Kemper

Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses. It operates through the following segments: Specialty Property and Casualty Insurance, Preferred Property and Casualty Insurance, and Life and Health Insurance. The Specialty Property and Casualty Insurance segment provides personal and commercial automobile insurance. The Preferred Property and Casualty Insurance segment sells automobile, homeowners, and other personal insurance. The Life and Health Insurance segment provides financial security for loved ones, as well as financial protection from healthcare. The company was founded in 1990 and is headquartered in Chicago, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Kemper reports robust Q4 performance and outlines growth opportunities

Kemper's Q4 2022 Earnings Call highlighted strong financial performance, operational improvements, and strategic actions driving optimism about future opportunities. Despite challenges in restoring profitability in certain segments and navigating competitive pressures, the company remains focused on growth and enhancing shareholder value.

Kemper (KMPR) reports Q1 losses, eyes improved ROE in 2024

Kemper (KMPR) faced challenges in Q1 2023, with a net loss per diluted share and issues in the Specialty P&C business.
Despite setbacks, progress was noted in Preferred P&C and Life businesses, with a focus on profitability and navigating pandemic impacts.
Management remains optimistic, aiming for improved ROE, addressing underwriting challenges, and capitalizing on investment opportunities.

Kemper reports Q2 loss, focuses on profitability and strategic actions

Kemper's Q2 2023 Earnings Call highlighted challenges in the personal lines industry but showcased improvements in profitability and strategic initiatives. The company is focused on enhancing shareholder value through exiting segments and responding swiftly to market dynamics. Despite challenges like litigation and consumer response, Kemper sees opportunities in quick responses and underwriting profitability.

Kemper (KMPR) reports solid Q3 results, addresses policy count concerns

Kemper's Q3 performance reflects positive underlying results and progress on strategic initiatives, despite facing challenges like declining policy count and reserve concerns. The company remains focused on achieving a 10%+ ROE and addressing investor queries effectively.

Kemper transitions to rebalancing phase, eyes growth opportunities ahead

Kemper's Q4 performance showcased progress towards rebalancing and restoring growth across business segments.
The company's strengths lie in achieving profitability, stable trends, and successful strategic initiatives.
Challenges include managing profitability, growth metrics, and addressing industry dynamics and legislative impacts.
Opportunities for Kemper include focusing on market growth, policy restoration, and maintaining profitability.

Kemper (KMPR) reports robust Q1 earnings, eyes growth opportunities

Kemper's strong financial performance in Q1 2024 reflects resilience and strategic focus on growth. While facing challenges in rate adjustments and competitive dynamics, the company is well-positioned to capitalize on opportunities through geographic diversification and new business expansion.

Kemper reports strong Q2 results, targets 96% combined ratio

Kemper's Q2 2024 Earnings Call showcased strong performance, a focus on profitability restoration, and strategic initiatives for growth. The company's consistent improvement trend, successful PIF growth, and plans for debt reduction position it well for future opportunities.

Kemper reports strong Q3 earnings, eyes sustainable growth opportunities

Kemper delivered robust financial performance in Q3 2024, driven by Specialty Auto business and strong investment income. The company demonstrated financial resilience through share repurchases, debt retirement plans, and solid liquidity position. Despite facing catastrophe losses, Kemper remains optimistic about future growth opportunities and sustainable profitability.

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Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses. It operates through the Specialty Property and Casualty Insurance, and Life Insurance segments. The Specialty Property and Casualty Insurance segment offers specialty automobile and commercial automobile insurance. The Life Insurance segment provides individual life, accident, supplemental health, and property insurance. The company was founded in 1990 and is headquartered in Chicago, IL.

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that Joseph P. Lacher, Jr., president, chief executive officer and chairman, and James J. McKinney, executive vice president and chief financial officer, will participate in an in-person fireside chat at the Raymond James 44th Annual Institutional Investors Conference on Monday, March 6, at 4:35 p.m. Eastern.

Kemper Executives to Speak at Raymond James 44th Annual Investors Conference

CHICAGO--(BUSINESS WIRE)--The Kemper Foundation announced today it has awarded grants to 15 bilingual literacy schoolteachers in the greater Los Angeles area. This is the second round of grants awarded in Los Angeles through the Foundation's Read Conmigo program to advance education by supporting bilingual classrooms. Read Conmigo grants are focused on strengthening bilingual literacy skills and improving learning opportunities for Latino and Hispanic students.

