Old Second Bancorp

Old Second Bancorp, Inc. is a bank holding company. It engages in the provision of traditional retail and commercial banking services through its wholly owned subsidiaries. Its services includes personal banking, loans, business banking, and wealth management. The firm operates through the community banking segment. The company was founded in 1981 and is headquartered in Aurora, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Old Second Bancorp posts solid Q4 results amidst revenue challenges

Old Second Bancorp delivered a strong financial performance in Q4 2022, with notable improvements in key metrics.
While facing challenges such as minimal loan growth and increased expenses, the company's strengths in credit quality and expense discipline are commendable.
Opportunities lie in enhancing revenue streams, managing costs effectively, and capitalizing on growth prospects in commercial lending and investments.

Old Second Bancorp reports solid Q1 performance amidst growth challenges

Old Second Bancorp delivered solid financial performance in Q1 2023, with strong loan growth and improved net interest income, despite challenges from securities losses and non-performing loans.
The company's focus on managing liquidity, strengthening capital, and prudent risk management practices position it well for long-term growth and stability.
While facing challenges of slower loan growth and margin trends, there are opportunities to optimize the capital structure, attract more deposits, and enhance commercial loan origination capabilities.

Old Second Bancorp achieves record earnings amidst modest loan growth

Old Second Bancorp delivered strong financial performance in Q2 2023, with record earnings and improved asset yields. While facing challenges in loan growth and perception management, the company's disciplined expense control and focus on credit quality position it well for future growth.

Old Second Bancorp reports solid Q3 earnings amidst growth opportunities

Old Second Bancorp's Q3 earnings call highlighted solid financial performance, disciplined expense management, and a focus on talent acquisition. While facing challenges like muted loan demand and inflationary pressures, the company remains optimistic about growth opportunities and maintaining strong capital levels.

Old Second Bancorp reports solid Q4 earnings amidst market challenges

Old Second Bancorp delivered a solid financial performance in Q4 2023, marked by strong net income and prudent expense management.
While facing challenges in commercial real estate loans and duration concerns, the bank is focused on risk mitigation and optimizing its asset mix.
Opportunities lie in stable margin outlook, improving credit trends, and strategic initiatives like potential stock repurchases and targeted loan growth.
Overall, Old Second Bancorp's proactive approach to managing risks and capitalizing on opportunities positions it well for sustained growth and value creation.

Old Second Bancorp reports solid Q1 performance and focuses on stability and growth

Old Second Bancorp delivered solid financial performance in Q1 2024, with notable improvements in asset quality and capital position. Despite challenges in loan growth and M&A activity, the focus on stability and efficiency remains strong.
Opportunities lie in optimizing deposit flows, managing asset quality, and leveraging the strong capital position for strategic investments. Margin stability and interest rate sensitivity reduction efforts position the company for future growth.
Overall, Old Second Bancorp's Q1 performance reflects resilience and a strategic focus on long-term stability and growth amidst a challenging economic environment.

Old Second Bancorp posts strong Q2 earnings amidst credit quality improvements

Old Second Bancorp delivered solid financial performance in Q2 2024, with notable improvements in key metrics.
While facing challenges like credit provisions and interest expenses, the bank's asset quality and income streams showed resilience.
Strategic focus on expense discipline and loan portfolio growth positions the bank well for future opportunities.
Efforts to enhance credit quality and optimize revenue sources can drive sustained profitability and shareholder value.

Old Second Bancorp reports strong Q3 earnings and capital growth

Old Second Bancorp delivered solid financial performance in Q3 2024, with notable improvements in net income, capital strength, and loan quality.
While facing challenges such as provisioning requirements and market competition, the company's focus on efficiency and revenue diversification presents growth opportunities.
Overall, Old Second Bancorp's strategic initiatives to manage liquidity, strengthen capital, and drive commercial lending capabilities position it well for long-term success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Old Second Bancorp (OSBC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Old Second Bancorp (OSBC) to Report Q2 Results: Wall Street Expects Earnings Growth

Old Second Bancorp's (OSBC) CEO Jim Eccher on Q1 2021 Results - Earnings Call Transcript

Old Second Bancorp (OSBC) delivered earnings and revenue surprises of 11.54% and 8.32%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?

