
Orrstown Financial (ORRF) Stock Forecast & Price Target
Orrstown Financial (ORRF) Analyst Ratings
Bulls say
Orrstown Financial Services Inc. has demonstrated robust growth in core net interest income (NII), which increased by 6.1% quarter-over-quarter, accompanied by an enhancement in the core net interest margin (NIM) that rose by 20 basis points to 3.65%. The company's end-of-period loans also showed a solid increase of 6% on a last quarter annualized basis, indicating strong lending activity. Furthermore, capital levels improved significantly, with the tangible common equity (TCE) ratio rising to 8.42% and tangible book value per share (TBV/sh) increasing by 3.6%, supported by strong earnings generation reflected in a return on assets (ROA) of 1.54% and return on tangible common equity (ROTCE) of 20.9%.
Bears say
Orrstown Financial Services Inc. faces significant risks that may hinder its financial performance, including a potential slowdown in loan growth and adverse credit trends in key regional markets. Additionally, the company could be impacted by volatile interest rates, particularly concerning a flattening or negative yield curve, which poses challenges to its earnings outlook. Although noninterest income is projected to grow, the projected growth is modest and may not be sufficient to offset the outlined risks, contributing to a negative outlook for the company's stock.
This aggregate rating is based on analysts' research of Orrstown Financial and is not a guaranteed prediction by Public.com or investment advice.
Orrstown Financial (ORRF) Analyst Forecast & Price Prediction
Start investing in Orrstown Financial (ORRF)
Order type
Buy in
Order amount
Est. shares
0 shares