Q2 Hld

Q2 Holdings, Inc. engages in the provision of digital banking and lending solutions. It offers its solutions to financial institutions, financial technology companies, alternative finance companies, and other innovative companies, wishing to incorporate banking into their customer engagement and servicing strategies. The company was founded by Robert Hank Seale III in 2004 and is headquartered in Austin, TX.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Q2 Holdings reports robust Q4 earnings, eyes digital banking growth

Q2 Holdings delivered a strong Q4 performance with revenue growth and emphasized resilience in revenue streams, digital banking wins, and subscription revenue.
The company faces challenges from contract terminations, lending pressures, and organizational adjustments but sees opportunities in digital banking growth and EBITDA expansion.
With a focus on profitable growth, higher-margin subscription revenue, and customer transformation, Q2 Holdings aims for sustained success and financial strength.
Guidance for 2023 indicates a positive outlook with revenue targets and strategic initiatives aligned towards achieving long-term profitability and growth.

Q2 Holdings (QTWO) reports robust Q1 results amidst market opportunities

Q2 Holdings delivered strong financial performance in Q1 2023, showcasing growth in subscription revenue and adjusted EBITDA, along with strategic initiatives driving market competitiveness.
While facing challenges in discretionary spending and M&A activity slowdown, the company remains focused on operational excellence, customer satisfaction, and long-term value creation.
Opportunities lie in leveraging legacy players' outdated systems, exploring AI capabilities, and capitalizing on evolving market demands to drive future growth and expansion.

Q2 Holdings reports robust Q2 results, eyes expansion and innovation

Q2 Holdings delivered strong financial performance in Q2 2023, driven by increased ASP, win rates, and subscription growth, with a focus on profitable growth strategies and capital allocation optimization.
The company faces challenges with back-end loaded renewals, revenue guidance adjustments, and competitive dynamics, but sees opportunities in expanding into new markets, embedded finance, and technology-driven solutions.
Overall, Q2 remains confident in its performance, emphasizing exceptional customer service, differentiated products, and a strategic focus on innovation and growth.

Q2 Holdings reports strong Q3 performance amidst revenue challenges

Q2 Holdings delivered a strong performance in Q3 2023, driven by innovative offerings and robust sales success, despite revenue challenges.
The company faces opportunities in cross-selling, debt servicing, and product innovation to sustain growth and operational efficiency.
Overall, Q2 Holdings remains focused on digital banking strength, subscription revenue growth, and leveraging customer success for continued success.

Q2 Holdings reports robust Q4 earnings, eyes expansion opportunities

Q2 Holdings delivered strong financial performance in Q4 2023, driven by record sales, digital banking solutions, and AI advancements. The company's focus on product innovation, pricing power, and strategic acquisitions positions it well for future growth. However, challenges around competitive displacement, margin objectives, and balancing debt repayment with investments require careful management.

Q2 Holdings surpasses revenue guidance in Q1 2024 earnings

Q2 Holdings had a strong start in Q1 2024, exceeding revenue guidance and achieving positive free cash flow. The company's focus on customer relationships, innovation, and platform value proposition drove wins and expansions. Challenges lie in upcoming renewals and managing short-term costs.

Q2 Holdings reports strong Q2 earnings and sets sights on sustained growth and innovation

Q2 Holdings delivered a robust performance in Q2 2024, marked by strong revenue growth, profitability, and operational efficiency. The company's focus on innovation and customer success positions it well for sustained growth and market leadership.
While facing challenges in maintaining growth rates and managing expenses, Q2 Holdings has opportunities to capitalize on its strengths, drive operational improvements, and explore new avenues for expansion and innovation.
Overall, Q2 Holdings' Q2 2024 earnings call reflects a positive trajectory, with a solid financial foundation, strategic focus on growth, and a commitment to driving innovation and customer value.

