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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

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Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

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Truist Financial

Truist Financial Corp. is a financial holding company, which engages in the provision of banking services to individuals, businesses, and municipalities. It operates through the following segments: Consumer Banking and Wealth, Corporate and Commercial Banking, Insurance Holdings, and Other, Treasury & Corporate. The Consumer Banking and Wealth segment consists of Retail Community Banking, National Consumer Finance, Services, Payments, Wealth Management and Banking Products and Professional Services and Mortgage Banking. The Corporate and Commercial Banking segment consists of Corporate and Investment Banking, Commercial Community Banking and Commercial Real Estate. The Insurance Holdings segment provides property and casualty, employee benefits and life insurance to businesses and individuals and also provides small business and corporate services, such as workers compensation and professional liability, as well as surety coverage and title insurance. It offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing, and equipment financing. It also markets a range of other services, including deposits, life insurance, property, and casualty insurance. The company was founded on December 6, 2019, and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Truist Financial reports strong Q4 earnings and optimistic 2023 guidance

Truist Financial's Q4 2022 performance was strong, marked by earnings growth, robust net interest income, and achievement of key milestones. The company provided optimistic guidance for 2023 despite economic uncertainties.
While facing challenges in managing expenses and potential economic impacts, Truist remains focused on leveraging opportunities in revenue synergies, digital enhancements, and strategic growth areas.
Overall, Truist's emphasis on financial strength, digital innovation, and strategic priorities positions them well for future growth and value creation, supported by a strong capital position and commitment to sustainable development.

Truist Financial posts robust Q1 earnings, eyes growth opportunities

Truist Financial reported strong Q1 2023 earnings with notable growth in adjusted PPNR and a focus on digital investments. Despite challenges from funding costs and NIM decrease, the company remains committed to core strengths and through-the-cycle lending. Opportunities for growth and efficiency enhancements through brand consolidation and capital build mode are key focus areas.

Truist Financial reports Q2 earnings decline, focuses on efficiency

Truist Financial navigated challenges of decreased EPS with a focus on managing costs and enhancing digital engagement. The company showcased strong capital position and active credit portfolio management.
While facing revenue decline and increased expenses, Truist is optimistic about post-integration potential and aims for continuous efficiency improvements. The company remains vigilant about economic conditions and is prepared to address credit challenges.
With a strategic focus on operational efficiency and structural changes, Truist aims to achieve top quartile efficiency ratio and organic growth in CET1 ratio. Pricing flexibility and continuous improvement efforts present opportunities for the company's growth.

Truist Financial meets Q3 earnings, focuses on efficiency and digital growth

Truist Financial's Q3 performance showcased resilience in meeting earnings guidance amidst challenges.
Efforts to reduce expenses and optimize the balance sheet position the company for improved profitability.
Anticipated pressures on NIM and revenue present challenges, but cost-saving initiatives and digital growth offer opportunities.
Maintaining strong asset quality metrics and focusing on client relationships are key strengths for Truist Financial.

Truist Financial reports solid Q4 earnings, focuses on efficiency

Truist Financial's Q4 2023 performance showcased solid adjusted net income, improved asset quality metrics, and strategic guidance for 2024 amidst challenges in core efficiency and revenue generation.
The company's strengths lie in its commitment to community impact, efficiency improvement initiatives, diversified revenue streams in investment banking, and focus on profitability optimization.
Challenges include operational efficiency targets, revenue generation pressures, declining net interest income, and strategic decisions regarding the insurance business.
Opportunities for Truist include expanding community impact initiatives, realizing cost savings through efficiency improvements, managing credit quality, and driving sustainable growth through capital optimization.

Truist Financial reports solid Q1 earnings amidst revenue challenges

Truist Financial's Q1 performance was driven by strong investment banking revenue and digital growth, despite revenue challenges ahead.
The company's strengths lie in its capital position, purpose-driven initiatives, and confidence in core banking and investment performance.
While facing revenue declines and NII challenges, Truist sees opportunities in capital deployment, NII improvement, and purpose-driven growth.

Truist Financial posts strong Q3 earnings, eyes digital growth

Truist Financial delivered solid financial performance in Q3 2024, driven by revenue growth and disciplined expense management.
While facing revenue challenges in the near term, Truist's strong capital position and digital focus position it well for future opportunities.
The company's commitment to community support, innovation, and financial stability underpins its resilience and growth potential.

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Truist's integrated platform deployment follows continued-though decelerating-mobile customer growth for the bank's legacy offerings.

Truist begins rolling out its new unified digital platform

CHARLOTTE, N.C., July 16, 2021 /PRNewswire/ -- Truist Bank today announced it will redeem all $500,000,000 principal amount outstanding of its 3.502% fixed-to-floating rate senior bank notes due Aug. 2, 2022 (CUSIP 86787EAX5) and all $300,000,000 principal amount outstanding of its floating rate senior bank notes due Aug. 2, 2022 (CUSIP 86787EAW7) on the redemption date of Aug. 2, 2021.

Truist Bank announces redemption of senior bank notes due August 2022

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Q2 earnings begin on a positive note with major banks like JPMorgan (JPM), BofA (BAC), Citi (C), Wells Fargo (WFC), PNC Financial (PNC) & Truist (TFC) outpacing estimates, mainly driven by reserve releases and decent fee income performance.

Bank Stock Roundup: JPM, WFC, BAC, C, TFC & PNC in Focus as Q2 Earnings Start

Truist Financial Corporation (TFC) CEO Kelly King on Q2 2021 Results - Earnings Call Transcript

Provision benefits and support from major fee income components drive Truist Financial's (TFC) Q2 earnings amid lower rates and declining loan balance.

