Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Paypal (PYPL) reported earnings 30 days ago. What's next for the stock?

Paypal (PYPL) Up 20.4% Since Last Earnings Report: Can It Continue?

As retail sales shift online, the fintech titan's profits are surging.

Why PayPal Stock Rose 15% in November

Big Lots

Comcast

Microsoft

Walmart

Look for the companies that can not only shrug off the impact of COVID-19, but thrive because of it.

In This Pandemic, These 5 Stocks Are My Highest-Conviction Holdings

O'Shares Global Internet Giants ETF

QUALCOMM

Roku

SPDR S&P Semiconductor ETF

First Trust NASDAQ Cybersecurity ETF

Twitter

These seven long-term stocks are likely to bring stable returns to any tech portfolio. The post 7 Of The Best Long-Term Tech Stocks To Buy As Sector Looks Ready to Charge appeared first on InvestorPlace.

7 Of The Best Long-Term Tech Stocks To Buy As Sector Looks Ready to Charge

PayPal bears often highlight a lofty valuation combined with the potential for very difficult comps in 2021 as reasons to give PayPal a pass. PayPal captures a relatively small volume of payments in relation to a large and growing total market in payments.

PayPal: A Leader In The Digital Economy

Online payment powerhouse PayPal Holdings, Inc.'s (NASDAQ:PYPL) beginnings date back to 1998.

Why PayPal Stock Could Be a Solid Pick for Investors

Apple

Caxton Associates (Trades, Portfolio) sold shares of the following stocks during the third quarter, which ended on Sept. 30.

Caxton Associates Trims Apple, PayPal Positions

When you're looking for a rewards credit card, it makes sense to review your spending patterns and choose one that offers a high rate of cash back or points in the categories in which you spend the most. But if your top spending categories tend to vary, a new card from peer-to-peer payment service Venmo is a compelling option: It automatically rewards you in the categories with the highest spending each month.

New Venmo Card Personalizes Rewards

Here's a bull put spread setup for PayPal stock as it crosses back above its 50-day moving average. The post PayPal Stock: Can This Bull Put Spread Return 45%?

PayPal Stock: Can This Bull Put Spread Return 45%?

PayPal CEO Daniel Schulman says capitalism needs a tune up. And the pandemic makes change even more urgent.

Here's What The PayPal CEO Values More Than Anything

Although the masses and most of the financial media blame hedge funds for their exorbitant fee structure and disappointing performance, these investors have proved to have great stock picking abilities over the years (that's why their assets under management continue to swell). We believe hedge fund sentiment should serve as a crucial tool of an individual investor's stock selection process, as it may offer great insights of how the brightest minds of the finance industry feel about specific stocks. After all, these people have access to smartest analysts and expensive data/information sources that individual investors can't match. So should one consider investing in Paypal Holdings Inc (NASDAQ:PYPL)? The smart money sentiment can provide an answer to this question.

Here's the 8th Most Popular Stock Among Hedge Funds

The company rolled out cryptocurrency services

How PayPal Could Disrupt the Crypto Market

Block

Fintech companies are helping fuel demand for bitcoin as they open the floodgates for millions of people to trade it.

Square and PayPal may be the new whales in the crypto market as clients flock to buy bitcoin

Consumers are moving to digital payments and cryptocurrency in droves, and it's inevitable that more central banks will issue digital forms of currency, PayPal CEO Dan Schulman said in a televised interview on Monday (Nov. 23). “There's no question that people are flocking to digital payments and digital forms of currency,” Schulman told CNBC's “Squawk […]

PayPal CEO Shulman: Consumers Moving To Digital Currency In Droves

PayPal and Jack Dorsey's Cash App have bought 100% of newly-mined Bitcoin as the digital token is seeing a record rally this year, according to Pantera Capital's monthly blockchain newsletter. After PayPal announced it would allow its users to buy, sell, and hold the digital token, about 300 million active users got instant access to digital currencies.

PayPal and Square's Cash App have scooped up 100% of newly-mined Bitcoin, report says

Mastercard

Payments firms are gearing up for a digital holiday season this year amid worsening pandemic conditions.

PayPal and Mastercard introduced new digital gift offerings as the holidays ramp up

PayPal and Square's Cash App digital currency buying spree has reportedly triggered a bitcoin rally, according to a Benzinga report on Monday (Nov. 23). Blockchain and digital currency investment firm Pantera Capital said in a report that after analyzing numbers from the cryptocurrency exchange iBit, it appears that PayPal and Cash App have bought almost […]

Bitcoin Rally Triggered By PayPal, Square Buying Spree

PayPal Holdings Inc (NASDAQ: PYPL) and Square Inc (NYSE: SQ) foray into the cryptocurrency space is fueling Bitcoin's upward movement, according to Pantera Capital, an investment firm focused on digital currency and blockchain technology. What Happened: The investment firm analyzed the current Bitcoin rally — looking at numbers from itBit, the cryptocurrency exchange run by Paxos — the partner of PayPal.

PayPal, Square Gobbling Up All New Bitcoin Supply Fuels Current Price Spike: Report

The pandemic has brought PayPal record revenues, but that's only a symptom of its forward-looking strategy.

Forget the Coronavirus Vaccine Sell-Off: PayPal Is Still a Buy

JPMorgan Chase & Co

Workday

Stanley Druckenmiller (Trades, Portfolio), CEO and Chairman of Duquesne Capital, has revealed his portfolio for the third quarter. Major changes include cutting the holdings in JPMorgan Chase & Co. (NYSE:JPM), PayPal Holdings Inc. (NASDAQ:PYPL) and Workday Inc. (NASDAQ:WDAY) significantly.

Stanley Druckenmiller Slashes JPMorgan Chase and PayPal in the 3rd Quarter

Visa

Not all fintech stocks are reacting to vaccine news in the same way.

2 Fintech Winners From a Coronavirus Vaccine and 2 That Are Under Pressure

Black Knight

CMC Materials Inc

Lowe's

Provident Bancorp

The vaccine rally appears to be officially over. Although more positive vaccine data came in from Oxford and Astrazeneca somewhat capping losses, markets dropped again today for the third consecutive day.

Top Stocks To Buy Today As Markets Fall For Third Consecutive Day

PayPal's Generosity Network campaigns will let you raise up to $20,000 per 30 days.

PayPal's new Generosity Network lets you raise money for a cause

PayPal is expanding its fundraising efforts with today's launch of the Generosity Network. Unlike the PayPal Giving Fund, which helps people support charities through online donations, the new Generosity Network lets people raise money for themselves, other individuals in need, or organizations like a small business or a charity.

PayPal launches a new crowdsourced fundraising platform, the Generosity Network

PayPal is upping its mobile payments game. PayPal on Thursday (Nov. 19) unveiled a major upgrade to Xoom, enabling customers across the United States to use the mobile payments app to send money straight to the bank account of a family member, friend or another recipient.

News for PayPal Stock (PYPL)