Pathfinder Bancorp

Pathfinder Bancorp, Inc. is a holding company, which engages in the investment in Pathfinder Bank. It offers checking and savings accounts, loans, and digital banking services for retail and business customers through its subsidiary. The firm also provides overdraft protection and mobile payments for individual clients and cash management sweep accounts, remote deposit capture, and merchant card services for business clients. The company was founded on December 31, 1997 and is headquartered in Oswego, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

OSWEGO, N.Y., Sept. 30, 2024 (GLOBE NEWSWIRE) -- James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending September 30, 2024. The third quarter 2024 dividend will be payable to all shareholders of record on October 18, 2024 and will be paid on November 8, 2024.

Pathfinder Bancorp, Inc. Declares Dividend

OSWEGO, N.Y., Sept. 26, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder”) (NASDAQ: PBHC) today announced that, after 18 years with Pathfinder Bank, Ronald Tascarella, 66, Executive Vice President and Chief Banking Officer, will retire from those positions effective November 30, 2024. Joseph Serbun has been appointed as Senior Vice President, Chief Credit Officer effective immediately.

Pathfinder Bancorp, Inc. Announces Retirement of EVP, Chief Banking Officer Ronald Tascarella, Serbun Named SVP, Chief Credit Officer

OSWEGO, N.Y., July 22, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (NASDAQ: PBHC), the holding company for Pathfinder Bank (“Pathfinder”), announced today that Pathfinder has completed the previously announced purchase and assumption of the East Syracuse, New York branch of Berkshire Bank, the banking subsidiary of Berkshire Hills Bancorp, Inc. In connection with the purchase, Pathfinder assumed approximately $186 million in deposit liabilities and acquired approximately $30 million in loans.

Pathfinder Bank Acquisition of Berkshire Bank Branch Complete

OSWEGO, N.Y., June 13, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder” or “Company”) (NASDAQ: PBHC), announced that its banking subsidiary, Pathfinder Bank (“Bank”), has received the required regulatory agency approvals from both the New York State Department of Financial Services and the Federal Deposit Insurance Corporation to complete its pending acquisition of the East Syracuse, New York branch of Berkshire Bank, Pittsfield, MA located on 6611 Manlius Center Road.

Pathfinder Bancorp, Inc. Announces Receipt of Regulatory Approvals for Acquisition of Berkshire Bank East Syracuse Branch

OSWEGO, N.Y., May 08, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder”) (NASDAQ: PBHC) today announced that Walter F. Rusnak, CPA, 70, Senior Vice President and Chief Financial Officer, will retire from the role after a career spanning more than forty years in finance effective June 28, 2024. Justin K. Bigham, CPA, 50, has been named to succeed Rusnak as Senior Vice President, Chief Financial Officer. Rusnak will remain with the company in an advisory capacity to ensure a smooth transition and to continue to oversee the Bank's investment securities portfolio and overall balance sheet management.

Pathfinder Bancorp, Inc. Announces the Retirement of Chief Financial Officer and Names Successor

Strategic Growth and Prudent Expense Management Shape Bank Performance Despite Economic Challenges Strategic Growth and Prudent Expense Management Shape Bank Performance Despite Economic Challenges

Pathfinder Bancorp, Inc. Announces First Quarter 2024 Net Income of $2.1 Million

Dallas, Texas--(Newsfile Corp. - April 16, 2024) - Pathfinder Bancorp, Inc. (NASDAQ: PBHC): Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). To view the full announcement, including downloadable images, bios, and more, click here.

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q4 2023

OSWEGO, N.Y., March 04, 2024 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. (“Pathfinder”) (NASDAQ: PBHC) has announced the signing of a branch purchase and assumption agreement pursuant to which Pathfinder Bank will acquire the East Syracuse, New York branch of Berkshire Bank, located on 6611 Manlius Center Road.

Pathfinder Bancorp Announces Agreement to Acquire East Syracuse Branch

Highlights Include Effective Expense Management and Resilient Operational Performance Highlights Include Effective Expense Management and Resilient Operational Performance

Pathfinder Bancorp, Inc. Announces Fourth Quarter 2023 Net Income of $2.5 Million and Full Year Net Income of $9.3 Million

Dallas, Texas--(Newsfile Corp. - January 4, 2024) - Pathfinder Bancorp, Inc. (NASDAQ: PBHC): Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). To view the full announcement, including downloadable images, bios, and more, click here.

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q3 2023

Highlights Include Continued Deposit Base and Net Interest Margin Stability Highlights Include Continued Deposit Base and Net Interest Margin Stability

Pathfinder Bancorp, Inc. Announces Third Quarter 2023 Net Income of $2.2 Million

Dallas, Texas--(Newsfile Corp. - August 17, 2023) - Pathfinder Bancorp, Inc. (NASDAQ: PBHC): Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). The full report can be accessed by clicking on the following link: PBHC Q2 23 Report.

