Wintrust Financial

Wintrust Financial Corp. is a bank holding company, which engages in the provision of banking and financial services. It operates through the following segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment provides community-oriented, personal, and commercial banking services to customers located in its market area. The Specialty Finance segment offers financing of insurance premiums for businesses and individuals, accounts receivable financing, value-added, out-sourced administrative services, and other specialty finance businesses. The Wealth Management segment offers wealth management services through Wintrust Investments, CTC, Great Lakes Advisors and CDEC, trust and investment services, tax-deferred like-kind exchange services, asset management, securities brokerage services and 401(k) and retirement plan services. The company was founded by Edward Joseph Wehmer on December 30, 1992 and is headquartered in Rosemont, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Wintrust Financial posts record earnings, eyes margin growth amid challenges

Wintrust Financial's Q4 2022 earnings call highlighted strong financial results, a focus on margin maintenance and growth, and strategic initiatives to navigate evolving market conditions. The company's emphasis on credit quality, liquidity, and expense management underscores its commitment to sustainable growth and resilience.

Wintrust Financial posts record Q1 results, eyes growth opportunities

Wintrust Financial (WTFC) delivered strong financial performance in Q1 2023, showcasing resilience and strategic focus amidst industry challenges.
The company's emphasis on conservative banking, strong customer service, and disciplined financial management positions it well for future growth and success.
While facing margin pressure and expense management challenges, Wintrust Financial remains optimistic about growth opportunities and market positioning.
With a smooth leadership transition and a record quarter, Wintrust Financial is poised for continued success, leveraging its strengths and opportunities for sustained performance.

Wintrust Financial reports record income and navigates growth challenges

Wintrust Financial's Q2 performance showcased record income, strong credit performance, and operational efficiency.
While facing challenges such as increased expenses and asset losses, the company remains optimistic about growth opportunities.
Maintaining market leadership in Chicago and Illinois, Wintrust focuses on expense management and strategic asset reinvestment.
With a solid foundation and a focus on growth avenues, Wintrust is positioned for continued success in the financial market.

Wintrust Financial (WTFC) reports record earnings and eyes growth opportunities

Wintrust Financial's Q3 performance showcased strong earnings, disciplined strategies, and a focus on growth opportunities. While facing challenges in expenses and risk management, the company is well-positioned to capitalize on lending opportunities and maintain a stable net interest margin.

Wintrust Financial reports record earnings, eyes growth amid challenges

Wintrust Financial delivered strong financial performance in 2023, with record net income and robust loan and deposit growth despite economic challenges.
The company's focus on credit discipline, stable net interest margin, and diversified revenue streams positions it well for growth opportunities in 2024.
While facing challenges such as credit quality concerns and potential margin pressure, Wintrust can leverage opportunities in deposit growth and risk management strategies.
Overall, Wintrust Financial's 2023 results reflect resilience and strategic positioning for continued success in navigating evolving market conditions.

Wintrust Financial posts record earnings, eyes strategic growth opportunities

Wintrust Financial delivered a strong performance in Q1 2024 with record net income and robust credit quality, driven by broad-based loan growth.
Despite challenges such as an increase in nonperforming loans and uncertain rate environment, strategic acquisitions and operational streamlining present opportunities for growth.
The focus on strong loan growth, strategic acquisitions, and community-oriented expansion positions Wintrust Financial for continued success and capital optimization.

Wintrust Financial reports robust Q2 earnings amidst strategic expansion

Wintrust Financial's Q2 2024 performance reflects strong financial health, marked by robust income growth, solid credit quality, and strategic expansion initiatives.
While facing challenges such as a decline in noninterest income and credit loss provisions, the company remains well-positioned to capitalize on opportunities for revenue diversification and operational efficiency.
By addressing these challenges and leveraging growth opportunities, Wintrust Financial is poised to sustain its positive momentum and drive long-term shareholder value.

