Ameris Bancorp

Ameris Bancorp is a bank holding company, which through the subsidiary, Ameris Bank, engages in the provision of banking services to its retail and commercial customers. It operates through the following business segments: Banking, Retail Mortgage, Warehouse Lending, the SBA and Premium Finance. The Banking segment offers full service financial services to include commercial loans, consumer loans and deposit accounts. The Retail Mortgage segment includes origination, sales, and servicing of one-to-four family residential mortgage loans. The Warehouse Lending segment includes the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans. The SBA segment is comprised of origination, sales, and servicing of small business administration loans. The Premium Finance segment includes the origination and servicing of commercial insurance premium finance loans. The company was founded on December 18, 1980 and is headquartered in Moultrie, GA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2024

Ameris Bancorp reports robust Q4 earnings and eyes strategic growth

Ameris Bancorp delivered strong financial performance in Q4 2022, with notable increases in net income and loan portfolio growth. The company's strategic focus on maintaining top-tier results and enhancing customer experience positions it well for future success.
Despite challenges such as provision expenses and a decrease in non-interest income, Ameris Bancorp's emphasis on expense reduction and operational efficiency showcases its resilience and commitment to long-term growth.

Ameris Bancorp reports robust Q1 earnings amidst cautious loan outlook

Ameris Bancorp's Q1 2023 performance showcased strong financial results and prudent risk management strategies.
While facing challenges in loan growth and credit provisions, the bank's focus on expense control and margin improvement remains a strength.
Opportunities lie in deposit growth, diversifying revenue streams, and maintaining a disciplined approach to financial management.

Ameris Bancorp reports robust Q2 earnings, eyes NII growth

Ameris Bancorp delivered strong financial performance in Q2 2023, driven by deposit and loan growth. The company maintained a focus on core profitability and credit quality.
Despite challenges in the Balboa portfolio, the overall outlook remains positive with opportunities for NII stabilization and growth. Efforts to preserve capital and enhance customer relationships are key priorities.
With a solid balance sheet, stable credit metrics, and strategic growth initiatives, Ameris Bancorp is positioned for continued success and value creation for shareholders.

Ameris Bancorp reports robust Q3 earnings, focuses on margin management

Ameris Bancorp's Q3 performance reflects strong core earnings and improved credit metrics, despite challenges in loan growth and margin stability.
The company's focus on maintaining core profitability and managing margins strategically positions it well for future growth.
Opportunities exist in optimizing funding mix with public fund inflows and enhancing financial performance through expense control.
Analysts' questions highlighted areas of concern, but Ameris Bancorp's proactive measures demonstrate readiness to navigate challenges.

Ameris Bancorp posts robust Q4 results, eyes growth opportunities ahead

Ameris Bancorp's Q4 2023 performance showcased financial strength and efficient expense management, setting a positive tone for future growth.
The company's focus on balance sheet resilience, capital utilization, and core funding growth aligns with strategic objectives for sustainable expansion.
Addressing challenges related to interest margin stability, credit risk management, and deposit repricing will be crucial for navigating future market conditions.

Ameris Bancorp (ABCB) posts robust Q1 results amid strategic focus

Ameris Bancorp's Q1 2024 earnings call highlighted strong financial performance, a focus on core fundamentals, and cautious optimism for future trends. The company aims to balance capital preservation with growth opportunities and efficient cost management strategies.

Ameris Bancorp posts strong Q2 earnings amidst growth opportunities

Ameris Bancorp delivered robust financial performance in Q2 2024, driven by strong deposit and earning assets growth
While facing challenges such as increased interest expenses and credit provisions, the company maintained solid profitability metrics
Opportunities lie in optimizing operational efficiency, leveraging market presence, and sustaining loan growth momentum
Overall, Ameris Bancorp's strategic moves and financial results position it well for future growth and profitability

Ameris Bancorp (ABCB) posts strong Q3 earnings, eyes growth opportunities

Ameris Bancorp (ABCB) reported robust financial results in Q3 2024, driven by strong net income and margin performance. The company's emphasis on NII growth, loan production, and shareholder value underscores its commitment to sustainable growth. While facing challenges like hurricane-related expenses, Ameris Bancorp remains poised to leverage opportunities for further expansion and value creation.

