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UNM
Volume: 53.5K

Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 9%
Buy 64%
Hold 27%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group operates within a progressively improving life insurance industry, which has experienced reduced liability tail risk, enhanced returns, and robust free cash flow conversion over the past decade. The company benefits from a favorable operating environment characterized by higher interest rates, demographic trends, and technological advancements, which collectively drive growth. Furthermore, Unum's leading position in the group benefits market is evidenced by its mid-single-digit premium growth, over 20% return on equity (ROE), and more than 90% free cash flow conversion, indicating strong financial performance and operational efficiency.

Bears say

Unum Group is facing a challenging financial outlook, as indicated by the reduction in estimated earnings per share (EPS) for 2025 and 2026 to $8.48 and $9.25, respectively, from previous estimates due to higher group disability benefit ratios projected at 62% and 63%. Furthermore, the company is experiencing weaker earnings from its Closed Block segment, compounded by higher-than-expected long-term care incidence rates, which may lead to additional scrutiny of GAAP assumptions in the coming quarters. Although there appears to be sufficient capital reserves to mitigate immediate risks, the combination of these factors is contributing to a negative sentiment surrounding the company's future performance.

Unum (UNM) has been analyzed by 11 analysts, with a consensus rating of Buy. 9% of analysts recommend a Strong Buy, 64% recommend Buy, 27% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 11 analysts, Unum (UNM) has a Buy consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $94.55, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $94.55, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

Volume: 53.5K

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