Wintrust Financial reports record Q3 earnings amidst growth opportunities

Wintrust Financial delivered a robust performance in Q3 2024, marked by strong financial results, significant loan and deposit growth, and record net interest income.
Despite challenges in noninterest income and expenses, the company's solid credit quality, disciplined approach, and optimism for future growth highlight its resilience.
By addressing challenges proactively and capitalizing on growth opportunities, Wintrust Financial aims to sustain its financial strength and enhance shareholder value.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Wintrust Financial Corp. operates as holding company, which engages in the provision of banking and financial services. It operates through the following segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment provides community-oriented, personal, and commercial banking services to customers located in its market area. The Specialty Finance segment offers financing of insurance premiums for businesses and individuals, accounts receivable financing, value-added, out-sourced administrative services, and other specialty finance businesses. The Wealth Management segment is involved in wealth management services through Wintrust Investments, CTC, Great Lakes Advisors and CDEC, trust and investment services, tax-deferred like-kind exchange services, asset management, securities brokerage services and 401(k) and retirement plan services. The company was founded by Edward Joseph Wehmer on December 30, 1992 and is headquartered in Rosemont, IL.

NCR Corporation

ATLANTA--(BUSINESS WIRE)--NCR Corporation (NYSE: NCR), a global enterprise technology provider for the financial industry, today announced that Wintrust Financial Corporation (Nasdaq: WTFC), a $43 billion bank holding company with 15 branded community bank subsidiaries, selected NCR to provide its Digital First Banking platform, including its Channel Services Platform (CSP) and NCR D3 Digital Banking solutions, to transform its customer experience across its digital and branch channels. As part

Wintrust Selects NCR Digital First Banking Platform

Wintrust Financial Corporation (WTFC) CEO Edward Wehmer on Q3 2020 Results - Earnings Call Transcript

UMB Financial

WTFC vs. UMBF: Which Stock Is the Better Value Option?

Wintrust (WTFC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Wintrust Financial (WTFC) Q3 Earnings Expected to Decline

Driven by strong fundamentals and good prospects, Wintrust Financial (WTFC) stock looks like a viable investment option now.

Why You Should Add Wintrust Financial (WTFC) to Portfolio

Wintrust Financial: A Decade-Low Valuation Sets Up A Prime Buying Opportunity

ROSEMONT, Ill., Sept.  29, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation ("Wintrust") (Nasdaq: WTFC) today announced it will release its third quarter and year-to-date 2020 earnings results after the market closes on Wednesday, October 21, 2020 and host a conference call on Thursday, October 22, 2020 at 1:00 p.m. (CDT). Individuals interested in participating in the call should dial 877-363-5049 and enter Conference ID # 5903949 or a simultaneous audio-only web cast may be accessed via the Company’s web site at http://www.wintrust.com, Investor Relations link.   An accompanying slide presentation for those participating in the call or listening via web cast will be available on the Company’s web site at http://www.wintrust.com, Investor Relations link.

Wintrust Financial Corporation Announces Third Quarter and Year-to-Date 2020 Earnings Release Schedule

ROSEMONT, Ill., Sept.  22, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation (“Wintrust” or the “Company”) (Nasdaq: WTFC) intends to use presentation materials at meetings with analysts or existing or potential investors at the Stephens 10th Annual Bank Forum to be held virtually on September 23, 2020. The presentation materials may be accessed at Wintrust’s website at  www.wintrust.com  , Investor Relations, Investor News and Events, Presentations and Conference Calls.

Wintrust Financial Corporation to Attend Stephens 10th Annual Bank Forum on September 23, 2020

Wintrust Financial Corporation (WTFC) CEO Edward Wehmer on Q2 2020 Results - Earnings Call Transcript

Wintrust (WTFC) delivered earnings and revenue surprises of -54.05% and 13.53%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

Wintrust Financial (WTFC) Q2 Earnings Lag Estimates

ROSEMONT, Ill., June  29, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation ("Wintrust") (Nasdaq: WTFC) today announced it will release its second quarter and year-to-date 2020 earnings results after the market closes on Tuesday, July 21, 2020 and host a conference call on Wednesday, July 22, 2020 at 11:00 a.m. (CDT). Individuals interested in participating in the call should dial 877-363-5049 and enter Conference ID # 6266965 or a simultaneous audio-only web cast may be accessed via the Company’s web site at http://www.wintrust.com, Investor Relations link. An accompanying slide presentation for those participating in the call or listening via web cast will be available on the Company’s web site at http://www.wintrust.com, Investor Relations link.

