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PROV
Volume: 695
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PROV Stock Forecast & Price Target

PROV Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Provident Financial Holdings Inc. has demonstrated a sequential margin expansion of 6 basis points to 3.00%, primarily supported by an 8 basis point increase in the average yield on earning assets, which bodes well for future profitability. The management has indicated a favorable outlook for further margin improvement in the upcoming quarters, driven by expectations of lower average costs of funds in the current market environment. Additionally, the company's commitment to capital deployment and share repurchase at attractive levels suggests a disciplined approach to maintaining core profitability, factors that could significantly enhance the firm's valuation support over time.

Bears say

Provident Financial Holdings Inc. faces profitability challenges as its loan origination of $29.6 million slightly exceeds the prior quarter, while principal repayments of $34.5 million indicate an 18% decrease, leading to a minor decline in total loans. The bank's profitability metrics continue to underperform relative to peers, attributed to a conservative balance sheet, limited revenue diversification, and a high cost structure, which suggests little potential for revenue growth and efficiency improvements. Additionally, external risks such as volatility in the banking sector, asset quality concerns, and sluggish loan growth further complicate the bank's financial outlook, particularly in the context of the Southern California real estate market.

PROV has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Holdings (PROV) Forecast

Analysts have given PROV a Hold based on their latest research and market trends.

According to 1 analysts, PROV has a Hold consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Holdings (PROV)

Volume: 695

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