
Ameris Bancorp (ABCB) Stock Forecast & Price Target
Ameris Bancorp (ABCB) Analyst Ratings
Bulls say
Ameris Bancorp is poised for positive growth due to an expected ramp-up in its mortgage activities, supported by improved application numbers and a net interest margin (NIM) expansion to 3.80%, resulting from increased earning asset yields. The bank recorded a 5.4% increase in end-of-period deposits, which is a significant improvement compared to the previous quarter, indicating strong customer engagement and increasing liquidity. Additionally, anticipated mergers and acquisitions within its operational footprint are expected to enhance market presence and accelerate loan growth in 2026, reinforcing the company's overall financial health and revenue growth potential.
Bears say
Ameris Bancorp's stock outlook appears negative mainly due to a decline in the noninterest-bearing (NIB) to total deposit ratio, which decreased to 30.4% from 31.0% in the previous quarter, indicating potential challenges in deposit funding dynamics. These concerns are compounded by the risk of an economic slowdown, which could lead to higher nonperforming assets and net charge-offs, threatening the bank's profitability and potentially causing a shortfall in net income relative to earnings per share estimates. Additional factors contributing to a negative outlook include increasing competitive pressures on loan pricing, risks associated with mergers and acquisitions, and the impact of a flat or inverted yield curve on net interest margin (NIM) compression.
This aggregate rating is based on analysts' research of Ameris Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Ameris Bancorp (ABCB) Analyst Forecast & Price Prediction
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