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WTFC
Volume: 159.31K

Wintrust Financial (WTFC) Stock Forecast & Price Target

Wintrust Financial (WTFC) Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 50%
Buy 40%
Hold 10%
Sell 0%
Strong Sell 0%

Bulls say

Wintrust Financial Corp demonstrates strong fundamentals supported by robust loan and deposit pipelines, with projected loan and deposit growth rates of 5%-9% LQA, further bolstered by the company's diverse production capabilities. The financial holding company's net interest income (NII) saw a solid growth of 4% quarter-over-quarter, amounting to $569.8 million, while non-interest income rose by 5.4% to $130.8 million, exceeding expectations. Additionally, total deposits increased by 6.4% quarter-over-quarter, reflecting an uptick in money market balances, which reinforces a positive outlook for the company's financial performance.

Bears say

Wintrust Financial Corp faced a decline in its net interest margin (NIM), which fell 4 basis points quarter-over-quarter to 3.50%, indicating pressure on profitability as interest-bearing deposit costs rose while yields decreased. The company reported asset quality concerns, highlighting a potential atrophy with non-accrual loans declining only due to increased net charge-offs, signaling underlying creditworthiness issues. Furthermore, the financial institution is bracing for slower growth in loans, core deposits, and fee income, alongside elevated noninterest expenses, which collectively contribute to a negative outlook on its financial stability and future performance.

Wintrust Financial (WTFC) has been analyzed by 10 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 40% recommend Buy, 10% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Wintrust Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Wintrust Financial (WTFC) Forecast

Analysts have given Wintrust Financial (WTFC) a Buy based on their latest research and market trends.

According to 10 analysts, Wintrust Financial (WTFC) has a Buy consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $156.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $156.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Wintrust Financial (WTFC)

Volume: 159.31K

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