Old Second Bancorp

Old Second Bancorp, Inc. is a bank holding company. It engages in the provision of traditional retail and commercial banking services through its wholly owned subsidiaries. Its services includes personal banking, loans, business banking, and wealth management. The firm operates through the community banking segment. The company was founded in 1981 and is headquartered in Aurora, IL.

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Earnings data Q4 2024

Old Second Bancorp posts solid Q4 results amidst revenue challenges

Old Second Bancorp delivered a strong financial performance in Q4 2022, with notable improvements in key metrics.
While facing challenges such as minimal loan growth and increased expenses, the company's strengths in credit quality and expense discipline are commendable.
Opportunities lie in enhancing revenue streams, managing costs effectively, and capitalizing on growth prospects in commercial lending and investments.

Old Second Bancorp reports solid Q1 performance amidst growth challenges

Old Second Bancorp delivered solid financial performance in Q1 2023, with strong loan growth and improved net interest income, despite challenges from securities losses and non-performing loans.
The company's focus on managing liquidity, strengthening capital, and prudent risk management practices position it well for long-term growth and stability.
While facing challenges of slower loan growth and margin trends, there are opportunities to optimize the capital structure, attract more deposits, and enhance commercial loan origination capabilities.

Old Second Bancorp achieves record earnings amidst modest loan growth

Old Second Bancorp delivered strong financial performance in Q2 2023, with record earnings and improved asset yields. While facing challenges in loan growth and perception management, the company's disciplined expense control and focus on credit quality position it well for future growth.

Old Second Bancorp reports solid Q3 earnings amidst growth opportunities

Old Second Bancorp's Q3 earnings call highlighted solid financial performance, disciplined expense management, and a focus on talent acquisition. While facing challenges like muted loan demand and inflationary pressures, the company remains optimistic about growth opportunities and maintaining strong capital levels.

Old Second Bancorp reports solid Q4 earnings amidst market challenges

Old Second Bancorp delivered a solid financial performance in Q4 2023, marked by strong net income and prudent expense management.
While facing challenges in commercial real estate loans and duration concerns, the bank is focused on risk mitigation and optimizing its asset mix.
Opportunities lie in stable margin outlook, improving credit trends, and strategic initiatives like potential stock repurchases and targeted loan growth.
Overall, Old Second Bancorp's proactive approach to managing risks and capitalizing on opportunities positions it well for sustained growth and value creation.

Old Second Bancorp reports solid Q1 performance and focuses on stability and growth

Old Second Bancorp delivered solid financial performance in Q1 2024, with notable improvements in asset quality and capital position. Despite challenges in loan growth and M&A activity, the focus on stability and efficiency remains strong.
Opportunities lie in optimizing deposit flows, managing asset quality, and leveraging the strong capital position for strategic investments. Margin stability and interest rate sensitivity reduction efforts position the company for future growth.
Overall, Old Second Bancorp's Q1 performance reflects resilience and a strategic focus on long-term stability and growth amidst a challenging economic environment.

Old Second Bancorp posts strong Q2 earnings amidst credit quality improvements

Old Second Bancorp delivered solid financial performance in Q2 2024, with notable improvements in key metrics.
While facing challenges like credit provisions and interest expenses, the bank's asset quality and income streams showed resilience.
Strategic focus on expense discipline and loan portfolio growth positions the bank well for future opportunities.
Efforts to enhance credit quality and optimize revenue sources can drive sustained profitability and shareholder value.

Old Second Bancorp reports strong Q3 earnings and capital growth

Old Second Bancorp delivered solid financial performance in Q3 2024, with notable improvements in net income, capital strength, and loan quality.
While facing challenges such as provisioning requirements and market competition, the company's focus on efficiency and revenue diversification presents growth opportunities.
Overall, Old Second Bancorp's strategic initiatives to manage liquidity, strengthen capital, and drive commercial lending capabilities position it well for long-term success.

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Old Second Bancorp (OSBC) possesses solid growth attributes, which could help it handily outperform the market.

Old Second Bancorp (OSBC) is an Incredible Growth Stock: 3 Reasons Why

The consensus price target hints at a 25% upside potential for Old Second Bancorp (OSBC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Wall Street Analysts Think Old Second Bancorp (OSBC) Could Surge 25.03%: Read This Before Placing a Bet

If you are looking for stocks that are well positioned to maintain their recent uptrend, Old Second Bancorp (OSBC) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.

Recent Price Trend in Old Second Bancorp (OSBC) is Your Friend, Here's Why

Old Second Bancorp (OSBC) could produce exceptional returns because of its solid growth attributes.

3 Reasons Why Growth Investors Shouldn't Overlook Old Second Bancorp (OSBC)

The mean of analysts' price targets for Old Second Bancorp (OSBC) points to a 26.8% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

Wall Street Analysts Believe Old Second Bancorp (OSBC) Could Rally 26.83%: Here's is How to Trade

Old Second Bancorp, Inc. (NASDAQ:OSBC ) Q4 2022 Earnings Conference Call January 26, 2023 11:00 AM ET Company Representatives Jim Eccher - Chief Executive Officer Brad Adams - Chief Financial Officer Gary Collins - Vice Chairman of the Board Conference Call Participants Jeff Rulis - D.A. Davidson Chris McGratty - KBW David Long - Raymond James Operator Good morning, everyone, and thank you for joining us today for Old Second Bancorp, Inc.'s Fourth Quarter 2022 Earnings Call.

