Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Sales & Marketing

General & Administrative

Product Development

Depreciation

Amortization of intangibles

Change in fair value of contingent consideration

Severance

Litigation settlements and contingencies

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

LendingTree

LendingTree, Inc. engages in the operation of an online loan marketplace for consumers seeking loans and other credit-based offerings. It operates through the following segments: Home, Consumer, and Insurance. The Home segment consists of purchase mortgage, refinance mortgage, home equity loans and lines of credit and reverse mortgage loans and real estate. The Consumer segment includes credit cards, personal loans, small business loans, student loans, auto loans, deposit accounts and other credit products. The Insurance segment consists of insurance quote products. The company was founded by Douglas Lebda in June 1996 and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

LendingTree posts solid Q4 results, eyes sustainable growth in 2023

LendingTree's Q4 performance reflects a balanced approach to growth, profitability, and consumer-centric strategies amidst market challenges and opportunities.
The company's disciplined financial approach, product innovation, and diversified revenue streams position it well for sustainable growth and market competitiveness in 2023.
With a focus on operational excellence, consumer trust, and strategic investments, LendingTree aims to navigate a competitive market landscape and drive growth through innovative offerings.

LendingTree maintains operational efficiency amidst revenue challenges in Q1

LendingTree's Q1 performance highlighted operational efficiency and strategic focus amidst revenue challenges.
Strengths lie in the shift towards non-bank mortgage originators, cost initiatives, and workforce agility.
Challenges include revenue declines in the Consumer segment and uncertainties from closed businesses.
Opportunities exist in product innovations, debt repayment strategies, and leveraging investments for growth.

LendingTree reports solid Q2 earnings amidst revenue challenges

LendingTree's Q2 performance was driven by strong segment margins and operational efficiency improvements.
While facing revenue challenges and macroeconomic headwinds, the company is optimistic about potential growth opportunities.
Efforts to enhance user experience, improve conversion rates, and focus on high-quality consumers are key strategies for revenue growth.

LendingTree reports solid Q3 earnings, eyes growth through innovation

LendingTree's Q3 performance showcased operational efficiency and profitability amidst challenges, with a focus on sustainable growth initiatives.
The company's strengths lie in its adaptability, innovation, and positive outlook for future expansion and value creation.
While facing challenges like debt maturity and competition, LendingTree sees opportunities in new offerings, market expansion, and product improvements.

LendingTree reports robust Q4 earnings, eyes growth amid challenges

LendingTree's Q4 2023 earnings call highlighted a mix of strong financial performance, strategic initiatives, and challenges to address. The company's focus on business simplification, expense reduction, and debt management underscore its commitment to sustainable profitability. Opportunities in consumer lending optimization and market positioning offer avenues for growth.

LendingTree reports robust Q1 earnings, eyes growth in Insurance segment

LendingTree's Q1 performance reflects strong growth in Adjusted EBITDA and positive revenue outlook for Q2, supported by strategic initiatives in key segments. While challenges exist in the rate environment and capital optimization, opportunities for growth through segment expansion and revenue enhancement are clear.

LendingTree reports exceptional Q2 revenue growth, eyes Fed rate impacts

LendingTree's Q2 2024 earnings call showcased remarkable revenue growth, particularly in the Insurance segment, while highlighting the company's strategic focus on driving consumer traffic and maximizing variable margin dollars. The incoming CFO was introduced, and discussions included forward-looking statements and potential impacts of Fed rate changes.

LendingTree reports robust Q3 earnings, eyes growth in insurance

LendingTree's Q3 performance reflects a resilient and growing business, driven by strong results in the insurance, consumer, and home segments.
While challenges exist in maintaining margins and addressing market dynamics, the company's strategic focus on growth and efficiency positions it well for future success.
Opportunities for expansion and improvement across segments underscore LendingTree's potential for sustained growth and value creation for investors.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

LendingTree, Inc. engages in the operation of an online loan marketplace for consumers seeking loans and other credit-based offerings. It operates through the following segments: Home, Consumer, and Insurance. The Home segment refers to purchase mortgage, refinance mortgage, home equity loans and lines of credit and reverse mortgage loans and real estate. The Consumer segment includes credit cards, personal loans, small business loans, student loans, auto loans, deposit accounts and other credit products. The Insurance segment is composed of insurance quote products. The company was founded by Douglas Lebda in June 1996 and is headquartered in Charlotte, NC.

