TransUnion

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The firm operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The International segment provides credit reports, analytics and decision making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

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TransUnion reports robust Q4 performance and outlines growth strategies

TransUnion's Q4 2022 performance showcased resilience with strong revenue growth and margin expansion despite market challenges.
The company's strategic focus on margin expansion, commitment to targets, and confidence in achieving EPS goals position it well for future growth.
Challenges in revenue guidance, margin impacts, and market conditions are being addressed through prudent cost management and growth strategies.
Opportunities for growth lie in cost savings, revenue uptick, effective integration of acquisitions, and maintaining workforce quality for project execution.

TransUnion beats Q1 guidance, eyes margin expansion and fintech

TransUnion surpassed Q1 guidance, with strong performance in US markets and international segments.
Diversified customer base shields from direct impact of recent failures, focusing on margin expansion and AI capabilities.
Challenges include market uncertainties and a decline expected in Consumer Lending business.
Opportunities lie in revenue acceleration in emerging verticals and embracing fintech solutions for customer demands.

TransUnion reports solid Q2 growth, eyes Neustar integration benefits

TransUnion's Q2 performance showed revenue growth and strong international segment results.
Partnerships and Neustar's growth potential are key strengths for future opportunities.
Market uncertainties and competition pose challenges, but revenue diversification and cost management are key focus areas.
Optimism about accelerating insurance growth and EBITDA margin improvement signal positive outlook.

TransUnion reports Q3 growth amidst market challenges and launches OneID platform

TransUnion's Q3 performance showed revenue and EBITDA growth, despite challenges in key markets. The company is focusing on launching innovative solutions like OneID and addressing regulatory and market challenges to drive future growth.

TransUnion surpasses Q4 expectations, eyes growth amidst challenges

TransUnion's Q4 2023 performance exceeded expectations, with strong revenue growth and strategic priorities set for 2024 to drive further growth.
While facing challenges in certain segments, the company's strengths lie in its diverse revenue streams and margin improvement initiatives.
Opportunities for growth include leveraging NuStar's capabilities, sector recoveries, and transformation initiatives, positioning TransUnion for a promising year ahead.

TransUnion exceeds $1B revenue in Q1 2024, raises guidance

TransUnion's Q1 2024 earnings call highlighted strong revenue growth exceeding $1 billion, driven by mortgage performance. Full-year guidance raised due to robust Q1 results and better mortgage price realization. International business momentum is strong, with a shift towards low double-digit growth expectations.
Challenges in tenant and employment screening due to regulatory requirements may impact growth, but improvements expected. Insurance industry faces challenges with increased events affecting underwriting volumes and consumer prices. Technology transformation through OneTru platform offers opportunities for enhanced data analytics.
Diversified portfolio balance, intentional growth in core U.S. financial services, and stable trends indicate strength. India market showcases growth potential, while integration of Argus and Sontiq's performance contribute positively. Expectations for higher growth from emerging verticals and improved international market results present opportunities.

TransUnion surpasses Q2 guidance, eyes global growth and tech innovation

TransUnion's Q2 performance exceeded expectations, driven by strong revenue growth and operational efficiency initiatives
The company's strategic focus on technology modernization, debt management, and global expansion positions it for sustained growth and profitability
While challenges like economic uncertainties persist, TransUnion's conservative guidance and diversified market presence offer stability and growth potential

TransUnion surpasses Q3 expectations, drives innovation for sustained growth

TransUnion delivered a robust performance in Q3, surpassing guidance and demonstrating strong revenue growth across key segments.
The company's focus on innovation, operational efficiency, and strategic transformation positions it well for future growth and value creation.
While facing challenges in a dynamic market environment, TransUnion remains agile and poised to capitalize on opportunities for expansion and revenue diversification.
With an upward revision of full-year guidance and a clear strategic roadmap, TransUnion is on track to deliver sustainable value to shareholders and stakeholders.

