MeridianLink

MeridianLink, Inc. operates as a holding company, which engages in the provision of cloud-based digital solutions. The firm offers its solutions to financial institutions including banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies. The company was founded in May 2018 and is headquartered in Costa Mesa, CA.

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MeridianLink reports robust Q4 performance amidst evolving market dynamics

MeridianLink's Q4 2022 showcased strong financials, driven by revenue growth, high EBITDA margins, and operational cash flow, underpinned by strategic initiatives.
While facing challenges in consumer lending growth and heightened competition, the company's focus on digital transformation, partnerships, and efficiency improvements positions it well for future success.
Opportunities lie in scaling automation, enhancing customer engagement, and leveraging reorganization efforts to drive innovation, revenue growth, and operational efficiency.

MeridianLink reports robust Q1 growth, eyes digitalization opportunities

MeridianLink's Q1 performance reflects strong growth and financial stability, with a focus on trusted services and strategic investments driving revenue and profitability.
While facing challenges in a tightening credit environment and declining software revenue, the company remains well-positioned to capitalize on market opportunities and drive growth.
By leveraging its competitive strengths, addressing challenges proactively, and seizing market opportunities, MeridianLink is poised for continued success and industry leadership.
Strategic initiatives, customer-centric focus, and technological advancements position MeridianLink for sustained growth, despite near-term headwinds and industry dynamics.

MeridianLink reports solid Q2 growth amidst consumer behavior challenges

MeridianLink's Q2 performance showed revenue growth and margin stability, driven by strong demand from specific financial sectors.
While facing challenges in consumer behavior and revenue adjustments, the company is leveraging cross-selling success and new investments for future growth.
Opportunities lie in expanding auto decisioning processes, forecasted volume pickup in consumer lending, and cautious AI adoption for decisioning scores.

MeridianLink reports solid Q3 earnings, focuses on innovation and growth

MeridianLink's Q3 2023 showcased solid financial performance with revenue growth and improved margins.
The company's focus on customer engagement and innovation underpins its success and growth prospects.
While facing challenges in revenue diversification and rising expenses, opportunities exist in strategic adjustments and growth initiatives.
Maintaining a healthy cash position and balancing investments with profitability will be key for future success.

MeridianLink surpasses Q4 revenue expectations, eyes growth opportunities in 2024

MeridianLink's Q4 2023 performance exceeded expectations, showcasing revenue growth and profitability, with a focus on customer engagement and platform enhancements.
The company faces challenges in managing mortgage-related revenue sensitivity and customer churn dynamics, while also exploring opportunities for growth through new customer acquisitions and AI integration.
Strategic investments in talent, process improvements, and a clear revenue growth strategy position MeridianLink for sustained growth and market expansion in 2024 and beyond.

MeridianLink reports steady Q1 growth and appoints new CFO

MeridianLink (MLNK) delivered solid Q1 2024 results with revenue growth and strong margins. The company's focus on new customer acquisitions, product updates, and leadership additions underscores its commitment to driving growth. While facing volume challenges, MeridianLink's strategic initiatives position it well for future success.

MeridianLink posts solid Q2 results, eyes growth amid market challenges

MeridianLink's Q2 performance was strong, supported by revenue growth, margin expansion, and successful product offerings. While facing challenges in the macro environment, the company is well-positioned to capitalize on opportunities for growth through strategic initiatives and market dynamics.

MeridianLink reports solid Q3 performance amidst market challenges

MeridianLink's Q3 2024 performance reflects steady revenue growth and strong financial metrics, supported by successful cross-sell deals and strategic initiatives.
While facing challenges in deposit constraints, affordability issues, and market dynamics, the company maintains guidance and focuses on operational priorities for future growth.
By leveraging its strengths, addressing challenges, and seizing opportunities, MeridianLink aims to sustain its growth trajectory and enhance shareholder value in the evolving market landscape.

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COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink, Inc. announced the appointment of Mark Sachleben to its board of directors.

MeridianLink Appoints Mark Sachleben to Its Board of Directors

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink will release its fourth quarter and fiscal year 2022 financial results after market close on Wednesday, March 1, 2023.

MeridianLink Announces Fourth Quarter and Fiscal Year 2022 Financial Results Conference Call

MeridianLink enhances the digital transformation inside banks, credit unions, and mortgage lenders. In my view, if the company successfully capitalizes on the one-time service fees from its partners, the company's platform may become more cost efficient.

MeridianLink Is Undervalued Considering The Potential Of Its Marketplace

COSTA MESA, Calif.--( BUSINESS WIRE )--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced the availability of MeridianLink® Business. Originally launched as Atlas Platform® by StreetShares®, which was acquired in 2022, MeridianLink Business is a key component of the Company's multi-product platform, MeridianLink® One. The enhanced business lending offering brings together the innovation of both the StreetShares and MeridianLink teams to optimize financial institutions' business lending capabilities.

MeridianLink Expands Business Lending Capabilities

Initial integration focuses on automated income and employment verification within MeridianLink's Consumer Loan Origination System SAN FRANCISCO , Jan. 24, 2023 /PRNewswire/ -- MeasureOne, the leading consumer-permissioned data (CPD) platform, today announced a new partnership and integration with MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies. Through this partnership, MeridianLink® customers will be able to leverage the full power of MeasureOne's CPD platform.