Truist Financial (TFC) Q2 Earnings & Revenues Beat Estimates

GAAP earnings of $1.6 billion, or $1.16 per diluted share Adjusted earnings of $2.1 billion, or $1.55 per diluted share Results reflect diverse business mix, strong fee income and solid expense management Excellent credit quality and improving economic conditions drive negative provision Capital and liquidity remain strong CHARLOTTE, N.C., July 15, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today reported earnings for the second quarter of 2021.

Truist reports second quarter 2021 results

Soft lending scenario and lower rates are likely to have hurt Truist Financial's (TFC) Q2 earnings. Rise in insurance commission and card fees, along with lower provisions, might have offered support.

Weak Loan Demand to Hurt Truist Financial (TFC) Q2 Earnings

Truist Financial Corporation (TFC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Truist Financial Corporation (TFC) Reports Next Week: Wall Street Expects Earnings Growth

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CHARLOTTE, N.C., June 28, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced a planned 7% increase in the regular quarterly common dividend from $0.45 per share to $0.48 per share, following the completion of the 2021 Comprehensive Capital Analysis and Review (CCAR) process.

Truist announces planned dividend increase and reduced stress capital buffer following release of 2021 CCAR results

CHARLOTTE, N.C., June 22, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced it will redeem all $9,436,000 principal amount outstanding of its 2.60% callable notes due Oct. 30, 2022 (CUSIP 86802WBD9) on the redemption date of July 30, 2021.

Truist announces redemption of callable fixed rate notes due October 2022

WASHINGTON--(BUSINESS WIRE)--The Internet Society today announced that five recipients will share $1 million in grant funding to expand broadband access in their communities as part of the Truist Expanding Potential in Communities (EPIC) Grant. The grant program supports broadband initiatives to help alleviate disparities in education, employment and social welfare in the Southeastern United States. The Internet Society will distribute the grants, totaling between $108,000 to $180,000 each to t

Internet Society Announces Recipients of $1M in Grant Funding to Expand Internet Access to Underserved Communities in Alabama, Florida and North Carolina

CHARLOTTE, N.C., June 15, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) will report second-quarter 2021 financial results before the market opens on Thursday, July 15, 2021.

Truist announces second-quarter 2021 earnings call details

CHARLOTTE, N.C., June 8, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) announced today that Ankur Vyas has been named the new head of Investor Relations, effective immediately, reporting to the Chief Financial Officer Daryl Bible.

Truist names Ankur Vyas head of Investor Relations

CHARLOTTE, N.C., June 7, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Chairman and Chief Executive Officer Kelly S.

Truist CEO and CFO to speak at the Morgan Stanley US Financials, Payments & CRE Conference

Negative provisions, higher non-interest income and solid rise in deposit aid FDIC-insured banks' Q1 earnings. Thus, major banks like JPMorgan (JPM), BofA (BAC), Citi (C), Wells Fargo (WFC) & Truist Financial (TFC) see growth in financials.

FDIC-Insured Banks' Q1 Earnings Up, NIM & Loan Balance Shrink

Truist Insurance Holdings, a Truist Financial (TFC) arm, will acquire insurance distribution platform Constellation Affiliated Partners, which aligns with the company's plans to solidify insurance operations.

Truist Financial (TFC) to Buy Constellation Affiliated Partner

Truist's first quarter earnings were basically in line excluding a reserve release, but management continues to position the business for better long-term growth and margins. Truist's insurance operations remain an underappreciated contributor to growth, and this is likely to be a prime target for further M&A.

Truist Building Toward Better Growth And Margins

CHARLOTTE, N.C., May 24, 2021 /PRNewswire/ -- Truist Insurance Holdings, Inc., a subsidiary of Truist Financial Corporation, announced today that it has signed a definitive agreement with RedBird Capital Partners to acquire Constellation Affiliated Partners, an insurance distribution platform operating seven managing general agents (MGAs) and program managers.

Truist Insurance Holdings furthers growth through acquisition of Constellation Affiliated Partners from RedBird Capital Partners

CHARLOTTE, N.C., May 20, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) announced today the expansion of the Truist Commercial Community Bank's Industry Consulting team, adding waste and environmental services and building products to its growing list of industry specialties.

Truist adds industry specialties to growing Commercial Banking team

NEW YORK--(BUSINESS WIRE)--Today, BlackRock announced that ADP, Best Buy, Self, Truist and Varo have joined their philanthropic Emergency Savings Initiative (ESI) which increases access to low-cost, low-friction savings products for financially vulnerable Americans. In line with the firm's commitment to contribute to a more resilient economy, BlackRock's ESI will work with these diverse partners to innovate and scale savings solutions that help foster resilience to financial shocks. The reach o

ADP, Best Buy, Self, Truist and Varo Join BlackRock's Emergency Savings Initiative

Strong loan balance, efforts to improve fee income and solid balance sheet will keep supporting Truist Financial (TFC) despite lower rates and elevated expenses.

Truist (TFC) Gains From Loan Balance & Fee Income Amid Low Rates

They've sparked doubt from the market, but we can learn more about them from this example.

Confused by Recent Bank Mergers of Equals? Look at Truist to Better Understand

CHARLOTTE, N.C., May 11, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Chief Financial Officer Daryl N.

Truist CFO to present at the Barclays Americas Select Franchise Conference

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News for Truist Financial Stock (TFC)