MeridianLink

MeridianLink, Inc. operates as a holding company, which engages in the provision of cloud-based digital solutions. The firm offers its solutions to financial institutions including banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies. The company was founded in May 2018 and is headquartered in Costa Mesa, CA.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

MeridianLink reports robust Q4 performance amidst evolving market dynamics

MeridianLink's Q4 2022 showcased strong financials, driven by revenue growth, high EBITDA margins, and operational cash flow, underpinned by strategic initiatives.
While facing challenges in consumer lending growth and heightened competition, the company's focus on digital transformation, partnerships, and efficiency improvements positions it well for future success.
Opportunities lie in scaling automation, enhancing customer engagement, and leveraging reorganization efforts to drive innovation, revenue growth, and operational efficiency.

MeridianLink reports robust Q1 growth, eyes digitalization opportunities

MeridianLink's Q1 performance reflects strong growth and financial stability, with a focus on trusted services and strategic investments driving revenue and profitability.
While facing challenges in a tightening credit environment and declining software revenue, the company remains well-positioned to capitalize on market opportunities and drive growth.
By leveraging its competitive strengths, addressing challenges proactively, and seizing market opportunities, MeridianLink is poised for continued success and industry leadership.
Strategic initiatives, customer-centric focus, and technological advancements position MeridianLink for sustained growth, despite near-term headwinds and industry dynamics.

MeridianLink reports solid Q2 growth amidst consumer behavior challenges

MeridianLink's Q2 performance showed revenue growth and margin stability, driven by strong demand from specific financial sectors.
While facing challenges in consumer behavior and revenue adjustments, the company is leveraging cross-selling success and new investments for future growth.
Opportunities lie in expanding auto decisioning processes, forecasted volume pickup in consumer lending, and cautious AI adoption for decisioning scores.

MeridianLink reports solid Q3 earnings, focuses on innovation and growth

MeridianLink's Q3 2023 showcased solid financial performance with revenue growth and improved margins.
The company's focus on customer engagement and innovation underpins its success and growth prospects.
While facing challenges in revenue diversification and rising expenses, opportunities exist in strategic adjustments and growth initiatives.
Maintaining a healthy cash position and balancing investments with profitability will be key for future success.

MeridianLink surpasses Q4 revenue expectations, eyes growth opportunities in 2024

MeridianLink's Q4 2023 performance exceeded expectations, showcasing revenue growth and profitability, with a focus on customer engagement and platform enhancements.
The company faces challenges in managing mortgage-related revenue sensitivity and customer churn dynamics, while also exploring opportunities for growth through new customer acquisitions and AI integration.
Strategic investments in talent, process improvements, and a clear revenue growth strategy position MeridianLink for sustained growth and market expansion in 2024 and beyond.

MeridianLink reports steady Q1 growth and appoints new CFO

MeridianLink (MLNK) delivered solid Q1 2024 results with revenue growth and strong margins. The company's focus on new customer acquisitions, product updates, and leadership additions underscores its commitment to driving growth. While facing volume challenges, MeridianLink's strategic initiatives position it well for future success.

MeridianLink posts solid Q2 results, eyes growth amid market challenges

MeridianLink's Q2 performance was strong, supported by revenue growth, margin expansion, and successful product offerings. While facing challenges in the macro environment, the company is well-positioned to capitalize on opportunities for growth through strategic initiatives and market dynamics.

MeridianLink reports solid Q3 performance amidst market challenges

MeridianLink's Q3 2024 performance reflects steady revenue growth and strong financial metrics, supported by successful cross-sell deals and strategic initiatives.
While facing challenges in deposit constraints, affordability issues, and market dynamics, the company maintains guidance and focuses on operational priorities for future growth.
By leveraging its strengths, addressing challenges, and seizing opportunities, MeridianLink aims to sustain its growth trajectory and enhance shareholder value in the evolving market landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The heavy selling pressure might have exhausted for MeridianLink (MLNK) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal.

Down -17.27% in 4 Weeks, Here's Why MeridianLink (MLNK) Looks Ripe for a Turnaround

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. announced that A+ Federal Credit Union (A+FCU) has selected MeridianLink® to update its loan origination system.

MeridianLink Software Helps A+ Federal Credit Union Boost Loan Volume

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. announced the pricing of the previously announced underwritten secondary offering of 6,906,015 shares of its common stock.

MeridianLink Announces Pricing of Secondary Offering of 6,906,015 Shares by Certain Selling Stockholders and Related Common Stock Repurchase

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. announced its Board of Directors has approved a stock repurchase program.

MeridianLink Announces Preliminary Unaudited Fourth Quarter Operating Results and Year-End Cash Position

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. announced the commencement of a proposed underwritten secondary offering of 6,500,000 shares of its common stock.

MeridianLink Announces Launch of Proposed Secondary Offering of 6,500,000 Shares by Certain Selling Stockholders and Related Common Stock Repurchase

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. today announced it received the 2024 HousingWire Tech100 Mortgage Award.