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TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

TransUnion's (TRU) addressable market includes the burgeoning Big Data and analytics market, which is expanding at a rapidly accelerating pace.

TransUnion (TRU) Rises 34% in 6 Months: What You Should Know

TransUnion's Q3 2023 Credit Union Market Perspectives Report explores the current state of consumer credit and its impact on credit unions TransUnion's Q3 2023 Credit Union Market Perspectives Report explores the current state of consumer credit and its impact on credit unions

Credit Union Originations Down While Balances Continue to Rise

FactSet Research Systems

Verisk Analytics

The pandemic-induced demand spike for risk mitigation, cost reduction and productivity improvement solutions is likely to help the Zacks Business - Information Services industry prosper. VRSK, FDS and TRU are well-poised to benefit from this surge.

3 Business Information Stocks to Watch From a Prospering Industry

Solution revolutionizes how credit data is accessed by organizations with sophisticated analytic environments Solution revolutionizes how credit data is accessed by organizations with sophisticated analytic environments

TransUnion TruIQ Data Enrichment First to Offer Financial Institutions with Unlimited Access to Pseudonymized Credit Data within Their Private Environments

Fraudsters in Canada increased their scams against Telecommunications (up 400% YoY), Insurance (up 90% YoY) and Online Communities (up 75% YoY) the most

Nearly Half (49%) of Surveyed Canadians Said They Were Recently Targeted by Fraud; Around 1 in 20 Digital Transactions in Canada Suspected Fraudulent in H1 2023, Reveals TransUnion Canada Analysis

Branded calling authenticates calls, improves engagement and brand loyalty Branded calling authenticates calls, improves engagement and brand loyalty

TransUnion Research Shows Seven in 10 Consumers Miss Legitimate Phone Calls Due to Fear of Robocalls, Call Spoofing and Fraud

Getaround Inc

SAN FRANCISCO & CHICAGO--(BUSINESS WIRE)--Getaround (NYSE: GETR), the world's first connected carsharing marketplace, today announced a new innovative alliance with TransUnion (NYSE: TRU), a global information and insights company, to integrate TransUnion's TruVision™ Traditional Auto Insurance Score for better risk assessment to both reward good drivers and improve the economics of the Getaround marketplace. The innovation is a significant enhancement to the recently announced Getaround TrustS.

Getaround and TransUnion to Bring TruVision Credit Insurance Auto Score to Carsharing Marketplace

IDC Financial Insights also recognizes TransUnion as a Fast Track FinTech in its annual ranking of top enterprises worldwide serving the financial services industry IDC Financial Insights also recognizes TransUnion as a Fast Track FinTech in its annual ranking of top enterprises worldwide serving the financial services industry

TransUnion Rises to No. 9 in the Latest IDC FinTech Rankings

CHICAGO, Sept. 05, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Chris Cartwright, President and CEO, will present at the Barclays Global Financial Services Conference on Tuesday, September 12, 2023. The presentation is scheduled to begin at 8:45 a.m. CT (9:45 a.m. ET). A live webcast of the presentation will be made available on the TransUnion Investor Relations website at http://www.transunion.com/tru. A replay will also be available on the company's website following the conclusion of the presentation.

TransUnion to Present at the 2023 Barclays Global Financial Services Conference

TORONTO, Aug. 29, 2023 (GLOBE NEWSWIRE) -- TransUnion today released the findings of its Q2 2023 Credit Industry Insights Report (CIIR), revealing a consistent rise in credit demand among Canadian consumers who are seeking additional financial flexibility due to the high cost of living, despite a slowdown in inflation1.

Canadian Consumers Turn to Credit for Liquidity

TransUnion is a leading global information company focused on collecting and analyzing credit data, with potential for global expansion, particularly in India. The company is leveraging big data analytics through acquisitions and quickly growing its international presence, which opens opportunities for significant revenue growth in new markets. Although I'm fond of TransUnion's business model and long-term growth prospects, the current price is reasonably high, and I would like to see the share price come down before buying.

