Revenue segments as reported by the company.

Premiums and other considerations

Fees and other revenues

Net investment income

Net realized capital gains (losses)

Net realized capital gains (losses) on funds withheld assets

Change in fair value of funds withheld embedded derivative

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Benefits, claims and settlement expenses

Dividends to policyholders

Operating expenses

Liability for future policy benefits remeasurement (gain) loss

Market risk benefit remeasurement (gain) loss

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Principal Financial Group

Principal Financial Group, Inc. is a financial company, which offers financial products and services to businesses, individuals and institutional clients. It specializes in retirement solutions, insurance, and investment products through its diverse family of financial services companies and national network of financial professionals. It operates its business through following segments: Retirement and Income Solutions, Principal Global Investors, Principal International, U.S. Insurance Solutions and Corporate. The Retirement and Income Solutions segment provides retirement and related financial products and services primarily to businesses, their employees and other individuals. The Principal Global Investors segment provides asset management services to asset accumulation business, insurance operations, corporate segment and third party clients and also refers to mutual fund business. The Principal International segment offers pension accumulation products and services, mutual funds, asset management, income annuities and life insurance accumulation products. The U.S. Insurance Solutions segment operates through two divisions. Specialty benefits insurance division consists of group dental and vision insurance, individual and group disability insurance, group life insurance and non-medical fee-for-service claims administration. Individual life insurance division provides solutions for small & medium-sized businesses. The Corporate segment manages the assets representing capital that has not been allocated to any other segment. The company was founded by Edward A. Temple in 1879 and is headquartered in Des Moines, IA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Principal Financial Group reports robust earnings and strategic growth outlook

Principal Financial Group's Q4 2022 earnings call highlighted strong financial performance, strategic capital deployment, and growth opportunities in key business segments. Despite facing challenges from macroeconomic volatility and market conditions, the company remains well-positioned to capitalize on its strengths and drive continued success in 2023.

Principal Financial Group reports robust Q1 earnings and growth outlook

Principal Financial Group's Q1 performance reflects strong earnings and growth across key segments, underpinned by a diversified investment portfolio and disciplined capital management.
While challenges like market volatility and expense management persist, the company remains well-positioned for growth opportunities and shareholder returns.
Strategic focus on selective PRT sales, risk management in real estate portfolios, and proactive disclosures highlight the company's commitment to sustainable growth.

Principal Financial Group reports strong Q2 earnings amidst market challenges

Principal Financial Group delivered solid financial performance in Q2 2023, with growth in operating earnings and managed AUM. While facing challenges in certain segments and industries, the company is strategically positioned to capitalize on opportunities for growth and innovation.

Principal Financial Group reports robust Q3 earnings and growth strategies

Principal Financial Group delivered strong financial performance in Q3, with notable increases in earnings and net income, while maintaining a healthy capital position and returning capital to shareholders.
Despite challenges such as institutional outflows and fee compression, the company is focused on maximizing growth opportunities in retirement, asset management, and benefits, while exploring new capital-efficient ventures.
The company's strengths lie in its diverse accolades, robust commercial mortgage loan portfolio, and strategic focus on growth drivers, positioning it well for continued success and value creation for stakeholders.
Principal Financial Group's proactive approach to challenges and opportunities underscores its commitment to sustainable growth and shareholder value, supported by a strong foundation and strategic initiatives.

Principal Financial Group reports robust earnings and eyes growth opportunities

Principal Financial Group's Q4 2023 Earnings Call highlighted strong financial results, with a positive outlook for 2024. The company remains focused on maintaining capital and liquidity targets while returning excess capital to shareholders, emphasizing growth opportunities in various product segments.

Principal Financial Group reports robust Q1 earnings amidst regulatory challenges

Principal Financial Group's Q1 2024 performance reflects strong financial results, strategic focus on talent retention, and commitment to sustainable growth. While facing challenges from regulatory changes and variable investment income pressures, PFG remains well-positioned to leverage opportunities in key market segments and return capital to shareholders.

Principal Financial Group reports strong Q2 earnings and growth opportunities

Principal Financial Group delivered solid financial performance in Q2 2024, driven by growth in key segments and capital return to shareholders.
While facing challenges in asset management and international operations, the company remains focused on seizing opportunities for growth and enhancing transparency.
With a long-standing commitment to financial security and strategic capital management, Principal Financial Group is poised to navigate market dynamics and drive sustainable value creation.

