Customers

Revenue segments as reported by the company.

Net Earned Premium

Ceding Commission

Net Investment Income

Commission Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology development

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Lemonade

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015, and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Lemonade reports robust Q4 results, navigates reinsurance challenges effectively

Lemonade's Q4 performance reflects strong growth, effective cost management, and strategic focus on customer-centric initiatives.
While challenges persist, the company's progress towards profitability and prudent approach to risk management position it well for future growth.
Opportunities in AI utilization, reinsurance optimization, and expense management pave the way for Lemonade to drive efficiency, growth, and profitability.

Lemonade reports robust Q1 results, focuses on AI-driven growth

Lemonade's Q1 performance reflects strong growth, improved efficiency, and a strategic focus on profitability.
The company's tech-driven approach and commitment to leveraging AI position it well for sustainable growth.
While facing challenges in marketing efficiency and expense management, Lemonade's focus on transparency and data-driven decisions is commendable.
Opportunities lie in expanding the renters business, optimizing growth strategies, and utilizing historical data for informed decision-making.

Lemonade surpasses Q2 expectations, eyes growth amid regulatory challenges

Lemonade's Q2 performance exceeded expectations, showcasing growth in premium, revenue, and improved financial stability.
Despite challenges in adapting rates and macro environment, the company's strengths in technology and underwriting efficiency provide a competitive advantage.
Opportunities lie in improving loss ratios, leveraging rate trends, and expanding the Synthetic Agents segment for continued growth and resilience.

Lemonade posts strong Q3 results, eyes profitability milestones ahead

Lemonade's Q3 2023 results reflect impressive growth, operational efficiency gains, and strategic initiatives to enhance underwriting practices and customer service.
While facing challenges in competitive markets and product adaptation, the company's disciplined risk management and focus on profitability provide a solid foundation for future success.
With a clear roadmap towards financial positivity and a commitment to innovation, Lemonade is well-positioned to capitalize on growth opportunities and navigate industry challenges.

Lemonade posts robust Q4 results, focuses on growth and compliance

Lemonade's Q4 performance reflects strong growth and improved financial metrics, setting the stage for future profitability.
The company's proactive engagement with regulators and focus on responsible AI implementation highlight a commitment to innovation and compliance.
Challenges include achieving profitability, managing increased marketing spend, and navigating regulatory scrutiny in AI-related insurance.
Opportunities for Lemonade include accelerating growth, setting industry standards, and driving sustainable value through operational excellence.

Lemonade reports robust Q1 growth and eyes cash flow positivity

Lemonade's Q1 performance reflects strong growth and operational improvements, positioning the company for future success.
While facing challenges in balancing growth spend and sustaining revenue growth rates, Lemonade's strategic strengths and opportunities for expansion are key focus areas.
The company's technology-driven approach, AI advantage, and focus on customer acquisition and retention underscore its potential for long-term growth and profitability.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015 and is headquartered in New York, NY.

HOUSTON--(BUSINESS WIRE)--Lemonade Day's entrepreneurship program empowers kids through a hands-on learning experience and teaches kids how to earn, save, and share money.

A Creative Small Business Idea For Kids: How Children Can Achieve Sweet Success Through Lemonade Day's Youth Entrepreneurship Program

Alphabet

Microsoft

SentinelOne

Upstart Holdings

Big tech companies like Microsoft and Alphabet lead the pack in AI chatbot technology. AI companies like Upstart, SentinelOne, and Lemonade could disrupt their industries.

Riding the AI Wave: Top 5 AI Stocks, Including Microsoft and Google, Set to Transform Your Portfolio

Disney

NVIDIA

Toyota Motor

With the sudden influx of protocols based on artificial intelligence, it's only natural to ask one question: which are the top AI leaders so that daring investors can profit? According to Grand View Research, the global AI market size reached a valuation of $136.55 billion in 2022.

7 Companies That Could Benefit from the Rise of Artificial Intelligence

NEW YORK--(BUSINESS WIRE)--Lemonade, Inc. (NYSE: LMND) today announced it will release its first quarter 2023 financial results on Wednesday, May 3, 2023 after market close. Lemonade will host a conference call the following day, Thursday, May 4, 2023 at 8:00 am Eastern time (5:00 am Pacific time) to discuss the results. To register for this conference call, please use this link. Registrants will receive confirmation with dial-in details.