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q2 2023

Highlights Include Deposit Base Retention, Effective Net Interest Margin and Operating Expense Management Highlights Include Deposit Base Retention, Effective Net Interest Margin and Operating Expense Management

Pathfinder Bancorp, Inc. Announces Second Quarter 2023 Net Income of $2.0 Million

Dallas, Texas--(Newsfile Corp. - June 2, 2023) - Pathfinder Bancorp, Inc. (NASDAQ: PBHC): Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). The full report can be accessed by clicking on the following link: PBHC Q1 23 Report To view the full announcement, including downloadable images, bios, and more, click here.

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q1 2023

Results Highlight Stable Liquidity, Strong Asset Quality, Expanding Revenue and Expanding Reach Results Highlight Stable Liquidity, Strong Asset Quality, Expanding Revenue and Expanding Reach

Pathfinder Bancorp, Inc. Announces First Quarter 2023 Net Income of $2.6 Million

Dallas, Texas--(Newsfile Corp. - April 20, 2023) - Pathfinder Bancorp, Inc. (NASDAQ: PBHC): Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). The full report can be accessed by clicking on the following link: https://stonegateinc.com/reports/PBHC_Q423.pdf.

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q4 2022

SYRACUSE, N.Y., April 03, 2023 (GLOBE NEWSWIRE) -- In a release issued under the same headline on March 29, 2023 at 16:10 ET by Pathfinder Bancorp, Inc. (NASDAQ:PBHC), please note that in Company stock ticker included in the first paragraph of the was errantly noted as (NASDAQ:PFBC) instead of (NASDAQ:PBHC). The corrected release follows:

CORRECTION -- Dowd Named President and CEO for Pathfinder Bank

SYRACUSE, N.Y., March 29, 2023 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc (the “Company”) (NASDAQ:PFBC), the bank holding company of Pathfinder Bank (the “Bank”) announced today that its Board of Directors has named James A. (“Jim”) Dowd as President and Chief Executive Officer of the Company and the Bank, roles that he has served on an interim basis since April 14, 2022. Mr. Dowd will also be nominated by the Company's Board of Directors for election to serve as a member of the Company's Board, pending approval by the Company's shareholders at its annual meeting on June 1, 2023.

Dowd Named President and CEO for Pathfinder Bank

Results Include Record Earnings, Strong Loan Growth, Continued Solid Asset Quality And Prudent Expense Management Results Include Record Earnings, Strong Loan Growth, Continued Solid Asset Quality And Prudent Expense Management

Pathfinder Bancorp, Inc. Announces Fourth Quarter 2022 Net Income of $3.5 Million and Full Year Net Income of $12.9 Million

Dallas, Texas--(Newsfile Corp. - December 14, 2022) - Pathfinder Bancorp, Inc. (NASDAQ: PBHC): Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). The full report can be accessed by clicking on the following link: https://stonegateinc.com/reports/PBHC_3Q22.pdf To view the full announcement, including downloadable images, bios, and more, click here.

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q3 2022

Solid Loan Growth, Margin Expansion and Continued Strong Asset Quality Metrics Support Revenue Growth Solid Loan Growth, Margin Expansion and Continued Strong Asset Quality Metrics Support Revenue Growth

Pathfinder Bancorp, Inc. Announces Third Quarter 2022 Net Income of $3.2 Million

Dallas, Texas--(Newsfile Corp. - August 31, 2022) - Stonegate Capital Partners updates coverage on Pathfinder Bancorp, Inc. (NASDAQ: PBHC). The full report can be accessed by clicking on the following link: https://stonegateinc.com/reports/PBHC_Q222.pdf. To view the full announcement, including downloadable images, bios, and more, click here.

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC)

Continued Strong Asset Quality and Improved Margins Support Earnings Growth Continued Strong Asset Quality and Improved Margins Support Earnings Growth

Pathfinder Bancorp, Inc. Announces Second Quarter 2022 Net Income of $3.3 Million

OSWEGO, N.Y., July 06, 2022 (GLOBE NEWSWIRE) -- Pathfinder Bancorp, Inc. announced Meghan Crawford-Hamlin and Eric Allyn have been elected to its Board of Directors, according to Chris Burritt, Chairman of the Board.

Pathfinder Bancorp, Inc. Announces Two Board Appointments

Continued Revenue Growth, Improved Asset Quality Metrics, Strong Quarterly Earnings

News for Pathfinder Bancorp Stock (PBHC)