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WTFC
Volume: 69.81K

Wintrust Financial (WTFC) Stock Forecast & Price Target

Wintrust Financial (WTFC) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 55%
Buy 36%
Hold 9%
Sell 0%
Strong Sell 0%

Bulls say

Wintrust Financial Corp demonstrates a strong outlook, characterized by a solid net interest income (NII) growth of 4% sequentially, amounting to $569.8 million, alongside a notable increase in average earning assets (AEAs) by 16% quarter-over-quarter. The company’s loan and deposit pipelines remain robust, with projected growth rates of 5%-9% for loans and deposits, positioning it favorably to leverage further share gains and production diversity. Additionally, non-interest income rose 5.4% over the last quarter, reaching $130.8 million, indicating effective performance in areas beyond traditional banking activities, bolstering the company’s overall financial health.

Bears say

Wintrust Financial Corp's outlook appears negative due to several key financial metrics indicating potential weaknesses. The decline in the Federal Tax Equivalent Net Interest Margin (NIM) to 3.50%, accompanied by rising interest-bearing deposit costs and reduced loan yields, reflects challenges in maintaining profitability in a competitive environment. Additionally, despite a decrease in non-performing assets (NPAs) and non-accrual loans, concerns remain regarding asset quality and the sustainability of revenue growth from community banking and other segments amidst elevated noninterest expenses and slower core deposit growth.

Wintrust Financial (WTFC) has been analyzed by 11 analysts, with a consensus rating of Buy. 55% of analysts recommend a Strong Buy, 36% recommend Buy, 9% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Wintrust Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Wintrust Financial (WTFC) Forecast

Analysts have given Wintrust Financial (WTFC) a Buy based on their latest research and market trends.

According to 11 analysts, Wintrust Financial (WTFC) has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $157.91, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $157.91, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Wintrust Financial (WTFC)

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