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UNM
Volume: 1.2M

Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 9%
Buy 64%
Hold 27%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group operates in a steadily improving life insurance industry, characterized by enhanced returns, reduced liability risks, and strong free cash flow conversion. The company benefits from a favorable operating environment driven by higher interest rates, demographic trends, and technological advancements, contributing to mid-single-digit premium growth and robust profitability. Additionally, Unum maintains a competitive advantage through its established group benefits franchise, which generates over 20% return on equity (ROE) and exhibits more than 90% free cash flow conversion.

Bears say

Unum Group's earnings per share (EPS) estimates for 2025 and 2026 have been downgraded to $8.48 and $9.25, respectively, due to higher group disability benefit ratios projected at 62% and 63%, signaling increased costs related to claims. Additionally, a slight decrease in closed block earnings has raised concerns about the sustainability of revenue from this segment, further contributing to the cautious outlook. Increased long-term care incidence rates and potential GAAP assumption review risks add to the uncertainty surrounding the company's financial health, despite indicating no immediate capital risk.

Unum (UNM) has been analyzed by 11 analysts, with a consensus rating of Buy. 9% of analysts recommend a Strong Buy, 64% recommend Buy, 27% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 11 analysts, Unum (UNM) has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $95.09, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $95.09, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

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