Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

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Earnings data Q1 2023

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Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

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Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

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Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

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Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Digital assets software company Ownera has added U.S. Bancorp to its investor list. The company announced Wednesday (Mar. 1) that the banking giant had joined its Series A investment round as it works to "digitize paper-heavy and illiquid" private markets.

U.S. Bancorp Backs Tokenized Assets Network Firm Ownera

Johnson & Johnson

Visa

These three stocks stand out as the best buys right now in Berkshire Hathaway's 49-security investment portfolio.

3 Warren Buffett Stocks Are Begging to Be Bought in March

LONDON--(BUSINESS WIRE)--U.S. Bancorp has joined the Series A investment round of Digital Asset Tokenization Fintech, Ownera.

U.S. Bancorp Invests in Digital Assets Fintech, Ownera

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB) announced today that Vice Chair and Chief Financial Officer Terry Dolan and Vice Chair of Payment Services Shailesh Kotwal will present at the RBC Capital Markets Global Financial Institutions Conference.

U.S. Bancorp to Speak at the RBC Capital Markets Global Financial Institutions Conference

U.S. Bancorp USB, -0.13% said in a filing Monday that the Consumer Financial Protection Bureau (CFPB) is considering a potential enforcement action against the bank as part of a previously-disclosed probe into its administration of unemployment insurance benefit prepaid debit cards during the COVID-19 pandemic. The bank said it's cooperating with the regulators.

U.S. Bancorp says Feds weighing enforcement action on prepaid debit cards used for unemployment insurance payments

U.S. Bancorp completed its acquisition of Union Bank in December of 2022. The shares have rallied so far in 2023 on an improved outlook.

Stronger Outlook For U.S. Bancorp After Union Bank Acquisition

Ally Financial

Bank of America

Citigroup

Chevron

General Motors

Jefferies Financial Group Inc

Kraft Heinz

Coca-Cola

Kroger

Mastercard

Occidental Petroleum

Paramount Global

Taiwan Semiconductor Manufacturing

This Buffett holdings list from Kiplinger first appeared 2/14/23 on line. YCharts and Dogs of The Dow both track this Buffett/Berkshire batch. Here is your update from 2/23/23 YCharts data. 33 of 49 current Berkshire-Hathaway-owned-stocks pay dividends. As of 2/23/23, the top-ten ranged 3.06%-4.10% by annual-yield and 47 of 49 ranged -9.13% to 77.51% per broker-estimated target-price-upsides.

4 February Buffett Dividend Dog Buys + 4 To Watch

JPMorgan Chase & Co

Charles Schwab

Block

Wells Fargo

Bridgewater Associates, the fund formerly run by Ray Dalio, has more than $235 billion in assets under management.

The World's Largest Hedge Fund Recently Loaded Up in This Sector

Buffett's company Berkshire Hathaway recently sold most of its position in one of its long-time bank holdings.

Warren Buffett Is Ditching This Stock After 17 Years

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank, an industry leader in payment and banking services for small business clients, and Mastercard announced today the launch of the new U.S. Bank Business Altitude™ Connect World Elite Mastercard® to maximize rewards for business travelers. With benefits including 5x back on prepaid car and hotel bookings via the U.S. Bank Rewards Center and a 4x reward for other travel expenses – such as airfare and hotels, plus gas and EV charging – this card is specifically designed for growing small businesses planning frequent and ongoing travel, from flying to driving.

U.S. Bank Launches Business Altitude™ Connect World Elite Mastercard®

Apple

Cisco Systems

Diageo

Lockheed Martin

Microsoft

New England Asset Management sold a big chunk of US Bancorp and all of its Bank of New York Mellon stake, similar to Berkshire Hathaway's trades.

Warren Buffett's little-known stock portfolio worth more than $5 billion nearly mirrored Berkshire Hathaway's trades last quarter. Here are its top holdings.

Activision Blizzard

Bank of New York Mellon

Louisiana-Pacific

McKesson

Buffett's company Berkshire Hathaway spent more time selling stocks than buying in the fourth quarter of 2022.

Warren Buffett Didn't Buy a Single New Stock to End 2022. But He Cut From 8.