MeasureOne partners with MeridianLink to bring Consumer-Permissioned Data to the Credit Union market

COSTA MESA, Calif.--( BUSINESS WIRE )--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced the expansion of its MeridianLink® Engage platform. These new advancements to the Company's marketing automation solution save valuable time in the pre-screening and deposit account opening process and enable customers to launch targeted marketing campaigns faster, delivering the right offers at the right time to consumers.

MeridianLink Announces Marketing Automation Product Advancements

COSTA MESA, Calif.--( BUSINESS WIRE )--MeridianLink, Inc. ® (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced the results of a nationwide survey of 1,000 Americans about home equity lending. The survey found that a fifth (21%) of respondents say they are likely to take out a home equity loan in the next 12 months, compared to 8% of respondents who reported taking out a home equity loan this past year.

More Americans Considering Home Equity Loans in 2023, According to MeridianLink® Survey

COSTA MESA, Calif.--( BUSINESS WIRE )--MeridianLink, Inc. ® (NYSE: MLNK) today announced that TazWorks™, its leading technology platform for independent background screening professionals, has partnered with Ferretly to offer AI-powered social media background screening capabilities to its customers.

MeridianLink's TazWorks™ Announces New Social Media Background Screening Integration

MeridianLink Chief Product Officer to Present at The Financial Brand Forum

MeridianLink, Inc. (NYSE:MLNK ) Q3 2022 Earnings Conference Call November 7, 2022 5:00 PM ET Company Participants Erik Schneider – Senior Vice President-Corporate Development & Investor Relations Nicolaas Vlok – Chief Executive Officer Sean Blitchok – Chief Financial Officer Chris Maloof – President, Go-To-Market Conference Call Participants Bob Napoli – William Blair Max Osnowitz – Stifel Nik Cremo – Credit Suisse Andrew Schmidt – Citi Matt VanVliet – BTIG Operator Ladies and gentlemen, thank you for standing by and welcome to MeridianLink's Third Quarter 2022 Earnings Call. At this time, all participants are in listen-only mode.

MeridianLink, Inc. (MLNK) Q3 2022 Earnings Call Transcript

MeridianLink (MLNK) delivered earnings and revenue surprises of -25% and 2.45%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

MeridianLink (MLNK) Q3 Earnings and Revenues Miss Estimates

MeridianLink® Reports Third Quarter 2022 Results

MeridianLink® Announces Acquisition of OpenClose™

MeridianLink® Earns Great Place to Work Certification™ for Third Consecutive Year

HOUSTON , Nov. 1, 2022 /PRNewswire/ -- Auto Financial Group (AFG), announced today that it has signed an integration agreement with MeridianLink, Inc.® (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies. This partnership further reinforces AFG's mission to pursue innovative solutions that help our clients streamline their workflows.

Auto Financial Group Signs Integration Agreement with MeridianLink

MeridianLink Announces Third Quarter 2022 Financial Results Conference Call

Equifax

Integration with The Work Number® Extends Verifications to Additional MeridianLink Customers Including Credit Unions and Banks ATLANTA and COSTA MESA, Calif. , Oct. 12, 2022 /PRNewswire/ -- Equifax ®(NYSE: EFX) is expanding its integration of The Work Number®   with MeridianLink® (NYSE: MLNK) to now deliver instant verifications of employment and income to credit unions, banks and other lenders through the MeridianLink ®  Consumer Loan Origination System (LOS).

Equifax and MeridianLink Expand Relationship to Support Streamlined Digital Lending Experiences

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc.® today announced it has received the 2022 Octane High Tech Award in the “Deal of the Year” category for its 2021 IPO.

MeridianLink® Wins 2022 High Tech Award for Deal of the Year

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. has ranked #54 on the 2022 IDC FinTech 100 Rankings.

MeridianLink® Named to Prestigious IDC FinTech Rankings

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Open finance firm MX and financial software platform MeridianLink announced a reseller agreement to speed up and enhance the digital account opening process.

MX Teams With MeridianLink for Real-Time Verification

MeridianLink, Inc. (NYSE:MLNK ) Q2 2022 Earnings Conference Call August 9, 2022 5:00 PM ET Company Participants Erik Schneider - Head, Investor Relations Nicolaas Vlok - Chief Executive Officer Sean Blitchok - Chief Financial Officer Chris Maloof - President, Go-To-Market Conference Call Participants Koji Ikeda - Bank of America Saket Kalia - Barclays Nik Cremo - Credit Suisse Cris Kennedy - William Blair Matt VanVliet - BTIG Max Osnowitz - Stifel Andrew Schmidt - Citi Operator Ladies and gentlemen, thanks for standing by and welcome to MeridianLink's Second Quarter 2022 Earnings Call. At this time, all participants are in a listen-only mode.

MeridianLink, Inc. (MLNK) CEO Nicolaas Vlok on Q2 2022 Results - Earnings Call Transcript

MeridianLink (MLNK) delivered earnings and revenue surprises of 0% and 0.24%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

MeridianLink (MLNK) Q2 Earnings Meet Estimates

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. (NYSE: MLNK) today announced financial results for the second quarter ended June 30, 2022.

MeridianLink® Reports Second Quarter 2022 Results

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, will release its second quarter 2022 financial results after market close on Tuesday, August 9, 2022, with a conference call and webcast to follow at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time). MeridianLink Second Quarter 2022 Financial Results Conference Call Date: Tuesday, August 9, 2022 Time: 2:00 p.m. PT (5:00

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