NEW YORK, Oct. 19, 2021 /PRNewswire/ -- Young drivers aged 15-20 were involved in 1 in every 8 fatal crashes over the past decade, according to a new ValuePenguin.com analysis of National Highway Traffic Safety Administration (NHTSA). And while the number is still worryingly high - the yearly number of fatal crashes involving the youngest drivers has fallen since 2010.

1 in 8 Fatal Car Crashes since 2010 Involved Teens, but Fatalities fell by 14%

Harmony Biosciences Holdings

Kite Realty Group

NEW YORK, Oct. 18, 2021 /PRNewswire/ -- S&P SmallCap 600 constituent Kite Realty Group Trust (NYSE:KRG) will replace LendingTree Inc. (NASD:TREE) in the S&P MidCap 400, LendingTree will replace Kite Realty Group Trust in the S&P SmallCap 600, and Harmony Biosciences Holdings Inc. (NASD:HRMY) will replace Retail Properties of America Inc. (NYSE:RPAI) in the S&P SmallCap 600 effective prior to the open of trading on Friday, October 22. Kite Realty Group Trust is acquiring Retail Properties of America in a deal expected to close soon pending final closing conditions.

Kite Realty Group Trust Set to Join S&P MidCap 400; Harmony Biosciences Holdings & LendingTree to Join S&P SmallCap 600

NEW YORK, Oct. 14, 2021 /PRNewswire/ -- As space travel and space tourism continues to make headlines and more civilians vie for seats on the next launch, many Americans have strong feelings about going to space.  According to a ValuePenguin survey of over 2,000 consumers, almost half want to go to space and some would even go into debt to do so; however, others think space tourism may not be ethical.

Nearly 50% of Americans Want to Space Travel But Only 19% Would Shell Out $100,000 To Do So According to a ValuePenguin.com Survey

CHARLOTTE, N.C., Oct. 12, 2021 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced that it will release fiscal third quarter 2021 results on Thursday, October 28, 2021 at 7:00 a.m.

LendingTree, Inc. to Report Third Quarter 2021 Earnings on October 28, 2021

CHARLOTTE, N.C., Oct. 4, 2021 /PRNewswire/ -- Interest in store credit cards plunged in 2021, according to a new report from LendingTree.

Less Than 30% of Consumers Will Apply for a Store Credit Card This Holiday Season, the Lowest Number in 3 Years

NEW YORK, Sept. 28, 2021 /PRNewswire/ -- Though smoking cigarettes has become increasingly less popular since the 2000s, many adults still smoke tobacco products and/or cannabis.

More than 50% of Americans Who Smoke or Vape Have Lied to Their Health Insurer About It According to a ValuePenguin.com Survey

NEW YORK, Sept. 15, 2021 /PRNewswire/ -- Natural disasters have Americans more than worried about just climate change.

Over 50% of Americans Worry About the Financial Implications of a Natural Disaster According to a ValuePenguin.com Survey

CHARLOTTE, N.C., Sept. 8, 2021 /PRNewswire/ -- This week marks the start of the official NFL season, and now that all teams have been cleared to allow for full-capacity stadiums, fans are gearing up for a return to more social viewing events.

67% of Americans Plan to Spend Money on Football Season This Year

NEW YORK , Sept. 1, 2021 /PRNewswire/ -- Although the delta variant continues to affect many,  ValuePenguin's survey of U.S. consumers showed that Americans aren't ready to pack away their luggage regardless of coronavirus developments and others may be shying away from travel for now.

51 Million Americans Have Labor Day Travel Plans, With Florida as the Top Destination According to a ValuePenguin.com Survey

CHARLOTTE, N.C., Aug. 25, 2021 /PRNewswire/ --  LendingTree®, the nation's leading online loan marketplace, released its survey surrounding the emotional reactions Americans experienced during the pandemic due to the financial impacts of COVID-19.