The portfolio is managed by New England Asset Management, which was acquired by Berkshire Hathaway in 1998 through its $22 billion General Re buyout.

Warren Buffett owns a little-known stock portfolio worth nearly $6 billion. These are the portfolio's top 10 stock holdings.

Amgen

Broadcom

Intel

Medtronic

Morgan Stanley

Pfizer

Philip Morris

Truist Financial

Vanguard High Dividend Yield ETF

There are 12 stocks on my high-yield watchlist for February 2023. The majority of the stocks on my watchlist are undervalued based on dividend yield theory.

High Yield Stock Watchlist - February 2023

Buffett's company, Berkshire Hathaway, will soon reveal what stocks it bought and sold in the fourth quarter of 2022.

Warren Buffett May Have Recently Sold These 2 Stocks Again -- and Not for the Reason You Think

The nation's fifth-largest bank posted strong Q4 results.

Why US Bancorp Stock Jumped 14.2% in January

AbbVie

Blackstone Group

Cardinal Health

Devon Energy

Gilead Sciences

Altria

Pioneer Natural Resources

Verizon

Exxon Mobil

Hedge funds employ some of the world's brightest analysts, with the most resources for analyzing companies. Lists of the most widely owned blue-chips among hedge funds can be a good source of new investing ideas.

Hedge Funds Love These 8 Dividend Blue Chips, And So Should You

LOS ANGELES , Feb. 6, 2023 /PRNewswire/ -- VinFast today announced U.S. Bank (NYSE: USB) has been chosen as its preferred provider of retail financing and leasing of VinFast vehicles in the United States. U.S. Bank is a trusted lender for vehicle finance and leasing, serving millions of customers through consumer and business banking, payment services, corporate and commercial banking and wealth management and investment services.

VINFAST CHOOSES U.S. BANK AS PREFERRED PROVIDER OF VEHICLE FINANCING AND LEASING IN THE UNITED STATES

More than a year after announcing the deal, U.S. Bancorp completed its acquisition of Union Bank in December.

Although Not Easy, U.S. Bancorp Made a Big Acquisition at the Right Time

MINNEAPOLIS--( BUSINESS WIRE )--U.S. Bancorp (NYSE: USB) announced it has increased its prime lending rate to 7.75 percent from 7.50 percent, at all U.S. Bank locations. The reference rate at all Union Bank locations will also increase to 7.75 percent from 7.50 percent. These changes are effective tomorrow, February 2, 2023.

U.S. Bank Increases Prime Lending Rate to 7.75 Percent

MINNEAPOLIS--( BUSINESS WIRE )--U.S. Bancorp Asset Management has named Jim Link as head of its institutional Outsourced Chief Investment Officer (OCIO) practice, housed within its wholly-owned subsidiary PFM Asset Management, LLC. In this role, Link will be responsible for unifying several legacy offerings to amplify the overall market presence of the group's institutional OCIO practice. Utilizing the broader capabilities of the unified organization, Link will focus on developing new strategies to solve client-based needs. He will be located in the Philadelphia office.

U.S. Bancorp Asset Management names Jim Link head of institutional outsourced chief investment officer (OCIO) division

Investors can generate nice dividend income following Buffett's lead.

How Much Income Can You Make Investing $10,000 in Warren Buffett's Top 5 Dividend Stocks?

Low-spread floating-rate preferreds experience a higher dividend increase as Libor rises than conventional preferreds since more of their coupon is composed of Libor. In this article, we highlight a number of these preferreds, including two from U.S. Bancorp.

U.S. Bancorp: 7%+ Yielding Preferreds Geared For Uplift

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does U.S. Bancorp (USB) have what it takes?

U.S. Bancorp (USB) is a Top Dividend Stock Right Now: Should You Buy?

Boeing

Capital One

Delta Air Lines

General Electric

J.B. Hunt Transport Services

Companies in Cramer's list include Wells Fargo, Raytheon Technologies, Delta Air Lines, J.B. Hunt and Boeing.

Jim Cramer picks his standout stocks in 4 bull market industries

News for U.S. Bancorp Stock (USB)