Q2 Holdings excels in Q3, forecasts strong growth and profitability

Q2 Holdings delivered exceptional Q3 results, surpassing revenue targets and demonstrating strong financial performance and customer engagement.
The company's strategic wins, improved margins, and focus on innovation position it well for sustained growth and profitability.
While challenges exist in a competitive landscape, opportunities in revenue growth, cash flow generation, and client expansions provide a positive outlook for the future.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Q2 Holdings, Inc. (NYSE:QTWO ) Q2 2022 Earnings Conference Call August 4, 2022 8:30 AM ET Company Participants Josh Yankovich - Head, Relations Matt Flake - Chief Executive Officer David Mehok - Chief Financial Officer Jonathan Price - Executive Vice President, Emerging Businesses, Corporate and Business Development Conference Call Participants Andrew Schmidt - Citi Alex Sklar - Raymond James Pete Heckmann - D.A. Davidson Parker Lane - Stifel Matt VanVliet - BTIG Robert Dee - Truist Sandeep Chowdhary - William Blair Charles Nabhan - Stephens Joe Vruwink - Baird Operator Good morning.

Q2 Holdings, Inc.'s (QTWO) CEO Matt Flake on Q2 2022 Results - Earnings Call Transcript

Q2 Holdings (QTWO) delivered earnings and revenue surprises of 40% and 0.06%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

Q2 Holdings (QTWO) Q2 Earnings and Revenues Surpass Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced results for its second quarter ending June 30, 2022. GAAP Results for the Second Quarter 2022 Revenue for the second quarter of $140.3 million, up 14 percent year-over-year and up 5 percent from the first quarter of 2022. GAAP gross margin for the second quarter of 44.8 percent, consistent with the prior-year quarter and down from 45.1 pe

Q2 Holdings, Inc. Announces Second Quarter 2022 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, will release its financial results for the second quarter 2022 after market close on Wednesday, August 3, 2022. Q2 will host a corresponding conference call at 8:30 a.m. EDT on Thursday, August 4, 2022. Conference Call Details Date:   Thursday, August 4, 2022 Time:   8:30 a.m. EDT Hosts:   Matt Flake, CEO / David Mehok, CFO / Jonathan Price, EVP Emerging

Q2 Holdings, Inc. Announces Investor Conference Call to Review Second Quarter 2022 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today released its second annual Environmental, Social, and Governance (ESG) report. The report highlights how the company addresses the top ESG priorities that matter to its employees, customers, partners, and other stakeholders. For the past 17 years, Q2 has pursued its mission to build strong and diverse communities by strengthening the financial ins

Q2 Announces 2022 Environmental, Social and Corporate Governance (ESG) Report

AUSTIN, Texas--(BUSINESS WIRE)--Q2 (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today provided an update on the rapid expansion of its fintech partner ecosystem since launching the Q2 Innovation Studio in June 2021, quadrupling the number of fintech partners and deployments to financial institutions since launch. More than 80 fintech partners have selected Q2's digital banking platform to integrate with to offer their fintech solutions to financia

Q2 Achieves Record Fintech Adoption by Financial Institutions

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced San Diego-based Axos Bank (“Axos”), a technology-driven financial services company, has partnered with Q2 to increase direct deposit volume and boost customer engagement. By harnessing Q2 ClickSWITCH, Axos has increased direct deposits by 30 percent for Q2 ClickSWITCH-associated accounts and generated deeper customer relationships by est

Q2 Helps Axos Bank to Increase Direct Deposit Volume by 30 Percent for Q2 ClickSWITCH Accounts

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, announced the winners of its first-ever Q2 Innovation All-Stars Contest. The contest recognizes Q2 bank and credit union customers and fintech partners who have achieved extraordinary outcomes through the Q2 digital banking platform, delivering new revenue streams, and providing innovative apps to transform account holder experience for consumers and bus

Q2 Announces the 2022 Innovation All-Stars Contest Winners

The company is no longer looking for a sale.

Why Q2 Holdings Stock Plunged This Week

Financial Institutions can now access Unblu's Conversational Platform via the Q2 Innovation Studio NEW YORK , June 9, 2022 /PRNewswire/ --  Unblu Corp. , the modern conversational platform for financial institutions, today announced its integration with Q2's digital banking platform.  Q2 Holdings, Inc. (NYSE: QTWO) is a leading provider of digital transformation solutions for banking and lending.

