Unum

Unum Group is engaged in providing financial protection benefits. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block and Corporate. The Unum US segment consists of group long-term and short-term disability insurance, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products and the Poland business, which includes insurance for individual and group life with accident and health riders. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business and interest expense on corporate debt other than non-recourse debt. The company was founded in 1848 and is headquartered in Chattanooga, TN.

Earnings data Q1 2021

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Earnings data Q4 2022

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Earnings data Q4 2024

Unum reports strong Q4 earnings, capital strength, growth opportunities

Unum delivered strong financial performance in Q4 2022, marked by increased net income and after-tax adjusted operating income, supported by healthy margins and sales growth.
The company's robust capital metrics, proactive risk management strategies, and stable profitability position it well for sustained success and resilience in the face of challenges.
While facing challenges such as claim size volatility and regulatory complexities, Unum can leverage growth opportunities in group insurance, sales drivers, and capital deployment to drive future profitability.
Overall, Unum's strategic focus on operational efficiency, profitability, and prudent risk management underscores its resilience and potential for long-term value creation for stakeholders.

Unum reports robust Q1 earnings, eyes growth amid challenges

Unum Group delivered a strong financial performance in Q1 2023, with significant increases in net income and adjusted operating income across key business segments.
The company showcased operational strengths in core business lines, competitive positioning, and sales momentum, positioning itself for future growth.
Challenges related to external factors, pricing dynamics, and risk management require strategic focus to sustain profitability and market leadership.
Opportunities in rising demand post-pandemic, overperformance in group disability, and technology investments offer avenues for growth and market expansion.

Unum reports robust Q2 earnings, focuses on growth strategies

Unum's Q2 2023 earnings call highlighted strong financial performance, strategic capital deployment plans, and a focus on addressing challenges in the long-term care segment. The company's robust sales growth, solid capital position, and investments in technology underscore its commitment to sustainable growth and shareholder value. Unum's proactive approach to managing risks and exploring growth opportunities positions it well for future success.

Unum reports mixed Q3 earnings, focuses on growth opportunities

Unum's Q3 2023 performance saw a decrease in net income but an increase in adjusted operating income, with strong premium growth and improved performance in key segments.
The company's capital position remained robust, and it aims to maintain shareholder value through efficient capital deployment and strategic adjustments.
While facing challenges in certain areas like group disability loss ratio and large case sales, Unum is optimistic about growth opportunities and accelerating momentum across all business lines.

Unum Group excels in Q4 2023, poised for growth

Unum Group's Q4 2023 performance reflected exceptional results, strong sales growth, and strategic focus on capital management and shareholder value enhancement.
While facing challenges in competitive markets and risk management, Unum's prudent strategies and customer-centric approach position it well for future growth and stability.
Opportunities in M&A, market transactions, and product innovation present avenues for Unum to further strengthen its market presence and drive sustainable long-term success.

Unum Group's Q1 2024 performance reflects strong earnings growth, operational resilience, and strategic focus on competitive pricing and business persistency.
While facing challenges in long-term care and group disability pricing, the company remains optimistic about future opportunities, supported by positive economic trends and diversified revenue streams.
Analysts' inquiries underscore areas of scrutiny, but Unum's disciplined underwriting, capital management, and growth strategies position it well for continued success in 2024.

Unum Group reports robust Q3 earnings, focuses on growth strategies

Unum Group's Q3 2024 earnings call showcased strong financial performance driven by adjusted EPS growth and robust premium increases across key business segments. While facing challenges in sales growth, the company's focus on operational efficiency and capital deployment highlights a path for sustained progress. With a strategic outlook towards organic growth and shareholder value enhancement, Unum remains positioned for future success.

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Unum Group engages in the provision of financial protection benefits. Its services include disability, life, accident, critical illness, dental, vision, and other related services. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US segment focuses on group disability, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business. The company was founded in 1848 and is headquartered in Chattanooga, TN.

CHATTANOOGA, Tenn., Aug. 3, 2021 /PRNewswire/ -- Unum Group (NYSE: UNM) today reported net income of $182.9 million ($0.89 per diluted common share) for the second quarter of 2021, compared to net income of $265.5 million ($1.30 per diluted common share) for the second quarter of 2020.

Unum Group Reports Second Quarter 2021 Results

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Unum Group's (UNM) Q2 results are likely to reflect soft performance at Unum U.S. and Colonial Life segments.

Unum Group (UNM) to Report Q2 Earnings: What's in Store?

