Ratings
Bulls say
BayCom is well positioned for improved fundamental performance because its new management team is emphasizing stronger sales execution, talent additions, and balance-sheet growth, which could lift loan volumes and fee-generating relationships over time. 1Q26 results reinforced this optimism, with EPS of $0.75 versus the $0.63 estimate, PPNR/share of $0.94, NII of $25.2M, and NIM expanding 8bp to 4.11% as loan yields rose to 5.87% and deposit costs remained controlled. Even with a loan/deposit ratio of 89% as of 3/31/26 and some funding competition, strong capital ratios, including TCE of 11.6% and CET1 of 14.8%, provide flexibility to support growth and selective M&A.
Bears say
BayCom is viewed as fairly valued versus peers, with projected 2027E earnings of $2.70 and $2.85 and an expected ROA of 1.13% below the 2027E peer median of 1.35%, which limits the case for meaningful near-term upside. The recent ~10% share-price rebound after an initial 13.5% sell-off appears to already reflect some optimism around the new management team, leaving less room for rerating if execution is only moderate. Fundamentals also weakened as end-of-period loans fell $55M, or 10.7% linked-quarter annualized, while new loan production dropped to $35M from $103M and repayments rose to $91M, underscoring pressure on growth and profitability.
This aggregate rating is based on analysts' research of BayCom Corp and is not a guaranteed prediction by Public.com or investment advice.
BayCom Corp (BCML) Analyst Forecast & Price Prediction
Start investing in BayCom Corp (BCML)
Order type
Buy in
Order amount
Est. shares
0 shares