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PROV
Volume: 4.75K
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PROV Stock Forecast & Price Target

PROV Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Provident Financial Holdings Inc. has demonstrated a positive financial trajectory, with a 6 basis points sequential expansion in margin to 3.00%, driven by an increase in the average yield on earning assets. The company's management anticipates further margin improvement in the December quarter, supported by a decrease in the weighted average cost of funds, which is expected to enhance core profitability over time. Additionally, the firm is positioned to capitalize on share repurchase opportunities, with a total return improving to 45.7% when dividends are included, narrowing the gap with peer group performance.

Bears say

Provident Financial Holdings Inc. has experienced a marginal increase in loan origination to $29.6 million, countered by principal repayments of $34.5 million, leading to a slight decrease in total loans of 0.3%. The firm's profitability metrics are continuously trailing behind its peers due to a conservative balance sheet structure, lack of revenue diversification, and a high cost base, which are likely to maintain profitability pressures amid subdued revenue growth and operational efficiency challenges. Additionally, external risks, including general bank sector volatility and sluggish loan growth in Southern California's residential real estate market, further contribute to a bleak outlook for the company's financial performance.

PROV has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Holdings (PROV) Forecast

Analysts have given PROV a Hold based on their latest research and market trends.

According to 1 analysts, PROV has a Hold consensus rating as of Nov 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Holdings (PROV)

Volume: 4.75K

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