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PGR
Volume: 513.24K

Progressive (PGR) Stock Forecast & Price Target

Progressive (PGR) Analyst Ratings

Based on 15 analyst ratings
Buy
Strong Buy 27%
Buy 20%
Hold 47%
Sell 7%
Strong Sell 0%

Bulls say

Progressive is the second-largest personal auto insurer in the U.S., with nearly 24 million personal auto policies in force, and benefits from a balanced distribution strategy through both independent agencies and direct channels. The company has raised its earnings per share (EPS) estimates for 2025 to $18.15, reflecting improved performance from August 2025, higher net investment income (NII), and anticipated lower catastrophe losses, despite challenges such as slower premium growth and rising expense ratios. Expectations of improved core loss ratios in the property and casualty insurance sector, along with a historical lag between peak pricing and accident-year profitability, further support a positive outlook for Progressive's financial performance.

Bears say

Progressive's stock outlook is negatively impacted by a downward revision of the 2025 earnings estimate from $18.15 to $17.00, primarily due to underperformance in the Florida market and expectations of slower premium growth and a higher core loss ratio. The forecast indicates that the company's personal auto policy growth rate may decelerate as rate increases from competitors slow, compounded by seasonality effects and declining trends in personal auto physical damage losses. Additionally, concerns about rising loss ratios and the potential for insureds to refrain from filing small claims further exacerbate the challenging financial landscape for Progressive.

Progressive (PGR) has been analyzed by 15 analysts, with a consensus rating of Buy. 27% of analysts recommend a Strong Buy, 20% recommend Buy, 47% suggest Holding, 7% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Progressive and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Progressive (PGR) Forecast

Analysts have given Progressive (PGR) a Buy based on their latest research and market trends.

According to 15 analysts, Progressive (PGR) has a Buy consensus rating as of Jan 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $263.44, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $263.44, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Progressive (PGR)

Volume: 513.24K

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