TransUnion: A Great Business, But Quite Expensive

TransUnion's (TRU) addressable market includes the burgeoning Big Data and analytics market, which is expanding at a rapid pace.

Reasons to Retain TransUnion (TRU) Stock in Your Portfolio

New TransUnion study shows that for many, credit card debt relief may only be temporary New TransUnion study shows that for many, credit card debt relief may only be temporary

Following Rapid Rise in Credit Card Use, More Consumers Now Using Unsecured Personal Loans to Consolidate Debt

TransUnion quarterly report finds higher interest rates dampen property insurance shopping TransUnion quarterly report finds higher interest rates dampen property insurance shopping

Auto Insurance Shopping Bolstered by Increased Vehicle Sales and Search for Lower Rates

Q2 2023 TransUnion Credit Industry Insights Report explores latest credit trends Q2 2023 TransUnion Credit Industry Insights Report explores latest credit trends

Gen Z Coming of Age in Credit Markets

CHICAGO, Aug. 09, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.105 per share for the second quarter 2023. The dividend will be payable on September 7, 2023, to shareholders of record on August 23, 2023.

TransUnion Declares Second Quarter 2023 Dividend of $0.105 per Share

TransUnion's revenues surge year over year in second-quarter 2023.

TransUnion's (TRU) Shares Barely Move After Q2 Earnings Beat

TransUnion contact solutions honored for improving contactability and customer experience TransUnion contact solutions honored for improving contactability and customer experience

TruContact Phone Behavior Intelligence and Dialer Intelligence Wins TMC 2023 Contact Center Technology Award

New TransUnion report examines financial health and behaviors of gambling consumers New TransUnion report examines financial health and behaviors of gambling consumers

Gaming Industry Rebounded in First Half of 2023, But Deferred Student Loan Repayments Loom

TransUnion (NYSE:TRU ) Q2 2023 Earnings Conference Call July 25, 2023 9:30 AM ET Company Participants Aaron Hoffman – Senior Vice President-Investor Relations Chris Cartwright – President and Chief Executive Officer Todd Cello – Executive Vice President and Chief Financial Officer Conference Call Participants Jeff Meuler – Baird Kelsey Zhu – Autonomous Faiza Alwy – Deutsche Bank Andrew Steinerman – JPMorgan Toni Kaplan – Morgan Stanley Andrew Nicholas – William Blair Ashish Sabadra – RBC Capital Markets Andrew Jeffrey – Truist Securities Heather Balsky – Bank of America Operator Hello, and welcome to the TransUnion 2023 Second Quarter Earnings Conference Call. All participants will be in a listen-only mode.

TransUnion (TRU) Q2 2023 Earnings Call Transcript

While the top- and bottom-line numbers for TransUnion (TRU) give a sense of how the business performed in the quarter ended June 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Here's What Key Metrics Tell Us About TransUnion (TRU) Q2 Earnings

TransUnion (TRU) came out with quarterly earnings of $0.86 per share, beating the Zacks Consensus Estimate of $0.83 per share. This compares to earnings of $0.98 per share a year ago.

TransUnion (TRU) Tops Q2 Earnings and Revenue Estimates

CHICAGO, July 25, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) (the “Company”) today announced financial results for the quarter ended June 30, 2023.

TransUnion Announces Second Quarter 2023 Results

TransUnion's industry is dominated by two other companies - Equifax and Experian - limiting competition. Over the years, the company has diversified its revenue stream, making it less reliant on the macro environment. TRU is benefiting from favorable long-term tailwinds, such as rising demand for ID verification, fraud reduction, and the advent of digital commerce.

TransUnion: Long-Term Tailwinds, High Barriers To Entry

New TransUnion study shows that one in five of those borrowers are set to add a payment of $500 or more New TransUnion study shows that one in five of those borrowers are set to add a payment of $500 or more

News for TransUnion Stock (TRU)