TransUnion

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The firm operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The International segment provides credit reports, analytics and decision making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

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TransUnion reports robust Q4 performance and outlines growth strategies

TransUnion's Q4 2022 performance showcased resilience with strong revenue growth and margin expansion despite market challenges.
The company's strategic focus on margin expansion, commitment to targets, and confidence in achieving EPS goals position it well for future growth.
Challenges in revenue guidance, margin impacts, and market conditions are being addressed through prudent cost management and growth strategies.
Opportunities for growth lie in cost savings, revenue uptick, effective integration of acquisitions, and maintaining workforce quality for project execution.

TransUnion beats Q1 guidance, eyes margin expansion and fintech

TransUnion surpassed Q1 guidance, with strong performance in US markets and international segments.
Diversified customer base shields from direct impact of recent failures, focusing on margin expansion and AI capabilities.
Challenges include market uncertainties and a decline expected in Consumer Lending business.
Opportunities lie in revenue acceleration in emerging verticals and embracing fintech solutions for customer demands.

TransUnion reports solid Q2 growth, eyes Neustar integration benefits

TransUnion's Q2 performance showed revenue growth and strong international segment results.
Partnerships and Neustar's growth potential are key strengths for future opportunities.
Market uncertainties and competition pose challenges, but revenue diversification and cost management are key focus areas.
Optimism about accelerating insurance growth and EBITDA margin improvement signal positive outlook.

TransUnion reports Q3 growth amidst market challenges and launches OneID platform

TransUnion's Q3 performance showed revenue and EBITDA growth, despite challenges in key markets. The company is focusing on launching innovative solutions like OneID and addressing regulatory and market challenges to drive future growth.

TransUnion surpasses Q4 expectations, eyes growth amidst challenges

TransUnion's Q4 2023 performance exceeded expectations, with strong revenue growth and strategic priorities set for 2024 to drive further growth.
While facing challenges in certain segments, the company's strengths lie in its diverse revenue streams and margin improvement initiatives.
Opportunities for growth include leveraging NuStar's capabilities, sector recoveries, and transformation initiatives, positioning TransUnion for a promising year ahead.

TransUnion exceeds $1B revenue in Q1 2024, raises guidance

TransUnion's Q1 2024 earnings call highlighted strong revenue growth exceeding $1 billion, driven by mortgage performance. Full-year guidance raised due to robust Q1 results and better mortgage price realization. International business momentum is strong, with a shift towards low double-digit growth expectations.
Challenges in tenant and employment screening due to regulatory requirements may impact growth, but improvements expected. Insurance industry faces challenges with increased events affecting underwriting volumes and consumer prices. Technology transformation through OneTru platform offers opportunities for enhanced data analytics.
Diversified portfolio balance, intentional growth in core U.S. financial services, and stable trends indicate strength. India market showcases growth potential, while integration of Argus and Sontiq's performance contribute positively. Expectations for higher growth from emerging verticals and improved international market results present opportunities.

TransUnion surpasses Q2 guidance, eyes global growth and tech innovation

TransUnion's Q2 performance exceeded expectations, driven by strong revenue growth and operational efficiency initiatives
The company's strategic focus on technology modernization, debt management, and global expansion positions it for sustained growth and profitability
While challenges like economic uncertainties persist, TransUnion's conservative guidance and diversified market presence offer stability and growth potential

TransUnion surpasses Q3 expectations, drives innovation for sustained growth

TransUnion delivered a robust performance in Q3, surpassing guidance and demonstrating strong revenue growth across key segments.
The company's focus on innovation, operational efficiency, and strategic transformation positions it well for future growth and value creation.
While facing challenges in a dynamic market environment, TransUnion remains agile and poised to capitalize on opportunities for expansion and revenue diversification.
With an upward revision of full-year guidance and a clear strategic roadmap, TransUnion is on track to deliver sustainable value to shareholders and stakeholders.

