Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2021

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PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The latest trading day saw Paypal (PYPL) settling at $78.34, representing a +0.86% change from its previous close.

Paypal (PYPL) Surpasses Market Returns: Some Facts Worth Knowing

PayPal's "Fastlane" guest checkout service is jelling though monetization will wait, said a Deutsche Bank analyst who hiked his price target on PYPL stock.

PayPal Price Target Hiked On 'Fastlane' Momentum

Microsoft

S&P Global

You can say hedge fund operator Ken Griffin likes diversification.

Ken Griffin Dumped These 3 Stocks From Citadel Advisors

Fortinet

HCA Healthcare

As the stock market reaches new record highs, investors are searching for the next set of winners to ride the wave of momentum into the next bull run. With a combination of strong fundamentals, top Zacks Ranks, and solid growth potential, a few stocks stand out from the crowd.

Stocks Make Record Highs: 3 Top Buys for the Next Bull Run

PayPal Ventures has announced an additional investment in Chaos Labs, a company providing blockchain risk management. A Friday (Sept.

PayPal Increases Investment in Blockchain Risk Management Firm Chaos Labs

American Water Works

Fidelity National Information

M/I Homes

OGE Energy

After rate cut, investment in stocks from rate-sensitive spaces such as, fintech, utility and home building should be prudent. Five such stocks are - PYPL, FIS, AWK, OGE, MHO.

Buy 5 Rate-Sensitive Stocks to Gain From Fed's Aggressive Rate Cut

PayPal (NASDAQ: PYPL) stock price has bounced back in the past few months, helped by its ongoing turnaround. It jumped to a high of $74.40 this month, its highest point since August 2023.

PayPal stock analysis: the train already left the station

Lower interest rates can do wonders for financial technology companies (fintech) which strive to improve and automate financial services.

Don't Overlook These Top Fintech Stocks After Interest Rate Cuts

The latest trading day saw Paypal (PYPL) settling at $73.12, representing a +1.88% change from its previous close.

Paypal (PYPL) Ascends While Market Falls: Some Facts to Note

PayPal has underperformed the broader market in 2024, with a ~7% total return versus the S&P 500's ~15%. Despite past disappointments, recent developments and new management suggest better days ahead for PayPal. PayPal now trades at a 25% discount to the S&P 500.

PayPal Is About To Pay Off

Amazon

Amazon launched a new integration with PayPal amid a surge in Buy with Prime use. The eCommerce giant revealed several enhancements to its merchant and shopper offerings at its Accelerate seller conference, according to a Wednesday (Sept.

Amazon Teams With PayPal as Buy With Prime Shoppers Jump 50%

F5 Networks

Investors looking for stocks in the Internet - Software sector might want to consider either Paypal (PYPL) or F5 Networks (FFIV). But which of these two companies is the best option for those looking for undervalued stocks?

PYPL vs. FFIV: Which Stock Is the Better Value Option?

PayPal stock rose amid new online check-out deal with Amazon. The partnership will link PayPal and Prime accounts at third party merchants.

PayPal Stock Rises On Amazon Prime Checkout Partnership

PYPL is projected to reach $80 in 2024, with a potential upside to $94 if momentum sustains. PayPal's TPV grew by 11%, reaching $417 billion, reflecting strong growth across domestic and international markets. Transaction margin dollars rose 8% year-over-year, marking the best performance since 2021 due to product improvements.

Why I'm Not Booking Profits On PayPal Yet

Amazon's Buy with Prime program, which lets shoppers with a Prime membership purchase items from third-party stores and check out using their Amazon account, is getting a new payment option: PayPal.

Amazon adds PayPal as a payment option to Buy with Prime

PayPal is making steady progress in its efforts to regain investor interest and confidence. The company's Q2 results underscore a 9% YoY revenue growth and a 36% increase in EPS, while nearly all profits are being used to repurchase its stock at currently undervalued. I remain optimistic about PYPL's potential, driven by strategic initiatives such as refining pricing, launching new products, and expanding its rewards program to regain market share.

PayPal: I Have Seen Enough To Trust The Turnaround

PayPal's new management team is making some big moves that aren't reflected in the numbers just yet.

Here's Why PayPal Could Be a No-Brainer Stock to Buy Before 2025

PayPal has struggled to differentiate itself from competitors, which is something its new CEO wants to fix.

Shopify, Fiserv, and Adyen Just Partnered With This Beaten-Down Financial Stock. Is This Good for Investors?

Nextdoor

PayPal and Nextdoor are down by 78% and 88%, respectively, from their highs. PayPal's new management team is doing a great job of improving efficiency and forming new partnerships.

2 Stocks Down 78% and 88% That Wall Street Is Overlooking -- but I'm Not

Aspen Technology Inc

PayPal, Aspen Technology and Box have been highlighted in this Industry Outlook article.

Zacks Industry Outlook PayPal, Aspen Technology and Box

PYPL is now trading above its 30-week EMA, showing a series of higher highs and higher lows, indicating bullish price action. Momentum is bullish both short and long term, with the PPO indicator showing positive signs above the zero level. Institutional investors are accumulating shares, as evidenced by significant volume spikes, suggesting PYPL is undervalued.

PayPal Holdings Looks Like A Buy (Technical Analysis)

PayPal continues to grow at healthy rates, and profitability is starting to improve. It's facing competition from young companies and established rivals.

PayPal Stock: Buy, Sell, or Hold?

PayPal remains one of my highest-conviction stocks to buy and hold for years to come.

1 Fantastic Growth Stock Down 76% to Buy Hand Over Fist in 2024

The Zacks Internet software industry participants like PayPal (PYPL), Aspen Technology (AZPN) and Box (BOX) are benefiting from high demand for SaaS due to the increasing need for remote working, learning, and diagnosis software, as well as cybersecurity applications.

3 Internet Software Stocks to Buy From a Prospering Industry

PayPal's new CEO, Alex Chriss, focuses on SMBs with innovations like Fastlane and an ad platform, boosting merchant conversion rates and customer retention. Fastlane offers a seamless checkout experience, significantly increasing guest conversion rates from 40%-50% to around 80%, benefiting both customers and merchants. PayPal's ecosystem expansion includes partnerships with Meta, Salesforce, Adobe, and BigCommerce, enhancing its presence and potential in digital payments and advertising.

News for PayPal Stock (PYPL)