Provident Financial Holdings

Provident Financial Holdings, Inc. engages in the provision of financial services. Its services include checking, savings, investment services, mobile banking, online banking, merchant services, cyber security tips, and loan programs and application. The company was founded in January 1996 and is headquartered in Riverside, CA.

Earnings data Q3 2021

Earnings data Q4 2021

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Provident Financial Holdings reports stable performance amidst asset challenges

Provident Financial Holdings maintained stability in net interest margin and operating expenses.
The company faces challenges with nonperforming assets and loan portfolio decreases.
Opportunities lie in improving asset quality, growing loan originations, and capital management.
Investor engagement remains a priority with detailed financial insights available.

Provident Financial Holdings reports improved margins amidst market challenges

Provident Financial Holdings navigated challenges in the real estate market, focusing on improving credit quality and cost efficiencies. The company aims to capitalize on consumer demand for adjustable rate mortgages and maintain disciplined loan portfolio growth.

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Provident Financial Holdings, Inc. engages in the provision of financial services. Its services include checking, savings, investment services, mobile banking, online banking, merchant services, cyber security tips, loan programs, and applications. The company was founded in January 1996 and is headquartered in Riverside, CA.

RIVERSIDE, Calif., Dec. 01, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

Provident Financial Holdings Announces CFO Succession

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First Savings Financial Group

Zacks Savings and Loan industry players like CZWI, FSFG and PROV are poised to tide through a potential recession and waning loan demand on digital ramp-ups and higher NII.

3 Top-Rated Savings & Loan Stocks to Buy Amid High Rates

Provident Financial Holdings, Inc. (NASDAQ:PROV ) Q1 2024 Earnings Conference Call October 26, 2023 12:00 PM ET Company Participants Craig Blunden – Chairman and Chief Executive Officer Donavon Ternes – President, Chief Operating and Chief Financial Officer Conference Call Participants Tim Coffey – Janney Andrew Liesch – Piper Sandler Operator Ladies and gentlemen, thank you for standing by, and welcome to the Provident Financial Holdings First Quarter Earnings Call. At this time, all participants are in a listen-only mode.

Provident Financial Holdings, Inc. (PROV) Q1 2024 Earnings Call Transcript

RIVERSIDE, Calif., Oct. 25, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

Provident Financial Holdings Announces CEO Succession

The headline numbers for Provident Financial (PROV) give insight into how the company performed in the quarter ended September 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Provident Financial (PROV) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

Provident Financial (PROV) came out with quarterly earnings of $0.25 per share, missing the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.29 per share a year ago.

Provident Financial (PROV) Q1 Earnings and Revenues Lag Estimates

Net Income of $1.76 Million in the September 2023 Quarter Net Interest Margin Unchanged at 2.88% for the Current and Sequential Quarters Loans Held for Investment of $1.07 Billion at September 30, 2023, Down 1% from June 30, 2023 Total Deposits of $931.1 Million at September 30, 2023, Down 2% from June 30, 2023 Non-Performing Assets to Total Assets Ratio of 0.10% at September 30, 2023 Non-Interest Expenses Remain Well Controlled RIVERSIDE, Calif., Oct. 25, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

Provident Financial Holdings Reports First Quarter Fiscal Year 2024 Results

Provident Financial (PROV) announces a share repurchase program. This buyback plan, along with consistent dividend payouts, is set to enhance shareholder value.

Provident Financial (PROV) Announces Share Buyback Plan

RIVERSIDE, Calif., Sept. 28, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

Provident Financial Holdings Announces New Stock Repurchase Plan

RIVERSIDE, Calif., Sept. 21, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”) announced that its Teen Checking account was officially certified by the Cities for Financial Empowerment Fund (“CFE Fund”) as meeting the Bank On National Account Standards (2023 - 2024). The standards, co-created by consumer advocates, leading national nonprofit organizations, civic leaders, and other financial institutions, designate both core and strongly recommended account features that ensure low cost, high functionality, and consumer safety.

Provident Bank Receives National Certification by Consumer Advocates for Safe, Affordable Account

Provident Financial Holdings Inc. (NASDAQ:PROV ) Q4 2023 Earnings Conference Call July 25, 2023 12:00 PM ET Company Participants Craig Blunden - Chairman & CEO Donavon Ternes - President, COO & CFO Conference Call Participants Andrew Liesch - Piper Sandler Operator Ladies and gentlemen, good afternoon. Thank you for standing by, and welcome to the Provident Financial Holdings Fourth Quarter Earnings Conference Call.

Provident Financial Holdings Inc. (PROV) Q4 2023 Earnings Call Transcript

RIVERSIDE, Calif., July 27, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the Company's Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Company's common stock at the close of business on August 17, 2023 will be entitled to receive the cash dividend. The cash dividend will be payable on September 7, 2023.

