Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal Holdings Inc  (NASDAQ:PYPL) stock is down 1.5% at $53.95 at last check, after a downgrade from UBS to "neutral" from "buy," as well as a price-target cut to $67 from $107.

PayPal Stock Moves Lower on Analyst Downgrade

PayPal (NASDAQ: PYPL ) remains the leader of the fintech space while it continues to increase and is still quite profitable. Moreover, PYPL stock trades at bargain-basement levels and has a new, up-and-coming CEO.

Why PayPal Stock Is a Bargain After Its Sharp Pullback

Payments firm InComm has teamed with Venmo to enhance that company's digital gift card offering. According to a Wednesday (Oct. 18) news release, the new feature — dubbed “InComm InCentives” offers eligible Venmo customers personalized ways to mark gifting occasions with popular gift card brands directly via the app.

Venmo and InComm Team to Offer Digital Gift Cards

Etsy

Match Group

These three tech stocks have underperformed in the past year, largely due to slow sales growth. All three companies are leaders in their industries and possess plenty of white space.

Nasdaq Bear Market: 3 Stocks to Buy at a Discount

SAN JOSE, Calif. , Oct. 18, 2023 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced that it has invested in Sweef Capital's Southeast Asia Women's Economic Empowerment Fund (SWEEF) and Quona Opportunity Fund to support their shared mission to advance women's inclusion in the global economic and financial system.

PayPal Announces Investments to Advance Economic Empowerment for Women and Girls

PayPal has launched a package tracking feature on its app.  This addition allows PayPal users to instantly view the status of their deliveries without having to manually enter order numbers or searching through email inboxes, according to a Tuesday (Oct. 17) report from TechCrunch.

PayPal Rolls Out Package Tracking Feature

In the closing of the recent trading day, Paypal (PYPL) stood at $57.16, denoting a +0.28% change from the preceding trading day.

Paypal (PYPL) Rises As Market Takes a Dip: Key Facts

PayPal Holdings, Inc. stock is trading at a 6-year low, presenting a compelling opportunity for investors. Despite competition and uncertainty, PayPal's pricing structure provides a margin of safety and potential for substantial returns. With its massive scale, PayPal can defend its position without aggressive price hikes, focusing on improving profitability.

PayPal: 6-Year Low, Seriously?

PayPal launched a package tracking feature on its app that allows you to instantly see the status of online orders.

PayPal's app gets a new package tracking feature

NEW YORK--(BUSINESS WIRE)--Money20/20, the world's leading fintech show, and the place where money does business, will feature payments legend Dan Schulman, former President and CEO of PayPal. Coming off a nine-year tenure leading PayPal, Dan will take the stage in Las Vegas on Monday October 23rd at 2pm PT, addressing everything from how he grew the company into a payments giant, introduced a groundbreaking employee financial wellness program, and championed purpose-driven leadership. The sess.

Money20/20: Former President and CEO of PayPal, Dan Schulman is Returning to Money20/20 USA

Canopy Growth

Curaleaf Holdings, Inc.

Trulieve Cannabis Corp.

Tilray Brands

Tesla

The cannabis industry operates in a quasi-legal environment that makes it difficult for companies to grow. The federal ban on pot creates many hurdles for businesses.

Is Elon Musk the Hero the Cannabis Industry Needs Right Now?

PayPal's Q2 2023 financial performance showed growth in net revenues, operating income, and Total Payment Volume. The company experienced double-digit growth in transaction count and a slight growth in active account numbers. PayPal's stock price dipped post-earnings release but may be oversold, presenting a potential buying opportunity.

PayPal: Nears Crucial Support Despite Ongoing Pressure (Technical Analysis)

Even while the “Magnificent Seven” stocks carry the market higher, not every technology stock is loved on Wall Street. Indeed, PayPal (NASDAQ: PYPL ) stock can't seem to catch a bid in 2023.

Focus on Fintech: Why Institutions Are Betting Big on PayPal Stock

Declining growth, increased competition, and uncertainty about the future of payments are all valid arguments against PayPal. However, the prominent digital payment player might appear as a compelling investment opportunity with a fair value below its current price. The article debunks the most common bullish and bearish arguments concentrating on what ultimately matters.

Debunking Popular Views On Investing In PayPal

Albemarle

Anheuser-Busch InBev

Devon Energy

Kraft Heinz

Park Hotels & Resorts

Verizon

With the market seemingly poised for a rotation out of high-risk assets toward more reasonable fare, unloved value stocks may have a chance to finally secure their time in the spotlight. Basically, the good times of any artificial intelligence-based technology firm soaring higher may be ending.

7 Unloved Value Stocks Primed for a Turnaround

PayPal stock has slipped 81% from its high due to concerns about slowing growth amid a challenging economic environment. PayPal is the market leader in online payment processing, meaning it should benefit from the continued adoption of e-commerce.

An Historic Investment Opportunity: 1 Solid Growth Stock to Buy Now Before It Soars 200% by 2030

Fiverr

Lovesac Company

The Dow Jones, S&P 500, and Nasdaq Composite are well off their record-closing highs, which is an ideal scenario for long-term investors looking to buy stakes in innovative companies at a discount. Three game-changing companies have the tools and intangibles needed to make their long-term shareholders notably richer.

3 Generational Wealth-Building Stocks That Can Set You Up for Life

PayPal Complete Payments is a standardized payment processing platform for SMBs, offering optimized checkout experiences and value-added services. PayPal is gradually rolling out one-click buying for its 35 million merchants. This should lead to higher conversion rates for merchants. PayPal is introducing new value-added services to incentivize guest checkout users to create PayPal accounts.

PayPal Making Promising Moves Under The Surface

HSBC Holdings

It's been another tough year for shares of PayPal Holdings Inc. and Block Inc., which have respectively lost 22% and 31% so far in 2023, after recording their worst annual performances on record last year.

PayPal versus Block: Here's HSBC's preferred stock play on a fintech turnaround

ON Semiconductor

Spotify

The global economy's momentum has slowed due to various factors like rising interest rates, the war in Ukraine and geopolitical tensions. The recent Israel-Hamas conflict adds more uncertainty.

3 Tech Stocks Primed for a Breakout

PayPal is a leading technology platform specializing in digital payments, with a dominant market share in the global payments service industry. The company has strong brand recognition and a large customer base, making it a trusted choice for online transactions. PayPal's growth is driven by unbranded payment processing, strategic partnerships, and international expansion, with potential for improved profit margins.

PayPal: A Value Trap Or An Undervalued Opportunity?

Investors are in wait-and-see mode when it comes to PayPal Holdings Inc.'s stock, but perhaps they won't have to wait too long for positive developments to manifest.

PayPal skeptics may be making a crucial mistake about the stock, Barclays says

Most of the factors dragging PayPal shares lower are finite, and easily identified. The launch of a cryptocurrency linked to the U.S. dollar at a fixed exchange rate has the potential to make PayPal a hub for online and cross-border trade.

Can PayPal Stock Double in 5 Years? Here's What It Would Take.

Paypal (PYPL) reachead $58.07 at the closing of the latest trading day, reflecting a +0.61% change compared to its last close.

Paypal (PYPL) Laps the Stock Market: Here's Why

DigitalOcean Holdings

The S&P 500 has consistently hit new highs throughout history, which means the next bull market is a question of "when" not "if." PayPal is a market leader and a long-term winner thanks to the secular shift toward e-commerce.

News for PayPal Stock (PYPL)