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TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

Study also measures how underserved and new-to-credit consumers significantly benefit from monitoring their credit Study also measures how underserved and new-to-credit consumers significantly benefit from monitoring their credit

TransUnion Global Study Finds More Than Half of U.S. Consumers Use Credit Monitoring to Open New Credit Accounts

TransUnion report finds high-income Millennials proved to be dominant force across gaming channels TransUnion report finds high-income Millennials proved to be dominant force across gaming channels

Decreased Consumer Liquidity Helped Dampen Overall Betting Activity in Q4 2023; Millennials Buck the Trend

TransUnion's (TRU) addressable market includes the burgeoning Big Data and analytics market, which is expanding at a rapidly accelerating pace.

TransUnion (TRU) Rises 41% in 3 Months: What You Should Know

FactSet Research Systems

Investors with an interest in Business - Information Services stocks have likely encountered both TransUnion (TRU) and FactSet Research (FDS). But which of these two stocks presents investors with the better value opportunity right now?

TRU vs. FDS: Which Stock Is the Better Value Option?

CHICAGO--(BUSINESS WIRE)--NielsenIQ, a global measurement and data analytics leader, announces an agreement with TransUnion's (NYSE: TRU) marketing solutions business, TruAudience®, to connect NielsenIQ's consumer data with partners' identity spaces for audience modeling. This cooperative effort leverages NielsenIQ's first-party data on fast-moving consumer goods (FMCG) purchases and TransUnion's Identity Resolution for data connectivity to help Media and AdTech companies create impactful campa.

NielsenIQ and TransUnion Collaborate to Enable Targeted Advertising with First-Party Retail Purchase Data

CHICAGO, Jan. 16, 2024 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the fourth quarter ended December 31, 2023, in a press release to be issued at approximately 6:00 a.m. Central Time (CT) on Tuesday, February 13, 2024. The company will hold a conference call on the same day at 8:30 a.m. Central Time (CT) to discuss its financial results. The press release and a live webcast of the earnings conference call will be available on the TransUnion Investor Relations website at http://www.transunion.com/tru.

TransUnion Announces Earnings Release Date for Fourth Quarter 2023 Results

TransUnion's TruVision Consumer Property Insights for Portfolio Management to help Mortgage and Home Equity lenders/servicers better evaluate and manage risk TransUnion's TruVision Consumer Property Insights for Portfolio Management to help Mortgage and Home Equity lenders/servicers better evaluate and manage risk

Amidst the Impact of Interest Rate Movements, TransUnion Introduces New Solution to Better Assess Property Values

57% of participants intend to cut discretionary spending and 22% plan to apply for new or refinance existing credit as Canadians appear to be bracing for continued increases in household cost of living, reveals new TransUnion study.

Nearly One Third of Canadians Expect to Be Unable to Pay their Bills in Full, 33% of Whom Plan to Increase Reliance on Credit to Stay on Top of Bills or Loans – TransUnion Study

TransUnion TRU, +3.97%, one of the nation's major credit-score and credit-report providers, said on Monday that it would restate financials through nine months of last year after discovering an error related to a segment in the U.K. and a “material weakness” in its accounting protocols. The company, in a filing, said that financial statements in a quarterly report in October for the three- and nine-month periods ending Sept.

TransUnion to restate financials, after discovering ‘computational error' and ‘material weakness' in financial reporting

TransUnion report finds consumers want specific fraud protections from mobile service providers TransUnion report finds consumers want specific fraud protections from mobile service providers

Up to One in Four Consumers Experience Fraud Attempts Via Mobile Devices Multiple Times Per Week or Daily

CHARLOTTE, N.C.--(BUSINESS WIRE)-- #cardealer--InsurTech Modives announced this week its collaboration with TransUnion to grant property managers further insight into prospective rental residents.

Modives Teams With TransUnion to Reinvent Property Rental Screening

Rocketer Powered By TruAudience drove conversions that generated an average of $265 in additional revenue per user, leading to an overall 363% increase in revenue per month for a US-based life insurance company Rocketer Powered By TruAudience drove conversions that generated an average of $265 in additional revenue per user, leading to an overall 363% increase in revenue per month for a US-based life insurance company

Rocketer and TransUnion Announce Data Collaboration to Maximize High-Quality Customers for Insurance Providers

TransUnion study also reveals 4.5% increase in suspected fraud rate in Canada from the same period in 2022. Key Findings: 80% of Canadians surveyed are concerned about falling victim to online fraud during the 2023 holiday season.