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Ameris Bancorp is a bank holding company, which through the subsidiary, Ameris Bank, engages in the provision of banking services to its retail and commercial customers. It operates through the following business segments: Banking, Retail Mortgage, Warehouse Lending, the SBA and Premium Finance. The Banking segment offers full service financial services to include commercial loans, consumer loans and deposit accounts. The Retail Mortgage segment includes origination, sales, and servicing of one-to-four family residential mortgage loans. The Warehouse Lending segment includes the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans. The SBA segment consists of origination, sales, and servicing of small business administration loans. The Premium Finance segment includes the origination and servicing of commercial insurance premium finance loans. The company was founded on October, 1971 and is headquartered in Moultrie, GA.

Ameris (ABCB) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.

Why Ameris (ABCB) Stock Might be a Great Pick

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Ameris Bancorp (ABCB) is looking like an interesting pick from a technical perspective, as the company is seeing favorable trends on the moving average crossover front.

Moving Average Crossover Alert: Ameris Bancorp (ABCB)

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Ameris Bancorp (ABCB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Ameris Bancorp (ABCB) Upgraded to Buy: Here's What You Should Know

Ameris Bancorp (ABCB) CEO Palmer Proctor on Q3 2020 Results - Earnings Call Transcript

Ameris Bancorp (ABCB) delivered earnings and revenue surprises of 87.78% and 18.11%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

Ameris Bancorp (ABCB) Beats Q3 Earnings and Revenue Estimates

ATLANTA, Oct. 22, 2020 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") today reported net income of $116.1 million, or $1.67 per diluted share, for the quarter ended September 30, 2020, compared with $21.4 million, or $0.31 per diluted share, for the quarter ended September...

Ameris Bancorp Announces Financial Results For Third Quarter 2020

Ameris Bancorp (ABCB) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Is a Surprise Coming for Ameris Bancorp (ABCB) This Earnings Season?

ATLANTA, Sept. 28, 2020 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB), the parent holding company of Ameris Bank, announced today the closing of its underwritten public offering of $110 million aggregate principal amount of its 3.875% fixed-to-floating rate subordinated notes due 2030...

Ameris Bancorp Closes $110 Million Subordinated Notes Offering

ATLANTA, Sept. 23, 2020 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB), the parent holding company of Ameris Bank, announced today that it has priced the underwritten public offering of $110 million aggregate principal amount of its 3.875% Fixed-to-Floating Rate Subordinated Notes due 2030...

Ameris Bancorp Announces Pricing Of $110,000,000 Subordinated Notes Offering

ATLANTA, Sept. 10, 2020 /PRNewswire/ -- Ameris Bancorp (NASDAQ: ABCB), the parent company of Ameris Bank, announces growth strategies in high-impact markets – including building and deepening a team of seasoned banking experts, expanding its overall market presence and investing.

Ameris Bank Expands Commercial Banking Across the Southeast

ATLANTA, Aug. 25, 2020 /PRNewswire/ -- Ameris Bancorp (NASDAQ: ABCB), the parent company of Ameris Bank, announced today that Karlene Gordon has been promoted to be the bank's diversity and inclusion officer.

Karlene Gordon Named Ameris Bank's Diversity and Inclusion Officer

Ameris Bancorp (ABCB) CEO Palmer Proctor on Q2 2020 Results - Earnings Call Transcript

Ameris Bancorp (ABCB) delivered earnings and revenue surprises of 1.67% and 30.06%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

Ameris Bancorp (ABCB) Q2 Earnings and Revenues Beat Estimates

Shares of Ameris Bancorp (NASDAQ:ABCB) remained unaffected after the company reported Q2 results.

Recap: Ameris Bancorp Q2 Earnings

ATLANTA, July 27, 2020 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") today reported net income of $32.2 million, or $0.47 per diluted share, for the quarter ended June 30, 2020, compared with $38.9 million, or $0.82 per diluted share, for the quarter ended June 30, 2019.

Ameris Bancorp Announces Financial Results For Second Quarter 2020

ATLANTA, May 26, 2020 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") announced today that in response to continued public health precautions regarding in-person gatherings given the COVID-19 pandemic, the Ameris Bancorp 2020 Annual Meeting of Shareholders to be held on...

Ameris Bancorp To Hold Virtual 2020 Annual Meeting of Shareholders

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Ameris Bancorp (ABCB) CEO Palmer Proctor on Q1 2020 Results - Earnings Call Transcript

Ameris Bancorp (ABCB) delivered earnings and revenue surprises of -25.33% and -1.52%, respectively, for the quarter ended March 2020. Do the numbers hold clues to what lies ahead for the stock?

Ameris Bancorp (ABCB) Misses Q1 Earnings and Revenue Estimates

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