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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

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Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

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Truist Financial

Truist Financial Corp. is a financial holding company, which engages in the provision of banking services to individuals, businesses, and municipalities. It operates through the following segments: Consumer Banking and Wealth, Corporate and Commercial Banking, Insurance Holdings, and Other, Treasury & Corporate. The Consumer Banking and Wealth segment consists of Retail Community Banking, National Consumer Finance, Services, Payments, Wealth Management and Banking Products and Professional Services and Mortgage Banking. The Corporate and Commercial Banking segment consists of Corporate and Investment Banking, Commercial Community Banking and Commercial Real Estate. The Insurance Holdings segment provides property and casualty, employee benefits and life insurance to businesses and individuals and also provides small business and corporate services, such as workers compensation and professional liability, as well as surety coverage and title insurance. It offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing, and equipment financing. It also markets a range of other services, including deposits, life insurance, property, and casualty insurance. The company was founded on December 6, 2019, and is headquartered in Charlotte, NC.

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Truist Financial reports strong Q4 earnings and optimistic 2023 guidance

Truist Financial's Q4 2022 performance was strong, marked by earnings growth, robust net interest income, and achievement of key milestones. The company provided optimistic guidance for 2023 despite economic uncertainties.
While facing challenges in managing expenses and potential economic impacts, Truist remains focused on leveraging opportunities in revenue synergies, digital enhancements, and strategic growth areas.
Overall, Truist's emphasis on financial strength, digital innovation, and strategic priorities positions them well for future growth and value creation, supported by a strong capital position and commitment to sustainable development.

Truist Financial posts robust Q1 earnings, eyes growth opportunities

Truist Financial reported strong Q1 2023 earnings with notable growth in adjusted PPNR and a focus on digital investments. Despite challenges from funding costs and NIM decrease, the company remains committed to core strengths and through-the-cycle lending. Opportunities for growth and efficiency enhancements through brand consolidation and capital build mode are key focus areas.

Truist Financial reports Q2 earnings decline, focuses on efficiency

Truist Financial navigated challenges of decreased EPS with a focus on managing costs and enhancing digital engagement. The company showcased strong capital position and active credit portfolio management.
While facing revenue decline and increased expenses, Truist is optimistic about post-integration potential and aims for continuous efficiency improvements. The company remains vigilant about economic conditions and is prepared to address credit challenges.
With a strategic focus on operational efficiency and structural changes, Truist aims to achieve top quartile efficiency ratio and organic growth in CET1 ratio. Pricing flexibility and continuous improvement efforts present opportunities for the company's growth.

Truist Financial meets Q3 earnings, focuses on efficiency and digital growth

Truist Financial's Q3 performance showcased resilience in meeting earnings guidance amidst challenges.
Efforts to reduce expenses and optimize the balance sheet position the company for improved profitability.
Anticipated pressures on NIM and revenue present challenges, but cost-saving initiatives and digital growth offer opportunities.
Maintaining strong asset quality metrics and focusing on client relationships are key strengths for Truist Financial.

Truist Financial reports solid Q4 earnings, focuses on efficiency

Truist Financial's Q4 2023 performance showcased solid adjusted net income, improved asset quality metrics, and strategic guidance for 2024 amidst challenges in core efficiency and revenue generation.
The company's strengths lie in its commitment to community impact, efficiency improvement initiatives, diversified revenue streams in investment banking, and focus on profitability optimization.
Challenges include operational efficiency targets, revenue generation pressures, declining net interest income, and strategic decisions regarding the insurance business.
Opportunities for Truist include expanding community impact initiatives, realizing cost savings through efficiency improvements, managing credit quality, and driving sustainable growth through capital optimization.

Truist Financial reports solid Q1 earnings amidst revenue challenges

Truist Financial's Q1 performance was driven by strong investment banking revenue and digital growth, despite revenue challenges ahead.
The company's strengths lie in its capital position, purpose-driven initiatives, and confidence in core banking and investment performance.
While facing revenue declines and NII challenges, Truist sees opportunities in capital deployment, NII improvement, and purpose-driven growth.

Truist Financial posts strong Q3 earnings, eyes digital growth

Truist Financial delivered solid financial performance in Q3 2024, driven by revenue growth and disciplined expense management.
While facing revenue challenges in the near term, Truist's strong capital position and digital focus position it well for future opportunities.
The company's commitment to community support, innovation, and financial stability underpins its resilience and growth potential.

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CHARLOTTE, N.C. , Nov. 21, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Chairman and Chief Executive Officer Bill Rogers will speak at the Goldman Sachs 2024 US Financial Services Conference at 10:40 a.m.

Truist to speak at the Goldman Sachs US Financial Services Conference

Resources to be focused on critical areas of need: small business assistance, housing and infrastructure Truist to engage community partners to help identify highest-impact investments CHARLOTTE, N.C. , Nov. 20, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced a new initiative, Truist Cares for Western North Carolina, a three-year, $725 million commitment to support critical small business, housing and infrastructure efforts in Western North Carolina as communities impacted by Hurricane Helene recover and rebuild.

Truist launches 'Truist Cares for Western North Carolina'--a three-year, $725 million commitment to support and sustain hurricane recovery and resiliency

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CHARLOTTE, N.C. , Nov. 13, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Clarke R.

Truist announces retirement of Vice Chair and Chief Risk Officer Clarke R. Starnes III and appointment of Brad Bender as successor

DALLAS--(BUSINESS WIRE)--Lincoln Property Company ("Lincoln"), a global, full-service real estate firm, announced the company has been named as the exclusive real estate provider for TIH, the seventh largest insurance brokerage in the United States. Lincoln's Corporate Advisory & Solutions ("CAS") group provides portfolio optimization, strategy development, project management, lease administration, transaction management and technology services for TIH's full real estate portfolio effective.

