Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q1 2022

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Earnings data Q1 2023

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Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

PayPal is a well diversified fintech stock whose various businesses are doing quite well. The stock offers some crypto exposure for those interested in that.

PayPal Stock: I'm All In

PayPal's Q3 guidance leaves much to be desired with its growth rates expected to be in the mid-teens. That being said, as we look beyond the upcoming quarters and start to think about 2022, there's a lot to be excited about PayPal.

PayPal Stock: This Free Cash Flow Machine Is Cheap

RADNOR, Pa., Sept. 15, 2021 /PRNewswire/ -- The law firm of Kessler Topaz Meltzer & Check, LLP reminds investors of PayPal Holdings, Inc. (NASDAQ: PYPL) ("PayPal") that a securities fraud class action lawsuit has been filed on behalf of those who purchased or acquired PayPal securities between February 9, 2017 and July 28, 2021 , inclusive (the "Class Period").

Kessler Topaz Meltzer & Check, LLP: Securities Fraud Class Action Filed Against PayPal Holdings, Inc.

Paypal (PYPL) closed the most recent trading day at $282.43, moving +0.07% from the previous trading session.

Paypal (PYPL) Gains But Lags Market: What You Should Know

Adyen NV

This Dutch payments company is already a mega-cap and is still growing fast.

Adyen Is a Fintech Monster Stock

JCOM vs. PYPL: Which Stock Is the Better Value Option?

JCOM or PYPL: Which Is the Better Value Stock Right Now?

Affirm

Block

Visa

BNPL solution proliferates amid the coronavirus pandemic. Companies like PayPal, Affirm, Square and Visa hold the potential to make the best out of it.

Buy Now, Pay Later Gains Steam Amid Pandemic: 4 Stocks to Watch

Money app UNest, which helps parents invest in and save for their children's future financial needs, announced in a Tuesday (Sept. 14) press release that it's now integrated with PayPal on a program that will allow UNest members to put money into their kids' investment and savings accounts.

UNest Expands Funding Options with PayPal Integration

Bit Digital, Inc

Coinbase

Mastercard

Marathon Digital Holdings

Riot Blockchain

Cryptocurrencies are regaining popularity, as a rising number of corporations and financial institutions have adopted Bitcoin (BTC), making exposure to the digital currency is easier than ever.

Keep an Eye on These 5 Crypto-Adjacent Stocks

NEW YORK, Sept. 13, 2021 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of PayPal Holdings, Inc. (NASDAQ: PYPL) between February 9, 2017 and July 28, 2021, inclusive (the "Class Period"), of the important October 19, 2021 lead plaintiff deadline.

PYPL SHAREHOLDER ALERT: ROSEN, A TOP RANKED LAW FIRM, Encourages PayPal Holdings, Inc. Investors with Losses to Secure Counsel Before Important Deadline in Securities Class Action - PYPL

Chipotle

DigitalOcean Holdings

Here's a fall 2021 preview, with companies to watch, predictions, and hopes for the new season.

Fall 2021 Investing Preview

Boston, Massachusetts--(Newsfile Corp. - September 13, 2021) -  Block & Leviton announces that a class action lawsuit has been filed against PayPal Holdings, Inc. (NASDAQ: PYPL) for potential securities law violations. Investors who purchased shares and have lost money are encouraged to contact the firm to learn more about how they might recover those losses. For more details, visit https://www.blockleviton.com/cases/pypl.What is this all about?On July 29, 2021, PayPal filed a quarterly report on Form 10-Q...

LAWSUIT FILED: PAYPAL HOLDINGS Sued for Securities Law Violations; Investors Should Contact Block & Leviton for More Information

PayPal is hiking merchant fees between businesses operating in the U.K. and those in the European Economic Area (EEA), the BBC and multiple news outlets reported. The new fees apply to all of the U.K., plus Guernsey, Jersey, Gibraltar and the Isle of Man.

PayPal Hikes Merchant Fees Between UK, European Businesses

Apple

Alphabet

With more people preferring the contactless mode of payment owing to the pandemic, companies like Alphabet's (GOOGL) Google Pay and Apple's (AAPL) Apple Pay are gaining new active users.

Contactless Payment Gaining Popularity: 4 Stocks to Watch

CRISPR Therapeutics

Grayscale Bitcoin Trust

JD.com

Palantir Technologies

Roku

Zoom Video

Cathie Wood and her funds are generating a lot of interest among investors for smart picks, and these Cathie Wood stocks are worth a look. The post 7 Cathie Wood Stock Favorites to Keep on Your Radar appeared first on InvestorPlace.