Wintrust Financial Corporation Announces Second Quarter and Year-to-Date 2020 Earnings Release Schedule

Wintrust Financial Corp.: A New 6.875% Fixed-Rate Reset Preferred Stock IPO

ROSEMONT, Ill., May  06, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation ("Wintrust") (Nasdaq: WTFC) today announced that it has priced an underwritten public offering of 10 million depositary shares with a liquidation preference of $25.00 per share (the “Depositary Shares”) for gross proceeds of $250 million before deducting underwriting discounts and other estimated offering expenses. Each Depositary Share represents a 1/1,000th interest in a share of Wintrust’s 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E. In connection with the offering, Wintrust has granted the underwriters a 30-day option to purchase up to 1.5 million additional Depositary Shares. The offering is expected to close on May 15, 2020, subject to customary closing conditions.

Wintrust Financial Corporation Announces Pricing of $250 Million Preferred Stock Offering

Wintrust Financial Corporation (WTFC) CEO Edward Wehmer on Q1 2020 Results - Earnings Call Transcript

ROSEMONT, Ill., April  17, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation (“Wintrust” or “the Company”) (Nasdaq: WTFC) announced today that it secured authorization from the Small Business Administration (SBA) to fund nearly $3.3 billion in loans to approximately 8,900 small businesses through April 16, when the SBA announced that appropriations had been exhausted for the $349 billion Payroll Protection Program (PPP).

Wintrust Financial Corporation to Make Loans to Approximately 8,900 Small Businesses Through the Paycheck Protection Program

ROSEMONT, Ill., April  10, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation (“Wintrust” or “the Company”) (Nasdaq: WTFC) announced today that it has received more than $3.1 billion in loan inquiries from more than 7,700 small businesses since it opened its platform on April 3 to accept client submissions for the Paycheck Protection Program (PPP) from the U.S. Treasury Department and Small Business Administration (SBA).

Wintrust Financial Corporation Working Tirelessly To Support Strong Community Interest in the Paycheck Protection Program

Wintrust Financial (WTFC) saw a big move last session, as its shares jumped nearly 11% on the day, amid huge volumes.

Wintrust Financial (WTFC) Surges: Stock Moves 10.7% Higher

Community Health Systems

ROSEMONT, Ill., March  20, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation (“Wintrust” or “the Company”) (Nasdaq: WTFC) announced today that it is temporarily suspending lobby service at most branch locations and providing service at its community branch locations with drive-up facilities and ATMs, as well as through its online and digital banking tools. Most branch lobbies will be closed to all clients and non-essential visitors, beginning Friday, March 20.  Six branch lobbies will remain open to visitors, principally in neighborhoods with limited access to other banking services.

Wintrust Financial Corporation Announces Further Actions To Help Achieve Community Health Objectives

ROSEMONT, Ill., March  17, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation (“Wintrust” or “the Company”) (Nasdaq: WTFC) announced today that it is temporarily closing or modifying service locations at approximately 50 Wintrust community bank locations in Northern Illinois and Southern Wisconsin beginning Tuesday, March 17. At present, approximately 135 branches will remain open to serve clients. This is consistent with actions that other peer banks have taken and that others are anticipated to take in the coming days.

Wintrust Financial Corporation Announces Precautionary Decision to Help Achieve Community Health Objectives By Temporarily Closing Selected Branches

ROSEMONT, Ill., Jan.  28, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation (“Wintrust” or the “Company”) (Nasdaq: WTFC) today announced that the Company’s Board of Directors has made the following appointments, effective February 2, 2020:

Wintrust Financial Corporation Announces Executive Officer Promotions

ROSEMONT, Ill., Jan.  23, 2020  (GLOBE NEWSWIRE) -- Wintrust Financial Corporation (“Wintrust” or the “Company”) (Nasdaq: WTFC) today announced that the Company’s Board of Directors approved a quarterly cash dividend of $0.28 per share of outstanding common stock.  The dividend is payable on February 20, 2020 to shareholders of record as of February 6, 2020.  This represents an increase of approximately 12% from the $0.25 quarterly cash dividend paid in each of the quarters of 2019.

Wintrust Financial Corporation Announces Cash Dividends, Increasing Quarterly Common Stock Dividend Rate 12%

Wintrust Financial Corporation (WTFC) CEO Edward Wehmer on Q4 2019 Results - Earnings Call Transcript

Wintrust Financial (WTFC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Wintrust Financial Is Quite Cheap

Let's see if Wintrust Financial Corporation (WTFC) stock is a good choice for value-oriented investors right now from multiple angles.

News for Wintrust Financial Stock (WTFC)