Provident Financial Holdings Announces Quarterly Cash Dividend

Provident Financial (PROV) came out with quarterly earnings of $0.26 per share, missing the Zacks Consensus Estimate of $0.34 per share. This compares to earnings of $0.34 per share a year ago.

Provident Financial (PROV) Misses Q4 Earnings and Revenue Estimates

Net Income of $1.81 Million in the June 2023 Quarter Net Interest Margin Declined Five Basis Points in Comparison to the Same Quarter Last Year Loans Held for Investment Increased 15% from June 30, 2022 to $1.08 Billion Total Deposits Decreased 1% from June 30, 2022 to $950.6 Million Strong Asset Quality with Non-Performing Assets to Total Assets Ratio of 0.10% RIVERSIDE, Calif., July 26, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2023 Results

Provident Financial (PROV) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Provident Financial (PROV) to Report Q4 Results: What Awaits?

Provident Financial Holdings Inc. (NASDAQ:PROV ) Q3 2023 Results Conference Call April 27, 2023 12:00 PM ET Company Participants Craig Blunden - Chairman & CEO Donavon Ternes - President, COO, CFO & Corporate Secretary Conference Call Participants Tim Coffey - Janney Operator Ladies and gentlemen, thank you for standing by. Welcome to the Provident Financial Holdings Third Quarter Earnings Call.

Provident Financial Holdings Inc. (PROV) Q3 2023 Earnings Call Transcript

RIVERSIDE, Calif., April 27, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the Company's Board of Directors authorized an extension of the April 28, 2022 Stock Repurchase Plan (“Plan”) for a period of one year or until completed, whichever occurs first. There are 101,044 shares currently available to be purchased under the Plan. The Corporation will purchase the shares from time to time in the open market or through privately negotiated transactions depending on market conditions, the capital requirements of the Corporation, and available cash that can be allocated to the stock repurchase program, among other considerations.

Provident Financial Holdings Announces Extension of April 2022 Stock Repurchase Plan

Net Income of $2.32 Million in the March 2023 Quarter Net Interest Margin Expanded 39 Basis Points in Comparison  to the Same Quarter Last Year Loans Held for Investment Increased 15% from June 30, 2022 to $1.08 Billion Total Deposits Increased 3% from June 30, 2022 to $983.0 Million Strong Asset Quality with Non-Performing Assets to Total Assets Ratio of 0.07% Non-Interest Expenses Remained Well-Controlled RIVERSIDE, Calif., April 26, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

Provident Financial Holdings Reports Third Quarter Fiscal 2023 Results

Provident Financial Holdings, Inc. (NASDAQ:PROV ) Q2 2023 Earnings Conference Call January 30, 2023 12:00 PM ET Company Participants Craig Blunden - Chairman & CEO Conference Call Participants Operator Ladies and gentlemen, thank you for standing by. Welcome to the Provident Financial Holdings Second Quarter Earnings Conference Call.

Provident Financial Holdings, Inc. (PROV) Q2 2023 Earnings Call Transcript

Net Income of $2.37 Million in the December 2022 Quarter

Provident Financial Holdings Reports Second Quarter of Fiscal 2023 Results

Provident Financial Holdings, Inc. (NASDAQ:PROV ) Q1 2023 Earnings Conference Call October 26, 2022 12:00 PM ET Company Participants Craig Blunden - Chairman & CEO Donavon Ternes - President, Chief Operating & Chief Financial Officer Conference Call Participants Nick Cucharale - Piper Sandler Tim Coffey - Janney Operator Ladies and gentlemen, thank you for standing by, and welcome to the First Quarter Earnings Call. At this time, all participants are in a listen-only mode.

Provident Financial Holdings, Inc. (PROV) Q1 2023 Earnings Call Transcript

Net Income of $2.09 Million in the September 2022 Quarter

Provident Financial Holdings Reports First Quarter of Fiscal 2023 Results

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Provident Financial Holdings, Inc. (NASDAQ:PROV ) Q4 2022 Earnings Conference Call July 27, 2022 ET Company Participants Craig Blunden - Chairman & Chief Executive Officer Donavon Ternes - President, Chief Operating & Chief Financial Officer Conference Call Participants Nick Cucharale - Piper Sandler Tim Coffey - Janney Operator Ladies and gentlemen, thank you for standing by. Welcome to the Provident Financial Holdings Fourth Quarter Earnings Conference Call.

Provident Financial Holdings, Inc. (PROV) CEO Craig Blunden on Q4 2022 Results - Earnings Call Transcript

Net Income of $2.46 Million in the June 2022 Quarter

News for Provident Financial Holdings Stock (PROV)