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OSCR
Volume: 200

Oscar Health (OSCR) Stock Forecast & Price Target

Oscar Health (OSCR) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 0%
Buy 14%
Hold 43%
Sell 29%
Strong Sell 14%

Bulls say

Oscar Health Inc. demonstrated a strong financial performance in the second quarter of 2025, with revenue reaching $2.86 billion, reflecting a year-over-year increase of 29% driven by robust retention and member growth. The company's medical loss ratio (MLR) improved significantly, coming in at 91.1%, which is 1200 basis points higher than the previous year and indicates effective health management despite increased market-wide morbidity. Additionally, Oscar Health projects substantial growth in enrollment weighted direct policy premiums, forecasting a 28.5% rise for calendar year 2026 and a 16.9% rise for 2027, underscoring a positive outlook for revenue expansion.

Bears say

Oscar Health is facing a challenging outlook due to projected declines in the mix of higher-margin Silver plans from 57.5% in 2026 to 51.0% in 2027, while lower-margin Bronze plans increase significantly, indicating potential revenue pressure. The anticipated expiration of E-APTCs by the end of 2025 could lead to a substantial drop in Individual ACA Marketplace enrollment, estimated between 20% to 30%, resulting in a loss of approximately 6.1 million lives from 2025 to 2026. Additionally, even though the SG&A ratio has improved, the adjusted EBITDA margin remains low at 2.4%, reflecting ongoing challenges in achieving profitability amidst declining enrollment and shifting plan dynamics.

Oscar Health (OSCR) has been analyzed by 7 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 14% recommend Buy, 43% suggest Holding, 29% advise Selling, and 14% predict a Strong Sell.

This aggregate rating is based on analysts' research of Oscar Health and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Oscar Health (OSCR) Forecast

Analysts have given Oscar Health (OSCR) a Hold based on their latest research and market trends.

According to 7 analysts, Oscar Health (OSCR) has a Hold consensus rating as of Dec 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $15.57, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $15.57, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Oscar Health (OSCR)

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