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OPHC
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OptimumBank Holdings (OPHC)

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About OptimumBank Holdings (OPHC)

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. Its services include savings, deposits, checking, cash management services, business checking, online banking, and ATM networks. The company was founded on March 23, 2004 and is headquartered in Fort Lauderdale, FL.
Market cap$46.71M
Yesterday's volume64.64K
Revenue (TTM)$68.67M
Avg. daily volume24.49K
EBITDA (TTM)—
Open$4.15
Price / earnings ratio3.53x
Yesterday's range$4.05 - $4.15
Debt / equity2.43x
52 week range$3.53 - $5.1
5 year debt / equity41.16x
Beta (LTM)0.47x
Interest coverage—
Dividend & yield$0.00 (0.00%)
Current ratio0.76x
Ex-dividend date—
Next earningsFeb 4, 2026
Dividend payable date—

Frequently Asked Questions (FAQ)

As of Dec 04, 2025, the market cap for OPHC stock is $46.72M

The current P/E ratio for OPHC stock is 3.53

The 52-week high for OPHC stock is $5.10. The current OPHC stock price $undefined is 100.00% below its 52-week high

The 52-week low for OPHC stock is $3.53. The current OPHC stock price $undefined has increased 100.00% from its 52-week low

No, the OPHC stock does not pay dividends to its shareholders

How to buy OPHC stock on Public

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    Sign up for a brokerage account on Public

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  2. 2

    Add funds to your Public account

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    Choose how much you'd like to invest in OPHC stock

    Navigate to the Explore page. Then, type OPHC into the search bar. When you see OPHC stock appear in the results, tap it to open up the purchase screen.

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    Manage your investments in one place

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OptimumBank Holdings Stock Earnings

The value each OPHC share was expected to gain vs. the value that each OPHC share actually gained.

OptimumBank Holdings (OPHC) reported Q3 2025 earnings per share (EPS) of $0.18, beating estimates of $0.15 by 20.00%. In the same quarter last year, OptimumBank Holdings's earnings per share (EPS) was $0.32. OptimumBank Holdings is expected to release next earnings on 02/04/2026, with an earnings per share (EPS) estimate of -$0.03.

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