Unum (UNM) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Unum (UNM) Expected to Beat Earnings Estimates: What to Know Ahead of Q2 Release

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CHATTANOOGA, Tenn., July 6, 2021 /PRNewswire/ -- Unum Group (NYSE: UNM) will release its second quarter 2021 results August 3, at approximately 4:15 p.m.

Unum Group to release second quarter 2021 results and host conference call

Let's see if Unum (UNM) stock is a good choice for value-oriented investors right now from multiple angles.

Is Unum (UNM) a Suitable Value Investor Stock Now?

CHATTANOOGA, Tenn., June 30, 2021 /PRNewswire/ -- COVID-19 was the third-leading cause of short-term disability for U.S. workers in 2020, according to internal data from Unum (NYSE:UNM).

COVID-19 is a top cause of disability for U.S. workers

Unum Group (UNM) stock rallies on the back of higher benefit ratio and lower expense ratio as well as higher sales trends and sufficient liquidity.

Unum Group (UNM) Rises 70.4% in a Year: What's Driving It?

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CHATTANOOGA, Tenn., June 17, 2021 /PRNewswire/ --  Unum  (NYSE: UNM) is offering its employees a new in-plan program to help make their retirement savings last.

Unum employees can flip savings into steady retirement income

Unum Group (UNM) displays prudence by issuing senior notes amid a low interest rate environment to procure funds.

Unum Group (UNM) Offers 4.125% $600 Million Senior Notes

CHATTANOOGA, Tenn., June 14, 2021 /PRNewswire/ -- Unum Group (NYSE: UNM) announced today that it has completed an offering of $600 million aggregate principal amount of senior notes due in 2051 with an annual coupon rate of 4.125 percent.

Unum Group Completes Senior Note Offering and Announces Redemption of 4.500% Senior Notes due 2025

Unum (UNM) and its core U.S. life/health insurance subsidiaries' rating and outlook upgrade by AM Best reflect solid balance sheet, sustained solid operating results, favorable business mix and prudent ERM.

Unum (UNM) and Units' Ratings & Outlook Upgraded by AM Best

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has revised the outlooks to stable from negative and affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a” (Excellent) for the existing members of Unum Insurance Group. Concurrently, AM Best has upgraded the FSR to A (Excellent) from A- (Excellent) and the Long-Term ICR to “a” (Excellent) from “a-” (Excellent) of Starmount Life Insurance Company (Starmount) (Portland, ME). Starmount is

AM Best Revises Outlooks to Stable for Unum Group and Its Core U.S. Life/Health Subsidiaries

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Unum's (UNM) 5.3% dividend hike reflects solid capital position aiding effective capital deployment.

Unum (UNM) to Share More Profit, Okays 5.3% Hike in Dividend

CHATTANOOGA, Tenn., May 27, 2021 /PRNewswire/ -- At the annual shareholder's meeting today, Unum Group (NYSE:UNM) President and CEO Rick McKenney expressed growing confidence in Unum's future as the US recovers from the pandemic and the economy strengthens.

Unum Encouraged by Current Economic Trends and Company Prospects CEO McKenney Tells Shareholders at Annual Meeting

CHATTANOOGA, Tenn., May 27, 2021 /PRNewswire/ -- Unum Group (NYSE:UNM) announced today its Board of Directors has authorized an increase of 5.3% in the quarterly dividend paid on its common stock.

Unum Group's Board of Directors Votes to Increase Common Stock Dividend by 5.3%

UNM has a stable, well-diversified business model. UNM has a solid, investment-grade balance sheet.

Unum Group: Diversified Insurer Offers A Well-Covered 3.9% Yield & Meaningful Upside

CHATTANOOGA, Tenn., May 25, 2021 /PRNewswire/ -- Unum (NYSE: UNM), a leading provider of financial protection benefits in the U.S. and U.K., has appointed Tamas Glanz as the Head of Mergers & Acquisitions.

Tamas Glanz Joins Unum as Senior Vice President of Mergers and Acquisitions

CHATTANOOGA, Tenn., May 19, 2021 /PRNewswire/ -- Today Unum Behavioral Health becomes available to employers to help promote and support their employees' mental health.

Unum Launches Digital Solution to Help Employers Support Behavioral Health for their Employees

Unum Group's (UNM) CEO Richard McKenney on Q1 2021 Results - Earnings Call Transcript

Unum Group (UNM) Q1 results reflect soft performance across Unum U.S. and Colonial Life segments.

News for Unum Stock (UNM)