Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal Cash Plus accounts — the company's offering most like that of a traditional bank or credit union checking account — will soon be rebranded as PayPal Balance accounts, PayPal recently told customers. The name change will be automatic, a PayPal notice states, and features of the account won't change.

PayPal Renaming Its Bank-Like Account Offering

PayPal (PYPL) announces that customers across the globe no longer have to pay late fees for missed payments on BNPL products.

PayPal (PYPL) Stops Late Fees on BNPL, Boosts Customer Reach

Visa

As BNPL heats up and alternative credit options gain in popularity, major players are looking for ways to sustain growth.

PayPal, Klarna, and Visa make moves in the BNPL space as new growth opportunities emerge

Bank of America

Blackrock Inc

Citigroup

Cowen

JPMorgan Chase & Co

Block

Wall Street regards these seven financial stocks as good investments right now. They look like great picks to help you beat inflation.

7 Financial Stocks to Buy as the Treasury Yield Regains Momentum

Mastercard

Buy these stocks to take advantage of the fintech revolution.

Disruptor Alert: These 3 Companies Are Changing the Financial Sector

Cloudflare

These fundamentally strong stocks have been solid performers in the past, and secular tailwinds can drive them even higher.

3 Stocks That Could Triple by 2030

Fiserv

On Wednesday, Fiserv Inc. (NASDAQ:FISV) shares edged 1.18% higher after announcing its partnership with PayPal Inc. (NASDAQ:PYPL) for paycheck deposits. The company's Carat omnichannel commerce ecosystem is expanding its digital products to include PayPal payments after crossing $1 billion monthly digital payouts executed via exclusive payouts and direct bank connections.

Should you invest in Fiserv after paycheck deposits partnership with PayPal?

Alibaba

Microsoft

UnitedHealth Group

Morgan Stanley

Mega-cap stocks are not as exciting as the latest growth plays, but they offer stable growth with minimal risk during times of volatility. The post 7 Strong Mega-Cap Stocks to Snap Up For Dividends and Growth appeared first on InvestorPlace.

7 Strong Mega-Cap Stocks to Snap Up For Dividends and Growth

PayPal Holdings Inc (NASDAQ: PYPL) and Fiserv Inc (NASDAQ: FISV) collaborated to help gig economy workers directly remit their paychecks via PayPal or Venmo wallet, CNBC reports. The arrangement will also serve insurance, gaming, and other B2C transactions.

PayPal-Fiserv To Permit Direct Paycheck Remittance To Venmo: Report

Global FinTech Fiserv's Carat ecosystem is broadening its digital payout options to enable businesses to send money directly to PayPal and Venmo accounts.  Fiserv's Head of Carat and Digital Commerce Nandan Sheth said that the goal of the new offering is to meet the demands of today's consumers and continue helping organizations around the world […]

Fiserv Carat Enables Digital Payouts To Venmo, PayPal

PayPal will stop charging late fees for customers using its buy now, pay later (BNPL) service anywhere in the world as of Oct. 1, the company announced Wednesday (Aug. 18) in a press release emailed to PYMNTS. The change brings other markets in line with a practice PayPal already employs in Australia, the release stated.

PayPal To Drop BNPL Late Fees

PayPal Holdings Inc. announced Wednesday that it plans to stop charging late fees for missed payments with its buy-now, pay-later (BNPL) offerings as the world of installment payments heats up.

PayPal to end late fees for buy-now, pay-later customers

PayPal Holdings Inc will no longer charge customers late fees when they miss payments on buy now, pay later (BNPL) purchases globally, as competition heats up in the fast-growing sector.

PayPal scraps late fees for buy now, pay later purchases

SAN JOSE, Calif. , Aug. 18, 2021 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced it will no longer charge late fees for missed payments on buy now, pay later products globally.

PayPal Announces No Late Fees for Buy Now, Pay Later Products Globally

PayPal and Fiserv announced a new partnership allowing gig economy workers to get their paychecks deposited into a PayPal or Venmo account.

PayPal and Fiserv partner to allow paycheck deposits into Venmo accounts

Coinbase

LendingClub

SoFi Technologies

The price of Fintech stocks are about to rise to the upside as the post-pandemic reopening gathers steam, accelerating by Q4. The post 7 Best Fintech Stocks to Buy as Digital Transactions Dominate appeared first on InvestorPlace.

7 Best Fintech Stocks to Buy as Digital Transactions Dominate

PayPal Holdings, Inc (NASDAQ: PYPL) opened more than 5% lower following its second-quarter earnings print on July 29. The online payments company missed on revenues but reported a slightly higher EPS than analysts estimated.

Why PayPal Stock Could Forge A Technical Rebound If It Holds This Key Level

Disney

Uber

PulteGroup

David Tepper's Appaloosa LP disclosed late Monday that it reduced its investment in nearly all of its holdings during the second quarter, as the value of equities held by the hedge fund declined by about 31%. The value of Appaloosa's equity holdings as of June 30 was $4.83 billion, down from $6.96 billion as of March 31, even as the S&P 500 rose 8.2% during that period.

David Tepper's Appaloosa trims equity holdings, sells off Disney, PayPal stakes while adding Uber, Pulte bets

BioNTech SE

eBay

In yesterday' Market360, I showed you an example of when it's a good idea to let a fundamentally superior stock like BioNTech SE (NASDAQ:BNTX) keep running. Source: Shutterstock Today, I'm going to show you the other side of the coin — how I know when it's time to cut loose a stock that had been.

When It's Time to “Cut and Run” on a Strong Stock

Boston, Massachusetts--(Newsfile Corp. - August 16, 2021) - Block & Leviton is investigating PayPal Holdings, Inc. (NASDAQ: PYPL) for potential securities law violations. Investors who have lost money in their PayPal investment should contact the firm to learn more about how they might recover those losses. For more details, visit https://www.blockleviton.com/cases/pypl.What is this all about?On July 29, 2021, PayPal filed a quarterly report on Form 10-Q with the U.S. Securities and Exchange Commission ("SEC"), for...

PAYPAL INVESTIGATION: Block & Leviton Investigates PayPal Holdings, Inc. For Potential Securities Law Violations; Investors Who Have Lost Money Are Encouraged to Contact the Firm

In this installment of the ongoing series of comparisons between two stocks, I'll take a look at two Fintech behemoths: Square (NYSE:SQ) and PayPal (NASDAQ:PYPL).

Better Investment: Square vs PayPal

How many apps do you have on your smartphone? If you're like me, it's a lot.

The Two Disruptors Racing to Build America's First Super App

JCOM vs. PYPL: Which Stock Is the Better Value Option?

The fintech giant keeps growing. Here's where it stands now and what investors should expect.

PayPal's Second Quarter Earnings: What Investors Need to Know

Zoom Video

This company has already delivered 20-bagger returns for me, but I don't plan to sell.

News for PayPal Stock (PYPL)