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PFBC
Volume: 7.45K
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Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank exhibits a robust financial trajectory highlighted by a notable increase in Net Interest Income (NII), spurred by a 7 basis point expansion in Net Interest Margin (NIM) to 3.92%, alongside a significant rise in end-of-period loans of 9.2% annualized, which reflects strong demand in commercial and industrial financing. The institution’s tangible book value (TBV) also improved by 4.4% quarter-over-quarter, demonstrating effective balance sheet growth and operational stability, as indicated by the rise in Total Equity Capital (TCE) to 10.39%. These foundational metrics, coupled with a successful buyback strategy initiated in the fourth quarter, contribute to a favorable outlook on Preferred Bank's stock, showcasing enhanced earnings per share (EPS) estimates for 2025 and 2026 based on improved financial performance and cost management.

Bears say

The financial analysis of Preferred Bank reveals a negative outlook due to several concerning metrics. The bank has experienced a decline in asset quality, with a reduced allowance for credit losses and sluggish loan demand contributing to a less favorable earning asset mix, impacting profitability. Additionally, trends indicate that net interest margin is under pressure due to competitive pricing in the market and a high percentage of floating-rate loans, which may face further strain from anticipated rate cuts in the coming quarter.

Preferred Bank (PFBC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Hold based on their latest research and market trends.

According to 3 analysts, Preferred Bank (PFBC) has a Hold consensus rating as of Dec 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $104.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $104.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

Volume: 7.45K

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