Principal Financial Group reports robust Q3 earnings and growth opportunities

Principal Financial Group (PFG) delivered strong financial performance in Q3 2024, with notable growth in operating earnings and managed AUM.
While facing challenges such as net losses and outflows in certain segments, PFG remains focused on capital deployment and shareholder returns.
Strategic initiatives in global credit, retirement business growth, and upcoming Investor Day present opportunities for sustained growth and stakeholder engagement.

Revenue

Cost of revenue

Gross profit

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Principal Financial Group, Inc. engages in the investment management offering business. It offers financial products and services to businesses, individuals, and institutional clients. It operates its business through the following segments: Retirement and Income Solutions, Principal Asset Management and Benefits and Protection. The Retirement and Income Solutions Segment offers a comprehensive portfolio of products and services for retirement savings along with select products for retirement income. The Principal Asset Management segment provides global investment solutions to institutional, retirement, retail and high net worth investors in the U.S. and select emerging markets. The Benefits and Protection segment includes selling individual life insurance products. The company was founded by Edward A. Temple in 1879 and is headquartered in Des Moines, IA.

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I'm tasked with providing readers with some of the final top stock picks of the year. It's been brutal for some S&P 500 stocks in 2022.

Our 7 Top Stock Picks for December 2022

SAN FRANCISCO , Nov. 3, 2022 /PRNewswire/ -- Ease , a leading HR and benefits software solution for small businesses, insurance brokers, and insurance carriers, today announced a more seamless benefits enrollment process is now possible in collaboration with Principal Financial Group ®. Through the EaseConnect+ connection the benefits enrollment integration with Principal® will be faster and less complex as a result of the Application Programming Interface (API), which includes an Evidence of Insurability (EOI) API and Member Benefits API.

Open Enrollment Made Easier through API Update from Ease and Principal

Principal Financial Group, Inc. (NASDAQ:PFG ) Q3 2022 Earnings Conference Call October 28, 2022 10:00 AM ET Company Participants Humphrey Lee - Vice President, Investor Relations Dan Houston - Chief Executive Officer Deanna Strable - Chief Financial Officer Chris Littlefield - President, Retirement & Income Solutions Pat Halter - President, Asset Management Amy Friedrich - President, US Insurance Solutions Conference Call Participants John Barnidge - Piper Sandler Erik Bass - Autonomous Research Alex Scott - Goldman Sachs Wilma Burdis - Raymond James Ryan Krueger - KBW Tom Gallagher - Evercore ISI Suneet Kamath - Jefferies Tracy Benguigui - Barclays Bank Josh Shanker - Bank of America Michael Ward - Citi Operator Good morning, and welcome to the Principal Financial Group Third Quarter 2022 Financial Results Conference Call. There will be a question-and-answer period after the speakers have completed their prepared remarks.

Principal Financial Group, Inc. (PFG) Q3 2022 Earnings Call Transcript

Principal Financial's (PFG) third-quarter earnings reflect lower expenses higher revenues in Principal International, offset by lower assets under management (AUM).

Principal Financial (PFG) Q3 Earnings Top, Revenues Fall Y/Y

Principal Financial (PFG) delivered earnings and revenue surprises of 16.55% and 12.79%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Principal Financial (PFG) Beats Q3 Earnings and Revenue Estimates

DES MOINES, Iowa--(BUSINESS WIRE)--Net income attributable to Principal® is $1.4 billion, or $5.50 per diluted share, and includes $1.0 billion of income from exited business.

Principal Financial Group® Announces Third Quarter 2022 Results

DES MOINES, Iowa--(BUSINESS WIRE)--Principal Financial Group® today announced industry expert Anthony Shea Treadway will join the company to lead the insurance solutions distribution team.

Principal Financial Group® names Anthony Shea Treadway to lead U.S. Insurance Solutions distribution

DES MOINES, Iowa--(BUSINESS WIRE)--Principal® is highlighting proceeds allocated to eligible green and social assets from the issuance of the company's $600 million sustainability bond.

Principal® Releases First Sustainable Financing Report Announcing Allocations of $600M Sustainability Bond

Principal Financial (PFG) third-quarter results are likely to reflect higher variable investment income, higher earnings from equity method investments, positive market returns and lower expenses.

Principal Financial (PFG) to Post Q3 Earnings: What to Expect

Principal Financial (PFG) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Principal Financial (PFG) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release

DES MOINES, Iowa--(BUSINESS WIRE)--Principal® announced today that it will release third quarter 2022 financial results 15 minutes after U.S. markets close on October 27.