Lemonade To Announce First Quarter 2023 Financial Results

Aurora Innovation

Schrodinger 

Artificial intelligence (AI) is a powerful technology that will enable many businesses to both save money and accelerate growth. As a result, demand for powerful, efficient AI tools is likely to explode, and companies that can deliver them will be quite prosperous.

The 3 Best AI Stocks to Buy Right Now

Lemonade briefly enjoyed a tech stock's valuation, but it wasn't sustainable. However, the stock could still be undervalued.

Down 92% From Its High, Here Is Why Lemonade Is a Screaming Buy

Lemonade is still demonstrating incredible growth in customer count and premiums. Profitability might be on an upswing, but it's nowhere near positive net income.

Why Lemonade Stock Sagged 13% in March

Customer growth has been phenomenal, but there's one big problem it's been slow to fix.

The 1 Thing Lemonade Has to Do to Be a Screaming Buy

Lemonade (LMND) stands to gain from improvement in premium per customer, continued shift in the mix of underlying products toward higher value policies and higher instalment fees.

Here's Why You Should Add Lemonade (LMND) to Your Kitty

Lemonade's capabilities in data and AI are well known and beloved by investors. The company's focus on a better user experience is drawing younger customers.

Is This Lemonade's Secret Weapon as a Fintech Stock?

Lemonade announced the launch of its auto insurance product, Lemonade Car, in Oregon. This is the fifth state where all of Lemonade's insurance products are available.

Here's Why Lemonade Stock Is Rising on Wednesday

NEW YORK--(BUSINESS WIRE)--Lemonade Car is now available in Oregon, marking the fifth state where the full suite of Lemonade insurance products are available.

Lemonade Car Launches in Oregon

Lemonade (LMND) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.

Down -20.87% in 4 Weeks, Here's Why You Should You Buy the Dip in Lemonade (LMND)

Splunk

Cathie Wood's Ark Investment Management's "Big Ideas 2023" report makes a very bullish call on AI. Ark Invest forecasts AI companies could see a $14 trillion revenue opportunity by 2030.

AI Could Be a $14 Trillion Opportunity by 2030 -- 3 Stocks You Can Buy to Take Advantage

NEW YORK--(BUSINESS WIRE)--The Lemonade Crypto Climate Coalition protects nearly 7,000 smallholder farmers impacted by severe weather conditions throughout Kenya.

Nearly 7,000 Kenyan Farmers Protected by the Lemonade Crypto Climate Coalition

Lemonade's stock plunged more than 50% below its IPO price. Its slowing growth and widening losses are worrisome.

Will Lemonade's Stock Return to Its IPO Price if a Bull Market Starts?

Shares of Lemonade have been in a downtrend this year, falling nearly 10% while other growth stocks have rebounded. This is in spite of double-digit revenue and premium growth, as well as improvements in loss ratios.

Lemonade: The Bull Thesis Is Starting To Play Out

It has $1 billion in cash, but continues to lose money and has yet to prove it can write profitable insurance policies.

Does Lemonade Have Enough Cash to Survive?

The two companies were guilty by association, at least to certain investors. A short-seller published a highly critical report about a peer.

Why Lemonade and Upstart Holdings Stocks Sank Today

Riskified Ltd

Veritone

ChatGPT and the disruption of artificial intelligence have been key talking points for investors. The chatbot has become ubiquitous within a few months of its release.

The 3 Worst AI Stocks to Buy as ChatGPT Loses Its Edge

Lemonade continues to experience robust growth in revenue and customers. The company remains unprofitable, and 2023 forecasts suggest more challenges ahead.

Lemonade May Look Cheap, but I'm Not Buying

Online Insurance platform Lemonade Inc. (NYSE: LMND) stock surged to $18.88 from $16.44 after releasing its Q4 2022 earnings. However, shares cratered back down to $15.69 after gapping.

Lemonade Earnings Gap and Crap. Here's Why.

The insurance disruptor is growing strong, but is losing money. Is it worth buying?

Down More Than 90% From the Peak, Is Lemonade a Buy After Earnings?

Two not-very-scary developments led investors to trade the shares down marginally.

Why Lemonade Stock Went Bad on Thursday

Here is one green flag and one red flag that potential Lemonade investors need to see.

News for Lemonade Stock (LMND)