Unblu Announces Integration with Q2's Digital Banking Platform to Offer Conversational Solutions

GLASTONBURY, Conn.--(BUSINESS WIRE)--Payrailz®, a digital payments company offering smarter, more engaging payment experiences to banks and credit unions across the United States, announced its integration with Q2's digital banking platform. Q2 Holdings, Inc. (NYSE: QTWO) is a leading provider of digital transformation solutions for banking and lending. Through this integration, Payrailz will offer peer-to-peer (P2P) payment services within Q2's Partner Accelerator Program. According to researc

Payrailz Announces Integration with Q2's Digital Banking Platform to Offer Peer-to-Peer Payments Services

After contemplating acquisition offers, Q2 Holdings is holding off on selling due to bids coming in lower than expected, according to Seeking Alpha, Barrons, and other reports. Q2 is a FinTech firm focused on offering digital banking and lending solutions to banks, credit unions, and alternative finance firms, according to its website.

Q2 Holdings Decides to Wait on Selling Due to Low Bids

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. to Attend Upcoming Conference During Second Quarter 2022

Q2 Holdings, Inc. to Attend Upcoming Conference During Second Quarter 2022

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Accelerates Innovation and Speed of Delivery for MAX Credit Union

Q2 Accelerates Innovation and Speed of Delivery for MAX Credit Union

AUSTIN, Texas--(BUSINESS WIRE)--Helix by Q2 (NYSE: QTWO), a cloud-native core purpose built for embedded finance, has announced today that Mana Interactive Inc., an online gaming app founded in 2021, has launched its new banking service through Helix's embedded finance solution. This service includes Visa debit cards and checking accounts within its online gaming app, and are offered in partnership with MVB Bank. Through Mana's unique Quest rewards program, users will have access to personalize

Helix Helps Mana Deliver Embedded Banking Solutions Tailored for Gamers

AUSTIN, Texas--(BUSINESS WIRE)--Helix by Q2 (NYSE:QTWO), a cloud-native core purpose built for embedded finance, has announced today that Paul Walker, senior vice president of Revenue & Partnerships for Helix, and Roman Chwyl, Managing Director of Fintech Unicorns at Microsoft, will speak on May 20, 2022, at Finovate Spring on how fintechs are driving financial inclusion. Walker and Chwyl will discuss how the evolving business model, enabled by embedded finance, makes it profitable to serve

Helix and Microsoft to Speak on Financial Inclusion at the Finovate Spring Conference in San Francisco

Q2 Holdings, Inc. (NYSE:QTWO ) Q1 2022 Earnings Conference Call May 3, 2022 8:30 AM ET Company Participants Josh Yankovich - Investor Relations Matt Flake - Chief Executive Officer David Mehok - Chief Financial Officer Jonathan Price - EVP of Emerging Businesses, Corporate and Business Development Conference Call Participants Alex Sklar - Raymond James Andrew Schmidt - Citibank Parker Lane - Stifel Nicolaus Pete Heckmann - D.A. Davidson Joe Vruwink - Robert W.

Q2 Holdings, Inc. (QTWO) CEO Matt Flake on Q1 2022 Results - Earnings Call Transcript

Q2 Holdings (QTWO) delivered earnings and revenue surprises of -40% and 1.26%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?

Q2 Holdings (QTWO) Misses Q1 Earnings Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. Announces First Quarter 2022 Financial Results

Q2 Holdings, Inc. Announces First Quarter 2022 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Catalyst combines Q2's industry-leading digital banking platform with digital acquisition, pricing, onboarding and lending solutions.

Q2 Modernizes Commercial Banking with Q2 Catalyst

Cycle projections had pointed to a weak Q2 as can be seen in the cycle charts.

The Q2 Bear Is Here

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc., will release its financial results for the first quarter 2022 after market close on Monday, May 2, 2022.

Q2 Holdings, Inc. Announces Investor Conference Call to Review First Quarter 2022 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Named a Leader in New IDC MarketScape for North American Digital Banking Customer Experience Platforms

Q2 Named a Leader in New IDC MarketScape for North American Digital Banking Customer Experience Platforms

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, and ALTR, innovator of complete data control and protection solutions, today announced the long-term extension and expansion of their strategic technology partnership through 2026 to deliver unrivaled data governance and security to Q2 customers. With the increasing importance of controlling and protecting sensitive data, the accelerating regulatory envi

Q2 and ALTR Expand Partnership to Deliver Unparalleled Data Control and Protection to Financial Institutions

AUSTIN, Texas--(BUSINESS WIRE)--Ahon Sarkar, GM of Helix by Q2, to Speak at Wolfe Fintech Forum

News for Q2 Hld Stock (QTWO)