Ameris Bancorp

Ameris Bancorp is a bank holding company, which through the subsidiary, Ameris Bank, engages in the provision of banking services to its retail and commercial customers. It operates through the following business segments: Banking, Retail Mortgage, Warehouse Lending, the SBA and Premium Finance. The Banking segment offers full service financial services to include commercial loans, consumer loans and deposit accounts. The Retail Mortgage segment includes origination, sales, and servicing of one-to-four family residential mortgage loans. The Warehouse Lending segment includes the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans. The SBA segment is comprised of origination, sales, and servicing of small business administration loans. The Premium Finance segment includes the origination and servicing of commercial insurance premium finance loans. The company was founded on December 18, 1980 and is headquartered in Moultrie, GA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q2 2022

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Earnings data Q2 2023

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Earnings data Q4 2024

Ameris Bancorp reports robust Q4 earnings and eyes strategic growth

Ameris Bancorp delivered strong financial performance in Q4 2022, with notable increases in net income and loan portfolio growth. The company's strategic focus on maintaining top-tier results and enhancing customer experience positions it well for future success.
Despite challenges such as provision expenses and a decrease in non-interest income, Ameris Bancorp's emphasis on expense reduction and operational efficiency showcases its resilience and commitment to long-term growth.

Ameris Bancorp reports robust Q1 earnings amidst cautious loan outlook

Ameris Bancorp's Q1 2023 performance showcased strong financial results and prudent risk management strategies.
While facing challenges in loan growth and credit provisions, the bank's focus on expense control and margin improvement remains a strength.
Opportunities lie in deposit growth, diversifying revenue streams, and maintaining a disciplined approach to financial management.

Ameris Bancorp reports robust Q2 earnings, eyes NII growth

Ameris Bancorp delivered strong financial performance in Q2 2023, driven by deposit and loan growth. The company maintained a focus on core profitability and credit quality.
Despite challenges in the Balboa portfolio, the overall outlook remains positive with opportunities for NII stabilization and growth. Efforts to preserve capital and enhance customer relationships are key priorities.
With a solid balance sheet, stable credit metrics, and strategic growth initiatives, Ameris Bancorp is positioned for continued success and value creation for shareholders.

Ameris Bancorp reports robust Q3 earnings, focuses on margin management

Ameris Bancorp's Q3 performance reflects strong core earnings and improved credit metrics, despite challenges in loan growth and margin stability.
The company's focus on maintaining core profitability and managing margins strategically positions it well for future growth.
Opportunities exist in optimizing funding mix with public fund inflows and enhancing financial performance through expense control.
Analysts' questions highlighted areas of concern, but Ameris Bancorp's proactive measures demonstrate readiness to navigate challenges.

Ameris Bancorp posts robust Q4 results, eyes growth opportunities ahead

Ameris Bancorp's Q4 2023 performance showcased financial strength and efficient expense management, setting a positive tone for future growth.
The company's focus on balance sheet resilience, capital utilization, and core funding growth aligns with strategic objectives for sustainable expansion.
Addressing challenges related to interest margin stability, credit risk management, and deposit repricing will be crucial for navigating future market conditions.

Ameris Bancorp (ABCB) posts robust Q1 results amid strategic focus

Ameris Bancorp's Q1 2024 earnings call highlighted strong financial performance, a focus on core fundamentals, and cautious optimism for future trends. The company aims to balance capital preservation with growth opportunities and efficient cost management strategies.

Ameris Bancorp posts strong Q2 earnings amidst growth opportunities

Ameris Bancorp delivered robust financial performance in Q2 2024, driven by strong deposit and earning assets growth
While facing challenges such as increased interest expenses and credit provisions, the company maintained solid profitability metrics
Opportunities lie in optimizing operational efficiency, leveraging market presence, and sustaining loan growth momentum
Overall, Ameris Bancorp's strategic moves and financial results position it well for future growth and profitability

Ameris Bancorp (ABCB) posts strong Q3 earnings, eyes growth opportunities

Ameris Bancorp (ABCB) reported robust financial results in Q3 2024, driven by strong net income and margin performance. The company's emphasis on NII growth, loan production, and shareholder value underscores its commitment to sustainable growth. While facing challenges like hurricane-related expenses, Ameris Bancorp remains poised to leverage opportunities for further expansion and value creation.

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Ameris Bancorp is a bank holding company, which through the subsidiary, Ameris Bank, engages in the provision of banking services to its retail and commercial customers. It operates through the following business segments: Banking, Retail Mortgage, Warehouse Lending, the SBA and Premium Finance. The Banking segment offers full service financial services to include commercial loans, consumer loans and deposit accounts. The Retail Mortgage segment includes origination, sales, and servicing of one-to-four family residential mortgage loans. The Warehouse Lending segment includes the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans. The SBA segment consists of origination, sales, and servicing of small business administration loans. The Premium Finance segment includes the origination and servicing of commercial insurance premium finance loans. The company was founded on October, 1971 and is headquartered in Moultrie, GA.

Ameris Bancorp (ABCB) CEO Palmer Proctor on Q4 2021 Results - Earnings Call Transcript

Ameris Bancorp (ABCB) delivered earnings and revenue surprises of 0.86% and 2.46%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Ameris Bancorp (ABCB) Tops Q4 Earnings and Revenue Estimates

ATLANTA, Jan. 27, 2022 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") today reported record  2021 net income of $376.9 million, or $5.40 per diluted share, compared with $262.0 million, or $3.77 per diluted share, for the year ended December 31, 2020.  The Company reported adjusted net income of $368.7 million, or $5.29 per diluted share, for the year ended December 31, 2021, compared with $300.5 million, or $4.33 per diluted share, for the year ended December 31, 2020.