The Kemper Foundation's Read Conmigo Program Awards Grants to Bilingual Educators in Los Angeles

Kemper Corp (NYSE:KMPR ) Q4 2022 Earnings Conference Call February 2, 2023 5:00 PM ET Company Participants Karen Guerra - VP, IR Joseph Lacher - CEO James McKinney - EVP & CFO Matthew Hunton - EVP & President, Kemper Auto Duane Sanders - EVP & President, P&C Claims & Personal Insurance Timmy Stonehocker - EVP & President, Kemper Life Conference Call Participants Charles Peters - Raymond James & Associates Brian Meredith - UBS Jon Newsome - Piper Sandler & Co. Andrew Kligerman - Crédit Suisse Operator Good afternoon, ladies and gentlemen, and welcome to Kemper's Fourth Quarter 2022 Earnings Conference Call. My name is Jason Erne and I will be your coordinator today.

Kemper Corp (KMPR) Q4 2022 Earnings Call Transcript

Kemper (KMPR) delivered earnings and revenue surprises of 18% and 1.04%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Kemper (KMPR) Reports Q4 Loss, Lags Revenue Estimates

CHICAGO--( BUSINESS WIRE )--Kemper Corporation (NYSE: KMPR) reported a net loss of $55.5 million, or $(0.87) per diluted share, for the fourth quarter of 2022, compared to a net loss of $105.8 million, or $(1.66) per diluted share, for the fourth quarter of 2021. As Adjusted for Acquisitions1 of American Access Casualty Company (“AAC”) and Infinity Property and Casualty Corporation, the net loss was $52.5 million, or $(0.82) per diluted share, for the fourth quarter of 2022, compared to a net loss of $101.3 million, or $(1.59) per diluted share, for the fourth quarter of 2021.

Kemper Reports Fourth Quarter 2022 Operating Results

CHICAGO--( BUSINESS WIRE )--Kemper Corporation (NYSE: KMPR) announced that its Board of Directors has elected Alberto J. Paracchini as a Director, effective February 1. The Board also announced that Robert J. Joyce has informed the Board of his intention to retire as director at the end of his current term, expiring May 4, 2023.

Kemper Names Byline Bank CEO Alberto Paracchini to Board of Directors; Announces Retirement of Director Robert Joyce

CHICAGO--( BUSINESS WIRE )--Kemper Corporation (NYSE: KMPR) today announced it will host an in-person Investor Day on March 9, 2023 in New York City.

Kemper to Host Investor Day Event on March 9, 2023

CHICAGO--( BUSINESS WIRE )--Kemper Corporation (NYSE: KMPR) today announced that after the markets close on Thursday, February 2, 2023, Kemper will issue its fourth quarter 2022 earnings release and financial supplement. The company expects to file its annual report on Form 10-K with the Securities and Exchange Commission approximately one week later. Following their publication, these documents will be available in the investor section of kemper.com.

Kemper Announces Schedule for Fourth Quarter 2022 Earnings Release and Preliminary Results

CHICAGO--( BUSINESS WIRE )--Kemper Corporation (NYSE: KMPR) has published its annual Environmental, Social and Governance (ESG) report, which outlines the company's 2022 strategic initiatives to operate responsibly, with a focus on improving our communities through a continued emphasis on sustainability and governance.

Kemper Publishes 2022 ESG Report

Kemper (KMPR) divested Reserve National Insurance Company and its subsidiaries to intensify its focus on its core capabilities

Kemper (KMPR) Divests Reserve National, Focuses on Key Areas

CHICAGO--( BUSINESS WIRE )--Kemper Corporation (NYSE: KMPR) announced today that it has completed the sale of Reserve National Insurance Company and its subsidiaries to Medical Mutual of Ohio. Kemper previously announced on August 1, 2022 that it had agreed to sell Reserve National to Medical Mutual.

Kemper Completes Divestiture of Reserve National

CHICAGO--( BUSINESS WIRE )--The Kemper Foundation has expanded its Read Conmigo bilingual educator grant program and opened the spring 2023 grant cycle. In addition to the Greater Los Angeles area, the program will be offered in Miami-Dade County, Florida and Dallas County, Texas. Eligible educators can now apply for grants in these communities.

The Kemper Foundation Expands Read Conmigo Program

Start Time: 17:00 January 1, 0000 5:56 PM ET Kemper Corporation (NYSE:KMPR ) Q3 2022 Earnings Conference Call November 02, 2022, 17:00 PM ET Company Participants Joseph Lacher - Chairman, President and CEO James McKinney - EVP and CFO Duane Sanders - EVP, President, Property & Casualty Division Karen Guerra - VP, IR Conference Call Participants Gregory Peters - Raymond James Paul Newsome - Piper Sandler Brian Meredith - UBS Gary Ransom - Dowling & Partners Andrew Kligerman - Credit Suisse Operator Good afternoon, ladies and gentlemen, and welcome to Kemper's Third Quarter 2022 Earnings Conference Call. My name is Drew, and I'll be your coordinating your call today.

