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OFG
Volume: 104.58K

OFG Bancorp (OFG) Stock Forecast & Price Target

OFG Bancorp (OFG) Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 25%
Buy 0%
Hold 75%
Sell 0%
Strong Sell 0%

Bulls say

OFG Bancorp is supported by a stronger earnings outlook, as 2026 and 2027 EPS estimates were lifted to $4.99 and $5.25 on an earnings beat in 1Q and a higher net interest margin. Credit quality is also improving, with nonperforming loans falling to 0.81% of total loans from 1.47% in 1Q26 and management expecting seasonal trends to remain manageable through 2H26. Its low-cost Puerto Rico deposit base, stable government balances, digital-first strategy, and exposure to reconstruction and onshoring tailwinds underpin organic growth, while TCE of 10.7% and CET1 of 13.8% support capital strength.

Bears say

OFG Bancorp is facing a difficult setup because competitive pressures from larger Puerto Rico banks and a softer funding environment could limit market share gains, while about $500M of government deposits already left the balance sheet and another $600M may roll off. Despite 4% Y/Y core deposit growth in 1Q26 and a strong Puerto Rico economy, balance sheet growth is likely to remain challenged by higher auto portfolio concentration, weakening new vehicle sales, and slightly lower expected NIM and ROA from already elevated 5.36% and 1.78% levels. With a $2.8B securities book carrying a $38.6M unrealized loss and PPNR expected to be flat to slightly lower, the outlook points to flattish revenue, limited expense leverage, and heightened sensitivity to credit, real estate, and political risks.

OFG Bancorp (OFG) has been analyzed by 4 analysts, with a consensus rating of Hold. 25% of analysts recommend a Strong Buy, 0% recommend Buy, 75% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OFG Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OFG Bancorp (OFG) Forecast

Analysts have given OFG Bancorp (OFG) a Hold based on their latest research and market trends.

According to 4 analysts, OFG Bancorp (OFG) has a Hold consensus rating as of Oct 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OFG Bancorp (OFG)

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