Lincoln Property Company Named the Exclusive Real Estate Provider for Leading Insurance Brokerage TIH

JACKSONVILLE, Fla. , Nov. 12, 2024 /PRNewswire/ -- Azimuth, a pioneer in compliance automation, announced today that it is growing its strategic partnership with Truist Financial Corp (NYSE: TFC).

Azimuth extends relationship with Truist to enhance its automation capabilities

Truist Financial Corporation (NYSE:TFC ) BancAnalysts Association of Boston Conference Call November 7, 2024 8:55 AM ET Company Participants Donta Wilson - Head, Consumer and Small Business Banking Conference Call Participants Terence McEvoy - Stephens Inc. Mike Mayo - Wells Fargo Terence McEvoy Good morning, everyone. Next up, we have Truist Financial Corporation.

Truist Financial Corporation (TFC) BancAnalysts Association of Boston Conference (Transcript)

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Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Truist Financial Corporation (TFC) is a Top-Ranked Value Stock: Should You Buy?

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Truist Financial Corporation (TFC) is a Top-Ranked Momentum Stock: Should You Buy?

CHARLOTTE, N.C., Nov. 4, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced it has hired Kerry Jessani as head of mid-corporate banking.

Truist hires Kerry Jessani to lead new mid-corporate banking team

CHARLOTTE, N.C. , Nov. 1, 2024 /PRNewswire/ -- Truist Financial Corporation (the "Company") today announced that it has submitted a redemption notice to U.S. Bank, National Association (the "Depositary") for the full redemption of all 7,500 issued and outstanding shares of the Company's Perpetual Preferred Stock, Series L (the "Preferred Stock") and all 750,000 issued and outstanding shares of the related depositary shares, each representing a 1/100 th interest in a share of the Preferred Stock (the "Series L Depositary Shares"), on the redemption date of Dec. 16, 2024 (the "Redemption Date").

Truist announces redemption of Series L Depositary Shares

CHARLOTTE, N.C. , Oct. 30, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Chief Consumer and Small Business Banking Officer Dontá Wilson will speak at the BancAnalysts Association of Boston Conference on Thursday, Nov. 7, 2024, at 8:55 a.m.

Truist to speak at the BancAnalysts Association of Boston Conference

CHARLOTTE, N.C. , Oct. 22, 2024 /PRNewswire/ -- The Board of Directors of Truist Financial Corporation (NYSE: TFC) declared a regular quarterly cash dividend of $0.52 per common share, payable on Dec. 2, 2024, to shareholders of record at the close of business on Nov. 8, 2024.

Truist declares common and preferred stock dividends

Major regional bank Truist Financial reported its Q3 2024 results on Thursday and beat both on top- and bottom line estimates. Revenue was down 10%, but this was to be expected as Q3 was the first full quarter excluding the remaining 80% stake in Truist Insurance (sold in May for $10B). Demand for loans remained subdued, but it would be an exaggeration to see this as a purely company-specific issue.

How Truist's Solid Q3 Is (Slowly) Winning Back My Trust

Truist Financial Corporation will report its second-quarter results on Monday, July 22, before the market opens. In this update, I share what I expect from Truist's Q2 results — especially given the solid Q2 report from rival U.S. Bancorp. I take a fresh look at the utilization of the Bank Term Funding Program, under which the Federal Reserve ceased making new loans in March.

Why Truist Financial Stock Is Not A Buy Ahead Of Q2 Earnings

New EBPP platform combines speed, simplicity, and security to empower wholesale payments clients with a modern and flexible payment experience CHARLOTTE, N.C. , Oct. 18, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced a new solution designed to empower its wholesale payments clients with greater control and efficiency over their billing and payment operations.

Truist unveils comprehensive Electronic Bill Presentment and Payment solution to accelerate cash flow and enhance client satisfaction

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The bank grew its revenue robustly in the third quarter, but loan demand slackened.

Truist Financial Posts Solid Q3 Results

Truist Financial Corporation (NYSE:TFC ) Q3 2024 Earnings Call Transcript October 17, 2024 8:00 AM ET Company Participants Brad Milsaps - IR Bill Rogers - Chairman and CEO Mike Maguire - CFO Conference Call Participants Scott Siefers - Piper Sandler Betsy Graseck - Morgan Stanley Erika Najarian - UBS Ebrahim Poonawala - Bank of America Mike Mayo - Wells Fargo Matt O'Connor - Deutsche Bank Gerard Cassidy - RBC Operator Greetings, ladies and gentlemen, and welcome to the Truist Financial Corporation Third Quarter 2024 Earnings Conference Call. Currently, all participants are in a listen-only mode.

Truist Financial Corporation (TFC) Q3 2024 Earnings Call Transcript

After weathering volatility in recent years, banks can now deploy excess capital, signaling confidence in their long-term growth prospects. That was the story shared by Truist executives during a third-quarter 2024 earnings call Thursday (Oct. 17).

Balance Sheet Optimization, Expense Discipline, Digital Growth Define Truist's Quarter

The headline numbers for Truist Financial (TFC) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Truist Financial (TFC) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Balance sheet repositioning drives TFC's Q3 NII higher. This, along with a rise in fee income, and the decline in provisions and expenses, support earnings.

Truist Financial's Q3 Earnings Beat as NII & Fee Income Rise

Truist Financial Corporation (TFC) came out with quarterly earnings of $0.97 per share, beating the Zacks Consensus Estimate of $0.89 per share. This compares to earnings of $0.84 per share a year ago.

Truist Financial Corporation (TFC) Beats Q3 Earnings and Revenue Estimates

CHARLOTTE, N.C. , Oct. 17, 2024 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) reported its third quarter 2024 results today.

News for Truist Financial Stock (TFC)