Canadians Increase E-Commerce Activity During Black Friday Shopping Period Despite 80% Concerned about Falling Victim to Online Fraud Over Holidays – TransUnion study

New report from TransUnion and Datos Insights also finds 60% of third-party collections companies on the path to adopting artificial intelligence to improve consumer experiences New report from TransUnion and Datos Insights also finds 60% of third-party collections companies on the path to adopting artificial intelligence to improve consumer experiences

Collections Industry Increasing Communications Channels, Diversifying Areas of Business

TORONTO, Dec. 05, 2023 (GLOBE NEWSWIRE) -- With a backdrop of ongoing economic pressures, the number of Canadians accessing credit increased in Q3 2023, with 31.2 million people holding at least one credit product during the quarter – an all-time high. This was fuelled by a surge of Generation Z consumers (born 1995-2010) and new Canadian immigrants entering the credit market.

Canadian Credit Market Reaches Record High Participation

TransUnion (TRU) is gaining from transformation initiatives, acquisitions and collaborations. Competition is concerning.

Reasons Why Retaining TransUnion (TRU) Can Be a Wise Decision

CHICAGO, Nov. 29, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) released new findings today highlighting global e-commerce fraud that occurred during the start of the 2023 holiday shopping season. Based on proprietary insights from TransUnion's global device risk consortium, the analysis found 3.6% of all global e-commerce transactions reviewed during the Cyber Five days were suspected fraudulent.

Suspected Digital Shopping Fraud in the U.S. Up 12% During Cyber Five Holiday Period Compared to Rest of 2023

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The integration helps publishers unify audiences across different devices and ad types The integration helps publishers unify audiences across different devices and ad types

TransUnion and FreeWheel Announce Expanded Partnership to Improve Audience Match Rates in TV Advertising Ecosystem

As EV market share sees gains in the first half of 2023, a new TransUnion study shows the credit profile of EV buyers remains strong As EV market share sees gains in the first half of 2023, a new TransUnion study shows the credit profile of EV buyers remains strong

In the EV Market, A Clearer Credit Picture of the EV Buyer Takes Shape

The company expects to deliver $120 to $140 million of annualized operating expense savings and a $70 to $80 million capital expenditure reduction in 2026 relative to 2023 levels.

TransUnion to cut 1,300 jobs as part of multiyear plan to reduce costs, drive growth

TransUnion TRU, +7.15% said Wednesday it plans to reduce its 13,000-employee work force by 10% or, about 1,300, as part of a cost-cutting plan at the information and risk management solution company. TransUnion's stock was up 3.5% in premarket trading.

TransUnion to shed about 1,300 employees in cost-reduction plan, as stock rises

CHICAGO, Nov. 15, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) (the “Company”) today announced the next step in its ongoing, multi-year transformation effort to optimize its operating model and advance its market-leading technology. The Company will transition additional roles to its successful Global Capability Centers (GCCs) to improve productivity, reduce costs and fund growth. TransUnion will also leverage Neustar's cloud-native technology to create its next-generation integrated data management, identity resolution, analytics and delivery platform. The Company believes these actions will reduce costs, accelerate innovation and increase organic growth.

TransUnion Announces Next Step in Transformation Program to Reduce Costs, Accelerate Innovation and Drive Growth

TransUnion quarterly report finds compulsory bundling with increased cyber coverage a promising strategy TransUnion quarterly report finds compulsory bundling with increased cyber coverage a promising strategy

Insurers' Efforts to Improve Profitability Drive Auto and Property Insurance Shopping

CHICAGO, Nov. 09, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Chris Cartwright, President and CEO, will present at the J.P. Morgan Ultimate Services Investor Conference on Thursday, November 16, 2023. The presentation is scheduled to begin at 8:10 a.m. CT (9:10 a.m. ET). A live webcast of the presentation will be made available on the TransUnion Investor Relations website at http://www.transunion.com/tru. A replay will also be available on the company's website following the conclusion of the presentation.

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