MeridianLink Recognized with HousingWire 2024 Tech100 Mortgage Award

WASHINGTON , Dec. 19, 2023 /PRNewswire/ -- Asurity Technologies, LLC ("Asurity"), a leading provider of consumer lending compliance and risk management software, today announced the successful integration of its best-in-class mortgage loan compliance solution, RegCheck, with MeridianLink, a leading digital lending platform for financial institutions. The integration enables MeridianLink LOS users to achieve an exceptional level of transaction-specific visibility of risk and to gain efficiency in managing compliance reporting, streamlining processes, and reducing documentation.

RegCheck® by Asurity® Announces Integration with MeridianLink to Enable Enhanced Mortgage Origination Compliance

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink announced its director of product management, David Wieczorek, has been named among the NMP 40 Under 40 award recipients.

MeridianLink Product Innovator Named as National Mortgage Professional 40 Under 40 Winner

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink today announced it is proud to be Certified™ by Great Place To Work® for the fourth year in a row.

MeridianLink Earns Great Place To Work Certification™ for Fourth Consecutive Year

MeridianLink, Inc. (NYSE:MLNK ) Q3 2023 Earnings Conference Call November 1, 2023 5:00 PM ET Company Participants Gianna Rotellini - Investor Relations Nicolaas Vlok - Chief Executive Officer Sean Blitchok - Chief Financial Officer Chris Maloof - President, Go-To-Market Conference Call Participants William McNamara - BTIG Nik Cremo - UBS Natalie Howe - Bank of America Operator Ladies and gentlemen, thank you for standing by. Welcome to MeridianLink's Third Quarter 2023 Earnings Call.

MeridianLink, Inc. (MLNK) Q3 2023 Earnings Call Transcript

MeridianLink (MLNK) came out with quarterly earnings of $0.10 per share, beating the Zacks Consensus Estimate of $0.05 per share. This compares to earnings of $0.06 per share a year ago.

MeridianLink (MLNK) Q3 Earnings Surpass Estimates

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. (NYSE: MLNK) announced financial results for the third quarter ended September 30, 2023.

MeridianLink Reports Third Quarter 2023 Results

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. (NYSE: MLNK) today announced a new integration with Experian®, the world's leading global information services company.

MeridianLink Announces Expanded Relationship with Experian, Providing Lenders with Real-Time Access to Verified Income and Employment Information

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. announced that members of its management team will host meetings with institutional investors during upcoming investor conferences.

MeridianLink to Participate in Upcoming Investor Conferences

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink announces the launch of its redesigned partner marketplace, MeridianLink Marketplace.

MeridianLink Launches Enhanced Partner Marketplace Connecting Customers to Industry-Leading, Innovative Products

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink will release its third quarter 2023 financial results after market close on Wednesday, November 1, 2023.

MeridianLink Announces Third Quarter 2023 Financial Results Conference Call

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink Data Connect allows FIs to integrate their MeridianLink Consumer and MeridianLink Opening data directly into their data warehouse.

New Business Intelligence Solution Gives Financial Institutions Automated, Direct Access to Structured MeridianLink Origination Data

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. today announced its new point-of-sale (POS) solution for MeridianLink® Mortgage as part of the MeridianLink® One platform.

New MeridianLink Mortgage Access Point-of-Sale Solution Provides Lenders With a Seamless Digital Mortgage Application Experience

New MeridianLink Mortgage AccessPoint-of-Sale Solution Provides Lenders With a Seamless Digital Mortgage Application Experience

SAN FRANCISCO--(BUSINESS WIRE)--Blend, a leading provider of cloud banking services, today announced an integration with MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies. With this integration, lenders using MeridianLink® Consumer will have the ability to leverage Blend's unified platform and consumer banking origination software for a fast onboarding and application process for banking, credit card, and.

Blend Partners with MeridianLink to Deliver a More Streamlined Digital Lending Experience

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink announced the launch of its new, enhanced point-of-sale solution for account opening and loan origination, MeridianLink Access.

MeridianLink Announces New, Highly Configurable Point-of-Sale Solution for Digital Account Opening and Loan Origination

MeridianLink lending customers already leverage the Dealertrack network to power their originations and can now enjoy the added benefits of digital contracting to elevate their dealer partnerships and help drive further efficiency across their funding operations. Digitizing the contracting and submission process between MeridianLink's lending customers and their dealer partners supports the growing desire for consumers to do more of the purchasing online and creates a faster, better buying experience across the customer, dealer, and lender ecosystem.

Dealertrack Enhances Integration with MeridianLink to Transform Digital Contracting for Lenders and Dealers, Empowering Seamless Collaboration

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--A MeridianLink survey found that a third (31%) of Americans are less confident in their ability to afford a home today compared to five years ago.

A Third of Americans are Less Confident They Can Afford a Home Compared to Five Years Ago, According to MeridianLink Survey

Financial institutions accelerate digital transformation, significantly reducing the time for clients to receive consumer and mortgage loans CAMBRIDGE, Mass. , Sept. 19, 2023 /PRNewswire/ -- Sandbox Banking , whose low-code iPaaS banking automation solution, Glyue™, connects banking software and systems, data and people to accelerate digital transformation, today announced its partnership with MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies.

Sandbox Banking Partners with MeridianLink to drive digital lending for its portfolio of financial institutions

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink Mortgage Partners with Industry Leader to Help Innovative Financial Institutions Profit from Opportunities in Residential Lending.

News for MeridianLink Stock (MLNK)