
Orrstown Financial (ORRF) Stock Forecast & Price Target
Orrstown Financial (ORRF) Analyst Ratings
Bulls say
Orrstown Financial Services Inc. demonstrated strong financial performance in Q2, highlighted by a 6.1% sequential increase in core net interest income (NII) and a 20 basis point rise in core net interest margin (NIM) to 3.65%. The company's end-of-period (EOP) loans grew by 6% on a last quarter annualized (LQA) basis, reflecting robust lending activities across various sectors. Additionally, capital levels strengthened, evidenced by an increase in the tangible common equity (TCE) ratio to 8.42% and a 3.6% rise in tangible book value per share (TBV/sh), supported by strong earnings metrics including a 1.54% return on assets (ROA) and a 20.9% return on tangible common equity (ROTCE).
Bears say
Orrstown Financial Services Inc. is projected to experience a significant dependence on noninterest income growth, which is modeled at +31% to $48.5M in 2025, but faces potential challenges including a material slowdown in loan growth and negative credit trends in its operating regions. Additionally, the company's outlook may be adversely impacted by volatile interest rates and the risk of a flattening or negative yield curve. These economic and operational uncertainties create a concerning environment for the company's financial stability and growth prospects.
This aggregate rating is based on analysts' research of Orrstown Financial and is not a guaranteed prediction by Public.com or investment advice.
Orrstown Financial (ORRF) Analyst Forecast & Price Prediction
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