42% of Americans Cried About Money During the Pandemic

NEW YORK, Aug. 10, 2021 /PRNewswire/ -- As the debate around mask policies for children heading back to school continues to heat up, and a strong desire from many parents to get kids back to in-person learning full time, the question of whether children should wear masks at school is becoming more complicated than ever. ValuePenguin surveyed more than 1,000 parents with children under 18 to learn more about where parents stood on masks and vaccinations when it comes to heading back to school.

More Than 70% of Parents Say Unvaccinated Kids Should Wear Masks at School According to a ValuePenguin.com Survey

CHARLOTTE, N.C., Aug. 9, 2021 /PRNewswire/ -- As the era of COVID-19 stretches into another topsy-turvy year, families with school-age kids are gearing up for another deeply uncertain and costly back-to-school shopping season, according to LendingTree's 2021 Back-to-School Shopping Survey.

Average Back-to-School Spending Reaches $498, and 33% of Parents Will Go Into Debt To Pay For It

CHARLOTTE, N.C., Aug. 4, 2021 /PRNewswire/ -- DepositAccounts.com, a subsidiary of LendingTree, today released its list of the 2021 Top200 Healthiest Banks and Credit Unions in America.

DepositAccounts Releases Annual Top200 Bank & Credit Union Lists

CHARLOTTE, N.C., Aug. 2, 2021 /PRNewswire/ -- In efforts to help consumers better understand their financial picture, LendingTree, the nation's leading online financial marketplace, launched a cash giveaway for users that link their bank accounts to the free LendingTree platform.

LendingTree Launches $1,000 Cash Sweepstakes for Users With Linked Bank Accounts

LendingTree (TREE) Q2 results reflect a recovery in the company's consumer segment and a strong cash position. Yet, flaring expenses play spoilsport.

LendingTree (TREE) Stock Up 2% as Q2 Earnings Beat Estimates

LendingTree's (TREE) CEO Doug Lebda on Q2 2021 Results - Earnings Call Transcript

CHARLOTTE, N.C., July 29, 2021 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced results for the quarter ended June 30, 2021.

LendingTree Reports Second Quarter 2021 Results

NEW YORK, July 27, 2021 /PRNewswire/ -- During stressful times, people tend to pick up habits to help them cope with difficult situations and emotions. The coronavirus pandemic was no exception to this rule.

Over 60% of Americans Trying to Break Unhealthy Pandemic Habits According to a ValuePenguin.com Survey

Tree.com (TREE) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Tree.com (TREE) Q2 Earnings Expected to Decline

CHARLOTTE, N.C., July 21, 2021 /PRNewswire/ -- LendingTree® , the nation's leading online loan marketplace, released its annual ranking of the nation's 50 largest metropolitan areas by how friendly they are for those buying their first home.

Kansas City, Oklahoma City, and Louisville Top LendingTree's Ranking of Best Metros for First-Time Homebuyers

CHARLOTTE, N.C., July 16, 2021 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced that it will release fiscal second quarter 2021 results on Thursday, July 29, 2021 at 7:00 a.m.

LendingTree, Inc. to Report Second Quarter 2021 Earnings on July 29, 2021

NEW YORK, July 13, 2021 /PRNewswire/ -- As the summer continues to heat up across the country, there are more opportunities for sunshine and outdoor activities. However, this also means there's a greater chance Americans will get a sunburn if they are not using sunscreen regularly.

Over 80% of Americans Do Not Wear Sunscreen Daily During the Summer According to a ValuePenguin.com Survey

CHARLOTTE, N.C., July 13, 2021 /PRNewswire/ -- It's not just you: 7 in 10 Americans report not being able to find the products they need or enjoy the services they've come to rely on because of product and labor shortages.

70% of Americans Having Trouble Obtaining Products and Services

CHARLOTTE, N.C., June 30, 2021 /PRNewswire/ -- Nearly half of all credit cardholders said their debit card is their primary payment method, according to a new report from LendingTree.

Nearly Half of Credit Cardholders Still Prefer Debit Over Credit

A transactional platform business with limited benefit from durable client relationships; requiring continued stream of marketing and sales dollars without material scale effect.

News for LendingTree Stock (TREE)