Revenue segments as reported by the company.

Net Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Truist Financial

Truist Financial Corp. is a financial holding company, which engages in the provision of banking services to individuals, businesses, and municipalities. It operates through the following segments: Consumer Banking and Wealth, Corporate and Commercial Banking, Insurance Holdings, and Other, Treasury & Corporate. The Consumer Banking and Wealth segment consists of Retail Community Banking, National Consumer Finance, Services, Payments, Wealth Management and Banking Products and Professional Services and Mortgage Banking. The Corporate and Commercial Banking segment consists of Corporate and Investment Banking, Commercial Community Banking and Commercial Real Estate. The Insurance Holdings segment provides property and casualty, employee benefits and life insurance to businesses and individuals and also provides small business and corporate services, such as workers compensation and professional liability, as well as surety coverage and title insurance. It offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing, and equipment financing. It also markets a range of other services, including deposits, life insurance, property, and casualty insurance. The company was founded on December 6, 2019, and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Truist Financial reports strong Q4 earnings and optimistic 2023 guidance

Truist Financial's Q4 2022 performance was strong, marked by earnings growth, robust net interest income, and achievement of key milestones. The company provided optimistic guidance for 2023 despite economic uncertainties.
While facing challenges in managing expenses and potential economic impacts, Truist remains focused on leveraging opportunities in revenue synergies, digital enhancements, and strategic growth areas.
Overall, Truist's emphasis on financial strength, digital innovation, and strategic priorities positions them well for future growth and value creation, supported by a strong capital position and commitment to sustainable development.

Truist Financial posts robust Q1 earnings, eyes growth opportunities

Truist Financial reported strong Q1 2023 earnings with notable growth in adjusted PPNR and a focus on digital investments. Despite challenges from funding costs and NIM decrease, the company remains committed to core strengths and through-the-cycle lending. Opportunities for growth and efficiency enhancements through brand consolidation and capital build mode are key focus areas.

Truist Financial reports Q2 earnings decline, focuses on efficiency

Truist Financial navigated challenges of decreased EPS with a focus on managing costs and enhancing digital engagement. The company showcased strong capital position and active credit portfolio management.
While facing revenue decline and increased expenses, Truist is optimistic about post-integration potential and aims for continuous efficiency improvements. The company remains vigilant about economic conditions and is prepared to address credit challenges.
With a strategic focus on operational efficiency and structural changes, Truist aims to achieve top quartile efficiency ratio and organic growth in CET1 ratio. Pricing flexibility and continuous improvement efforts present opportunities for the company's growth.

Truist Financial meets Q3 earnings, focuses on efficiency and digital growth

Truist Financial's Q3 performance showcased resilience in meeting earnings guidance amidst challenges.
Efforts to reduce expenses and optimize the balance sheet position the company for improved profitability.
Anticipated pressures on NIM and revenue present challenges, but cost-saving initiatives and digital growth offer opportunities.
Maintaining strong asset quality metrics and focusing on client relationships are key strengths for Truist Financial.

Truist Financial reports solid Q4 earnings, focuses on efficiency

Truist Financial's Q4 2023 performance showcased solid adjusted net income, improved asset quality metrics, and strategic guidance for 2024 amidst challenges in core efficiency and revenue generation.
The company's strengths lie in its commitment to community impact, efficiency improvement initiatives, diversified revenue streams in investment banking, and focus on profitability optimization.
Challenges include operational efficiency targets, revenue generation pressures, declining net interest income, and strategic decisions regarding the insurance business.
Opportunities for Truist include expanding community impact initiatives, realizing cost savings through efficiency improvements, managing credit quality, and driving sustainable growth through capital optimization.

Truist Financial reports solid Q1 earnings amidst revenue challenges

Truist Financial's Q1 performance was driven by strong investment banking revenue and digital growth, despite revenue challenges ahead.
The company's strengths lie in its capital position, purpose-driven initiatives, and confidence in core banking and investment performance.
While facing revenue declines and NII challenges, Truist sees opportunities in capital deployment, NII improvement, and purpose-driven growth.

Truist Financial posts strong Q3 earnings, eyes digital growth

Truist Financial delivered solid financial performance in Q3 2024, driven by revenue growth and disciplined expense management.
While facing revenue challenges in the near term, Truist's strong capital position and digital focus position it well for future opportunities.
The company's commitment to community support, innovation, and financial stability underpins its resilience and growth potential.