AMERIS BANCORP ANNOUNCES RECORD 2021 FINANCIAL RESULTS

ATLANTA , Jan. 6, 2022 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") announced today that it intends to release its fourth quarter and full year 2021 financial results in a press release after the market closes on Thursday, January 27, 2022. H. Palmer Proctor, Jr., Chief Executive Officer, Nicole S.

AMERIS BANCORP ANNOUNCES DATE OF FOURTH QUARTER 2021 EARNINGS RELEASE AND CONFERENCE CALL

Ameris Bancorp (ABCB) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.

Ameris Bancorp (ABCB): Strong Industry, Solid Earnings Estimate Revisions

ATLANTA, Dec. 13, 2021 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) today announced that its banking subsidiary, Ameris Bank, has acquired Balboa Capital Corporation, an online provider of business lending solutions to small and mid-sized businesses nationwide. The acquisition of Balboa Capital and its technology accelerates Ameris Bank's small business and C&I lending initiatives and increases its presence in the fast-growing point-of-sale financing market.

AMERIS BANK ACQUIRES BALBOA CAPITAL CORPORATION, A PREMIER ONLINE PROVIDER OF BUSINESS LENDING SOLUTIONS

Discovery

Bernard Horn (Trades, Portfolio), manager of the Polaris Global Value Fund, disclosed this week that his firm's top five trades included new positions in Alrosa PJSC ( MIC:ALRS , Financial) and Discovery Inc. ( DISCK , Financial) and the closure of its positions in Ameris Bancorp ( ABCB , Financial), Lanxess AG ( XTER:LXS , Financial) and Valmet Corp. ( OHEL:VALMT , Financial).

Bernard Horn's Top 5 Trades of the 3rd Quarter

Why You Shouldn't Bet Against Ameris Bancorp (ABCB) Stock

Ameris Bancorp (ABCB) CEO Palmer Proctor on Q3 2021 Results - Earnings Call Transcript

Ameris Bancorp (ABCB) delivered earnings and revenue surprises of 0.00% and -3.89%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Ameris Bancorp (ABCB) Matches Q3 Earnings Estimates

ATLANTA, Oct. 28, 2021 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") today reported net income of $81.7 million, or $1.17 per diluted share, for the quarter ended September 30, 2021, compared with $116.1 million, or $1.67 per diluted share, for the quarter ended September 30, 2020.  The Company reported adjusted net income of $83.9 million, or $1.20 per diluted share, for the quarter ended September 30, 2021, compared with $116.9 million, or $1.69 per diluted share, for the same period in 2020.

Ameris Bancorp Announces Financial Results For Third Quarter 2021

Ameris Bancorp (NASDAQ:ABCB) is set to give its latest quarterly earnings report on Thursday, 2021-10-28. Here's what investors need to know before the announcement.

Ameris Bancorp's Earnings: A Preview

ATLANTA, Oct. 12, 2021 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") announced today that it intends to release its third quarter 2021 financial results in a press release after the market closes on Thursday, October 28, 2021.  H. Palmer Proctor, Jr., Chief Executive Officer, Nicole S.

Ameris Bancorp Announces Date Of Third Quarter 2021 Earnings Release And Conference Call

How Ameris Bancorp (ABCB) Stock Stands Out in a Strong Industry

Ameris Bancorp (ABCB) CEO Palmer Proctor on Q2 2021 Results - Earnings Call Transcript

Ameris Bancorp (ABCB) delivered earnings and revenue surprises of 3.31% and -3.72%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?

Ameris Bancorp (ABCB) Q2 Earnings Surpass Estimates

Shares of Ameris (NASDAQ:ABCB) were flat in after-market trading after the company reported Q2 results. Quarterly Results Earnings per share increased 104.92% over the past year to $1.25, which beat the estimate of $1.18.

Ameris: Q2 Earnings Insights

ATLANTA, July 22, 2021 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") today reported net income of $88.3 million, or $1.27 per diluted share, for the quarter ended June 30, 2021, compared with $32.2 million, or $0.47 per diluted share, for the quarter ended June 30, 2020.  The Company reported adjusted net income of $87.5 million, or $1.25 per diluted share, for the quarter ended June 30, 2021, compared with $42.4 million, or $0.61 per diluted share, for the same period in 2020.

Ameris Bancorp Announces Financial Results For Second Quarter 2021

ATLANTA, Ga., July 7, 2021 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") announced today that it intends to release its second quarter 2021 financial results in a press release after the market closes on Thursday, July 22, 2021.

Ameris Bancorp Announces Date Of Second Quarter 2021 Earnings Release And Conference Call

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Is Ameris Bancorp (ABCB) Stock Undervalued Right Now?

Ameris (ABCB) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.

Is Ameris (ABCB) Stock a Solid Choice Right Now?

Does Ameris Bancorp (ABCB) have what it takes to be a top stock pick for momentum investors? Let's find out.

Ameris Bancorp (ABCB) is a Great Momentum Stock: Should You Buy?

Ameris Bancorp (ABCB) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Ameris Bancorp (ABCB) Soars to 52-Week High, Time to Cash Out?

ATLANTA, May 13, 2021 /PRNewswire/ -- Ameris Bank released today its inaugural Corporate Social Responsibility Report for the year 2020, highlighting continued progress toward investing in people, building better communities, going beyond banking, advancing a sustainable future, and acting with strong governance. "Our teammates are the cornerstone of our success, and our culture is the driver.

Ameris Bank Releases Inaugural Corporate Social Responsibility Report

Ameris Bancorp (ABCB) CEO Palmer Proctor Jr. on Q1 2021 Results - Earnings Call Transcript

News for Ameris Bancorp Stock (ABCB)