Principal to announce third quarter 2022 financial results

DES MOINES, Iowa--(BUSINESS WIRE)--The investment unit of Principal Financial Group is now doing business as Principal Asset Management.

Principal Financial Group® strengthens commitment to global asset management

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There are 24 stocks on my high yield watchlist for October 2022. Nearly all of the stocks on my watchlist are undervalued based on dividend yield theory.

High Yield Stock Watchlist - October 2022

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PFG or BLK: Which Is the Better Value Stock Right Now?

DES MOINES, Iowa--(BUSINESS WIRE)--The Principal Charity Classic announced its 2022 tournament raised more than $8.2 million in support of children's charities.

Principal® Charity Classic sets charitable giving record in 2022

DES MOINES, Iowa--(BUSINESS WIRE)--Principal Financial Group® and the Small Business Digital Alliance (SBDA) are hosting a conversation with small business leaders to explore the connection between a sustainable business model and the implementation of digital tools. The panel, taking place on National American Business Women's Day, will include key national and local female leaders including Isabella Casillas Guzman, 27th Administrator of the U.S. Small Business Administration, Marianne Markow

Principal® Small Business Event Highlights Importance of Leveraging Technology for Business Growth

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Raymond James on Thursday launched analyst coverage of six insurers, with Prudential Financial Inc. PRU, -1.24% (price target $115), Voya Financial Inc. VOYA, -0.35% (price target $84) and Globe Life Inc. GL, +0.09% (price target $138) all drawing strong buy ratings. Raymond James assigned market perform ratings to MetLife Inc. MET, -1.48% , Principal Financial Group Inc. PFG, -1.02% and Unum Group UNM, -1.11%.

Raymond James launches coverage of insurance companies with strong buys on three names

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Tuesday's massive stock market meltdown should serve as a reminder to investors that in times of turmoil, it pays to own shares of companies that also pay you.

As markets wobble, buy the stocks that pay you back

DES MOINES, Iowa--(BUSINESS WIRE)--Annual study from Principal found 59% of Super Savers plan to save more than $20,000 towards retirement in 2022 despite market uncertainty

Principal® Survey Finds Retirement “Super Savers” Undeterred by Market Volatility and Inflation, Prioritizing Lofty Savings Goals

Principal Financial (PFG) reported earnings 30 days ago. What's next for the stock?

Principal Financial (PFG) Up 1% Since Last Earnings Report: Can It Continue?

Principal Financial (PFG) benefits from group benefits and protection in the United States, strong investment performance, and effective capital deployment.

Why You Should Hold on to Principal Financial (PFG) Stock

DES MOINES, Iowa--(BUSINESS WIRE)--Dan Houston, chairman, president, & CEO at Principal, will participate in a fireside chat at the 2022 KBW Insurance Conference on Sept. 7.

Dan Houston to Speak at 2022 KBW Insurance Conference

Principal Financial Group, Inc. (NASDAQ:PFG ) Q2 2022 Earnings Conference Call August 9, 2022 10:00 AM ET Company Participants Humphrey Lee - VP & Head, IR Daniel Houston - Chairman, CEO & President Deanna Strable - EVP & CFO Patrick Halter - President, Principal Global Asset Management Amy Friedrich - President, United States Insurance Solutions Christopher Littlefield - President, Retirement & Income Solutions Conference Call Participants Ryan Krueger - KBW Thomas Gallagher - Evercore ISI Jamminder Bhullar - JPMorgan Chase & Co. Michael Ward - Citigroup Joshua Shanker - Bank of America Merrill Lynch Andrew Kligerman - Crédit Suisse Tracy Benguigui - Barclays Bank John Barnidge - Piper Sandler & Co. Alexander Scott - Goldman Sachs Group Suneet Kamath - Jefferies Erik Bass - Autonomous Research Operator Good morning, and welcome to the Principal Financial Group Second Quarter 2022 Financial Results Conference Call. [Operator Instructions].

Principal Financial Group, Inc. (PFG) CEO Daniel Houston on Q2 2022 Results - Earnings Call Transcript

Principal Financial (PFG) second-quarter earnings reflect higher revenues in Principal Global Investors and Principal Global Investors, offset by lower assets under management.

Principal Financial (PFG) Q2 Earnings Beat, Revenues Fall Y/Y

News for Principal Financial Group Stock (PFG)