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Cost of revenue

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EBITDA

Net income

Earnings per share

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Current assets

Cash & equivalents

Receivables

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Net PPE

Intangibles

Total liabilities

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Short term debt

Income tax payable

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Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

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Funds from operations

Change in working capital

Cash from investing

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Purchase/sale of investments

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Free cash flow

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In 2008, when the global economy was last in tatters, big banks were largely to blame. Their bad bets on subprime mortgages and other loans were what pushed the world into the Great Recession.

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Truist (TFC) saw a big move last session, as its shares jumped nearly 7% on the day, amid huge volumes.

Truist (TFC) in Focus: Stock Moves 6.9% Higher

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Coronavirus leads the Fed to change stance from no change in interest rates to cutting rates. Banks, benefiting the most from higher rates, are expected to be significantly hurt.

What Coronavirus Induced 'Emergency' Rate Cut Means for Banks

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Verizon

Verizon Communications Inc 5.9 % Notes 2014-15.2.54 Sr

Walgreens

Exxon Mobil

Dividend stocks are the first thing prudent investors should buy after the virus scare dissipates. Income names won't be discounted forever.

Dividend Stocks Are Screaming-Hot Buys Once Coronavirus Fears Fade

Another interest rate cut by the Fed and lower business investments are likely to put further pressure on banks' revenues and in turn hurt profitability.

Coronavirus Might Trigger Rate Cut: Double Whammy for Banks

Truist Financial (TFC) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.

Is Truist Financial (TFC) Stock a Solid Choice Right Now?

Truist Financial Corporation (TFC) CEO Kelly King on Q4 2019 Results - Earnings Call Transcript

Banking stocks depreciate on uncertainty over trade conflict along with other global concerns.

Bank Stock Roundup: Ambiguity Over Trade War Remains, SunTrust & Citi in Focus

SunTrust (STI) will be divesting 30 branches as part of the conditional approval from the Department of Justice for its merger with BB&T (BBT).

SunTrust to Sell Branches, Gets DOJ Nod for BB&T Merger Deal

Let's see if SunTrust Banks (STI) stock is a good choice for value-oriented investors right now from multiple angles.

Can Value Investors Pick SunTrust Banks (STI) Stock Now?

SunTrust Banks, Inc. (STI) CEO Bill Rogers on Q3 2019 Results - Earnings Call Transcript

SunTrust (STI) witnesses higher revenues in the third quarter of 2019. Yet, rise in expenses and provisions hurt results.

SunTrust (STI) Q3 Earnings Meet Estimates, Revenues Rise

SunTrust's (STI) third-quarter 2019 results reflect higher revenues along with an increase in expenses.

SunTrust's (STI) Q3 Earnings Decline Y/Y, Expenses Rise

Decline in interest rates along with muted loan growth are likely to have hurt SunTrust's (STI) interest income growth in the third quarter of 2019.

Muted Lending, Low Rates to Hurt SunTrust's (STI) Q3 Earnings

SunTrust's dividend growth over the last five years has been outstanding.

SunTrust: A Lot To Like

SunTrust (STI) increases quarterly dividend to 56 cents per share from 50 cents.

SunTrust (STI) Rewards Shareholders With 12% Dividend Hike

SunTrust Banks, Inc. (STI) CEO Bill Rogers on Q2 2019 Results - Earnings Call Transcript

SunTrust (STI) witnesses higher revenues in the second quarter of 2019. Yet, higher expenses and rise in provisions hurt results.

SunTrust (STI) Q2 Earnings Decline Y/Y Despite Revenue Growth

SunTrust's (STI) second-quarter 2019 results reflect higher revenues along with an increase in expenses.

SunTrust's (STI) Q2 Earnings Decline Y/Y, Expenses Rise

SunTrust Banks (STI) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why SunTrust Banks (STI) Might Surprise This Earnings Season

Despite relatively stable fee income, a dismal lending scenario along with increase in the possibility of a rate cut is likely to hurt SunTrust's (STI) second-quarter 2019 earnings.

Muted Lending, Low Rates to Hurt SunTrust's (STI) Q2 Earnings

SunTrust (STI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

SunTrust (STI) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

SunTrust (STI) decides to quit providing finance to the companies that run private prisons and detention centers in the United States, after judging its riskiness.

SunTrust to Stop Offering Loans to Private Prison Operators

SunTrust Banks Inc said on Monday it will not provide future financing to companies that manage private prisons and immigration holding facilities, becoming the latest lender to distance itself from a sector that has become tied to the Trump administration's immigration policies.

News for Truist Financial Stock (TFC)