Old Second Bancorp, Inc. (OSBC) Q4 2022 Earnings Call Transcript

Old Second Bancorp (OSBC) delivered earnings and revenue surprises of 1.92% and 4.69%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Old Second Bancorp (OSBC) Beats Q4 Earnings and Revenue Estimates

AURORA, IL / ACCESSWIRE / January 25, 2023 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the fourth quarter of 2022. Our net income was $23.6 million, or $0.52 per diluted share, for the fourth quarter of 2022, compared to net income of $19.5 million, or $0.43 per diluted share, for the third quarter of 2022, and a net loss of $9.1 million, or $0.26 per diluted share, for the fourth quarter of 2021.

Old Second Bancorp, Inc. Reports Fourth Quarter 2022 Net Income of $23.6 Million, or $0.52 per Diluted Share

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As Rate Hike Fears Deepen, Here're 5 Bank Stocks to Buy for 2023

Old Second Bancorp (OSBC) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

What Makes Old Second Bancorp (OSBC) a New Strong Buy Stock

Fed's aggressive monetary policy continues to benefit banks like Old Second Bancorp (OSBC), BCB Bancorp NJ (BCBP) and S&T Bancorp (STBA), which calls for investing in them right away.

3 Winning Bank Stocks That Still Have Room to Run in 2023

Old Second Bancorp (OSBC) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen.

Old Second Bancorp (OSBC) Is a Great Choice for 'Trend' Investors, Here's Why

Old Second Bancorp (OSBC) is well positioned to outperform the market, as it exhibits above-average growth in financials.

Is Old Second Bancorp (OSBC) a Solid Growth Stock? 3 Reasons to Think "Yes"

Does Old Second Bancorp (OSBC) have what it takes to be a top stock pick for momentum investors? Let's find out.

Old Second Bancorp (OSBC) Is Up 8.06% in One Week: What You Should Know

Is it a good or bad thing when a stock experiences a golden cross technical event?

Old Second Bancorp (OSBC)'s Technical Outlook is Bright After Key Golden Cross

40% technical buy signals but rising. 18 new highs and up 25.31% in the last month.

Old Second Bancorp: Small But Growing (Technical Analysis)

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Old Second Bancorp, Inc. (NASDAQ:OSBC ) Q3 2022 Earnings Conference Call October 27, 2022 11:00 AM ET Company Participants James Eccher - CEO Brad Adams - CFO Gary Collins - Vice Chairman Conference Call Participants David Long - Raymond James Chris McGratty - KBW Manuel Navas - D.A. Davidson Nathan Race - Piper Sandler Operator Good morning, everyone, and thank you for joining us today for Old Second Bancorp, Inc.'s Third Quarter 2022 Earnings Call.

Old Second Bancorp, Inc. (OSBC) Q3 2022 Earnings Call Transcript

The mean of analysts' price targets for Old Second Bancorp (OSBC) points to a 27.8% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

How Much Upside is Left in Old Second Bancorp (OSBC)? Wall Street Analysts Think 28%

Old Second Bancorp (OSBC) is on the Move, Here's Why the Trend Could be Sustainable

Old Second Bancorp (OSBC) delivered earnings and revenue surprises of 7.50% and 11.10%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Old Second Bancorp (OSBC) Beats Q3 Earnings and Revenue Estimates

AURORA, IL / ACCESSWIRE / October 26, 2022 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the third quarter of 2022. Our net income was $19.5 million, or $0.43 per diluted share, for the third quarter of 2022, compared to net income of $12.2 million, or $0.27 per diluted share, for the second quarter of 2022, and net income of $8.4 million, or $0.29 per diluted share, for the third quarter of 2021.

Old Second Bancorp, Inc. Reports Third Quarter 2022 Net Income of $19.5 Million, or $0.43 per Diluted Share

The consensus price target hints at a 43.6% upside potential for Old Second Bancorp (OSBC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Wall Street Analysts Predict a 44% Upside in Old Second Bancorp (OSBC): Here's What You Should Know

Old Second Bancorp, Inc. (NASDAQ:OSBC ) Q2 2022 Earnings Conference Call July 28, 2022 11:00 AM ET Company Participants Jim Eccher - Chief Executive Officer Brad Adams - Chief Financial Officer Gary Collins - Vice Chairman of the Board Conference Call Participants David Long - Raymond James Nathan Race - Piper Sandler Christopher McGratty - Keefe, Bruyette, & Woods Manuel Navas - D.A. Davidson Brian Martin - Janney Montgomery Scott LLC Operator Good morning, everyone, and thank you for joining us today for Old Second Bancorp, Inc.'s Second Quarter 2022 Earnings Call.

Old Second Bancorp, Inc. (OSBC) CEO Jim Eccher on Q2 2022 Results - Earnings Call Transcript

The average of price targets set by Wall Street analysts indicates a potential upside of 30.4% in Old Second Bancorp (OSBC). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

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