7 Cathie Wood Stock Favorites to Keep on Your Radar

On Tuesday, digital payment giant Paypal Holdings Inc (NASDAQ:PYPL) announced a $2.7-billion buyout of Japanese buy now, pay later platform Paidy. PayPal made the right move by pulling the trigger on Paidy, Bank of America analyst Jason Kupferberg said Thursday.

Why This PayPal Analyst Is Bullish On $2.7B Buyout Of Japan's Paidy

Even though markets are breaking records, there are pockets of relative weakness. These are the best fintech stocks to buy before they bounce.

3 Financial Tech Stocks to Buy While They're Out of Favor

San Diego, California--(Newsfile Corp. - September 9, 2021) -  Robbins Geller Rudman & Dowd LLP announces that purchasers or acquirers of PayPal Holdings, Inc. (NASDAQ: PYPL) securities between February 9, 2017 and July 28, 2021, inclusive (the "Class Period"), have until October 19, 2021 to seek appointment as lead plaintiff in the PayPal class action lawsuit. The PayPal class action lawsuit - captioned Kang v. PayPal Holdings, Inc., No. 21-cv-06468 - charges PayPal and...

PYPL NOTICE: Investors with Substantial Losses Have Opportunity to Lead the PayPal Holdings, Inc. Class Action Lawsuit

Los Angeles, California--(Newsfile Corp. - September 9, 2021) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against PayPal Holdings, Inc. ("PayPal" or "the Company") (NASDAQ: PYPL) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between February 9, 2017 and July 28, 2021, inclusive...

INVESTOR ACTION REMINDER: The Schall Law Firm Reminds Investors of a Class Action Lawsuit Against PayPal Holdings, Inc. and Encourages Investors with Losses in Excess of $100,000 to Contact the Firm

New York, New York--(Newsfile Corp. - September 9, 2021) - Bernstein Liebhard, a nationally acclaimed investor rights law firm, reminds investors of the deadline to file a lead plaintiff motion in a securities class action lawsuit that has been filed on behalf of investors who purchased or acquired the securities of PayPal Holdings, Inc. ("PayPal " or the "Company") (NASDAQ: PYPL) from February 9, 2017 through July 28, 2021 (the "Class Period"). The lawsuit filed...

PYPL SHAREHOLDER DEADLINE: Bernstein Liebhard LLP Reminds Investors of the Deadline to File a Lead Plaintiff Motion in a Securities Class Action Lawsuit Against PayPal Holdings, Inc.

Will an investment feature be a major revenue driver for the fintech?

What Will PayPal's New Stock Trading Platform Mean to Investors?

PayPal Holdings said it has agreed to acquire Paidy—a buy now, pay later (BNPL) startup in Japan—for $2.7 billion as the U.S. payments giant seeks to expand its capabilities amid a pandemic-fueled boom in demand for digital payments solutions.

PayPal To Buy Japanese Fintech Firm Paidy For $2.7 Billion As Pandemic Fuels Digital Payments Boom

Moderna

Invesco QQQ

U.S. indices were trading lower Wednesday as stocks pull back following August strength. Investors continue to watch for signs of a Fed taper and weigh the COVID-19 Delta variant's impact on the economy.

Moderna And PayPal Lead The QQQ Lower

NEW YORK, Sept. 8, 2021 /PRNewswire/ -- Bernstein Liebhard, a nationally acclaimed investor rights law firm, reminds investors of the deadline to file a lead plaintiff motion in a securities class action lawsuit that has been filed on behalf of investors who purchased or acquired the securities of PayPal Holdings, Inc. ("PayPal " or the "Company") (NASDAQ: PYPL) from February 9, 2017 through July 28, 2021 (the "Class Period").

PYPL CLASS ACTION DEADLINE: Bernstein Liebhard LLP Reminds Investors of the Deadline to File a Lead Plaintiff Motion in a Securities Class Action Lawsuit Against PayPal Holdings, Inc.

Payments company PayPal Holdings Inc. (NASDAQ: PYPL) has announced that it will purchase Japanese buy now, pay later (BNPL) company Paidy a cash consideration of $2.7 billion. This acquisition is a significant step by the company to take the top position in the digital payments sector that is burgeoning as a result of the pandemic.

News for PayPal Stock (PYPL)