Old Second Bancorp (OSBC) Q1 Earnings and Revenues Top Estimates

AURORA, IL / ACCESSWIRE / April 21, 2021 / Old Second Bancorp, Inc. (the "Company," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the first quarter of 2021. Our net income was $11.9 million, or $0.40 per diluted share, for the first quarter of 2021, compared to net income of $8.0 million, or $0.27 per diluted share, for the fourth quarter of 2020, and net income of $275,000, or $0.01 per diluted share, for the first quarter of 2020.

Old Second Reports First Quarter Net Income of $11.9 million, or $0.40 per Diluted Share, Increases Quarterly Dividend to $0.05 per Share

Shares of Old Second Bancorp (NASDAQ:OSBC) moved higher in after-market trading after the company reported Q1 results. Quarterly Results Earnings per share rose 100.00% year over year to $0.40, which beat the estimate of $0.26.

Recap: Old Second Bancorp Q1 Earnings

Is Old Second Bancorp (OSBC) a great pick from the value investor's perspective right now? Read on to know more.

Is Old Second Bancorp (OSBC) Stock a Good Pick Right Now?

Does Old Second Bancorp (OSBC) have what it takes to be a top stock pick for momentum investors? Let's find out.

Old Second Bancorp (OSBC) is a Great Momentum Stock: Should You Buy?

As of late, it has definitely been a great time to be an investor in Old Second Bancorp (OSBC).

Old Second Bancorp's (OSBC) Shares March Higher, Can It Continue?

Old Second Bancorp, Inc. (OSBC) CEO Jim Eccher on Q4 2020 Results - Earnings Call Transcript

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Should Value Investors Buy Old Second Bancorp (OSBC) Stock?

Old Second Bancorp's (OSBC) CEO Jim Eccher on Q3 2020 Results - Earnings Call Transcript

Earnings Preview: Old Second Bancorp (OSBC) Q3 Earnings Expected to Decline

Old Second Bancorp, Inc. (OSBC) CEO Jim Eccher on Q2 2020 Results - Earnings Call Transcript

Old Second Bancorp (OSBC) delivered earnings and revenue surprises of 106.67% and 7.92%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

Old Second Bancorp (OSBC) Q2 Earnings and Revenues Surpass Estimates

Amyris

BIO-key Int.

Cocrystal Pharma

Everspin Technologies

Markets are down today, pretty much from the get-go. As investors become increasingly concerned with the worsening coronavirus cases, it's become clear that a sell-off is imminent.

Short Positions To Take Amid Stock Market’s Sharp Decline

Driven by strong fundamentals and good growth prospects, Old Second Bancorp (OSBC) stock looks like an attractive pick right now.

5 Reasons to Invest in Old Second Bancorp (OSBC) Stock Now

Can Value Investors Pick Old Second Bancorp (OSBC) Stock?

Old Second Bancorp, Inc. (OSBC) CEO Jim Eccher on Q1 2020 Results - Earnings Call Transcript

Old Second Bancorp (OSBC) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Should You Buy Old Second Bancorp (OSBC) Ahead of Earnings?

Old Second Bancorp, Inc. (OSBC) could be a stock to avoid from a technical perspective, as the firm is seeing unfavorable trends on the moving average crossover front.

Moving Average Crossover Alert: Old Second

Old Second Bancorp, Inc. (OSBC) CEO Jim Eccher on Q4 2019 Results - Earnings Call Transcript

Old Second Bancorp (OSBC) delivered earnings and revenue surprises of 3.33% and -1.82%, respectively, for the quarter ended December 2019. Do the numbers hold clues to what lies ahead for the stock?

Old Second Bancorp (OSBC) Q4 Earnings Beat Estimates

Old Second Bancorp (OSBC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Old Second Bancorp (OSBC) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Old Second Bancorp (OSBC) Moves to Buy: Rationale Behind the Upgrade

Let's see if Old Second (OSBC) stock is a good choice for value-oriented investors right now from multiple angles.

News for Old Second Bancorp Stock (OSBC)