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PROV
Volume: 7.12K
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PROV Stock Forecast & Price Target

PROV Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Provident Financial Holdings Inc. has demonstrated a positive financial trajectory, reflected in a sequential margin expansion of 6 basis points to 3.00%, driven by an 8 basis point increase in the yield on earning assets. Management anticipates further margin improvement as the current market conditions allow for a repricing at a lower average cost of funds, expecting this trend to continue through the December quarter and into 2026. Additionally, the company's ability to repurchase shares at accretive levels, alongside consistent improvements in core profitability and disciplined expense management, positions it favorably compared to its peers.

Bears say

Provident Financial Holdings Inc. is experiencing a decline in total loans, evidenced by a sequential decrease of 0.3%, despite a slight increase in loan origination. Profitability remains under pressure due to limited revenue growth, a conservative balance sheet structure, and an elevated cost base that hinders efficiency compared to peers in the region. The outlook for future earnings has been downgraded for FY26 and FY27, with concerns regarding asset quality, sluggish loan growth, and potential regulatory impacts further exacerbating the financial challenges facing the organization.

PROV has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Holdings (PROV) Forecast

Analysts have given PROV a Hold based on their latest research and market trends.

According to 1 analysts, PROV has a Hold consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Holdings (PROV)

Volume: 7.12K

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