Kemper Corporation (KMPR) Q3 2022 Earnings Call Transcript

Kemper (KMPR) delivered earnings and revenue surprises of -11.63% and 0.65%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Kemper (KMPR) Reports Q3 Loss, Misses Revenue Estimates

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) reported a net loss of $76.2 million, or $(1.19) per diluted share, for the third quarter of 2022, compared to a net loss of $75.3 million, or $(1.18) per diluted share, for the third quarter of 2021.

Kemper Reports Third Quarter 2022 Operating Results

Kemper (KMPR) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Will Kemper (KMPR) Report Negative Earnings Next Week? What You Should Know

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that after the markets close on Wednesday, November 2, 2022, Kemper will issue its third quarter 2022 earnings release, financial supplement and Form 10-Q.

Kemper Announces Schedule for Third Quarter 2022 Earnings Release

CHICAGO--(BUSINESS WIRE)--The Kemper Foundation announced today it has awarded grants totaling $150,000 to support bilingual educators in the Greater Los Angeles area. These grants are the first of The Kemper Foundation's new Read Conmigo program, which launched earlier this year, and the grants represent a key part of the program's commitment to advancing education by supporting elementary Spanish-English bilingual programs and educators. Grants of $3,000 were awarded to 50 recipients for educ

The Kemper Foundation's Read Conmigo Program Awards $150,000 to Bilingual Educators in Los Angeles Area

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OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has downgraded the Financial Strength Rating (FSR) to A- (Excellent) from A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) to “a-” (Excellent) from “a” (Excellent) of the property/casualty subsidiaries and affiliated insurance companies of Kemper Corporation (Kemper Corp.) [NYSE: KMPR], collectively referred to as Kemper Property & Casualty Group (Kemper P&C). AM Best also has downgraded the FSR to A- (Excellent) from A (Excel

AM Best Downgrades Credit Ratings of Kemper Corporation, Its Affiliates and Subsidiaries

Kemper Corporation (NYSE:KMPR ) Q2 2022 Earnings Conference Call August 1, 2022 5:00 PM ET Company Participants Karen Guerra - Vice President of Investor Relations Joseph Lacher - Chairman, President and Chief Executive Officer James McKinney - Executive Vice President and Chief Financial Officer Duane Sanders - Executive Vice President and President of Property and Casualty Division Conference Call Participants Gregory Peters - Raymond James & Associates, Inc. Matthew Carletti - JMP Securities LLC Paul Newsome - Piper Sandler & Co. Brian Meredith - UBS Operator Good afternoon, ladies and gentlemen, and welcome to Kemper's Second Quarter 2022 Earnings Conference Call. My name is Bethany, and I will be your coordinator today.

Kemper Corporation (KMPR) CEO Joseph Lacher on Q2 2022 Results - Earnings Call Transcript

Kemper (KMPR) delivered earnings and revenue surprises of -26.53% and 0.94%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

Kemper (KMPR) Reports Q2 Loss, Tops Revenue Estimates

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) reported a net loss of $74.7 million, or $(1.17) per diluted share, for the second quarter of 2022, compared to a net loss of $62.6 million, or $(0.97) per diluted share, for the second quarter of 2021. As Adjusted for Acquisitions1 of American Access Casualty Company (“AAC”) and Infinity Property and Casualty Corporation, the net loss was $71.3 million, or $(1.12) per diluted share, for the second quarter of 2022, compared to a net loss

Kemper Reports Second Quarter 2022 Operating Results

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) has agreed to sell Reserve National Insurance Company and its subsidiaries, which are predominantly focused on accident and health insurance, to Medical Mutual of Ohio for $90 million. The transaction is subject to regulatory approval and other closing conditions with an expected closing in late 2022 or early 2023. Reserve National is based in Oklahoma City, and sells accident and health insurance products in both the individual and grou

Kemper Announces Agreement to Sell Reserve National to Medical Mutual of Ohio

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that after the markets close on Monday, August 1, 2022, Kemper will issue its second quarter 2022 earnings release, financial supplement, and Form 10-Q. Following their publication, these documents will be available on the investor section of kemper.com. Kemper will host its conference call to discuss second quarter 2022 results on Monday, August 1, 2022, at 5:00 p.m. Eastern (4:00 p.m. Central). The conference call will

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