Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

KeyCorp

KeyCorp operates as a bank holding company, which engages in the provision of financial services. It provides a range of retail and commercial banking, commercial leasing, investment management, consumer finance, student loan refinancing, commercial mortgage servicing and special servicing, and investment banking products and services to individual, corporate, and institutional clients. The firm operates through the following segments: Consumer Bank and Commercial Bank. The Consumer Bank segment offers deposit and investment products, personal finance and financial wellness services, lending, mortgage and home equity, student loan refinancing, credit card, treasury services, and business advisory services. The Commercial Bank segment engages in serving the needs of middle market clients in seven industry sectors: consumer, energy, healthcare, industrial, public sector, real estate, and technology. The company was founded in 1958 and is headquartered in Cleveland, OH.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

KeyCorp reports solid Q4 earnings, eyes NII growth opportunities

KeyCorp's Q4 performance reflects a balanced approach to growth and risk management, with a focus on maintaining strong credit quality.
While facing challenges in fee income and loan growth, the company is poised to leverage opportunities in NII growth and efficient capital management strategies.
Investors can expect KeyCorp to continue prioritizing client support, dividend payments, and prudent expense management in 2023, aiming for positive operating leverage.

KeyCorp reports strong Q1 earnings, navigates challenges with strategic investments

KeyCorp's Q1 performance was driven by strong earnings, robust credit quality, and diverse deposit sources. The company is strategically managing challenges in NII, expenses, and regulatory uncertainties.
Despite facing challenges in NII and expenses, KeyCorp's strengths lie in its strong capital position, fee-based businesses, and proactive risk management. Opportunities for growth include investments in technology and deposit growth.
KeyCorp's focus on relationship-based businesses, value delivery to shareholders, and expense management positions it well for long-term success. The company is navigating uncertainties with strategic investments and a positive outlook.

KeyCorp excels in Q2 with strong performance and strategic focus

KeyCorp's Q2 2023 earnings call highlighted robust performance in key business segments, strategic initiatives to drive growth, and proactive risk management practices. While facing challenges in optimizing the balance sheet and managing net interest income, the company remains focused on leveraging opportunities to enhance profitability and client relationships.

KeyCorp reports solid Q3 earnings, eyes growth amid risk challenges

KeyCorp's Q3 performance reflects a robust financial position, marked by strong earnings, improved capital ratios, and a focus on sustainable growth strategies.
While challenges like interest rate risks and cost optimization persist, the company's strengths in risk management and revenue diversification offer resilience.
Strategic opportunities in fee income growth, relationship banking, and expense management underscore KeyCorp's commitment to long-term value creation and stability.

KeyCorp reports Q4 earnings impacted by expenses, focuses on stability

KeyCorp's Q4 performance reflects earnings impacted by expenses but with strong credit quality and expense management.
The bank's strengths lie in fee income stability, prudent risk management, and a customer-centric approach to remain competitive.
Challenges include nonperforming assets, deposit pricing adjustments, and balancing expenses with necessary investments, while opportunities exist in loan growth and proactive rate adjustments.

KeyCorp reports solid Q1 earnings, focuses on strategic growth

KeyCorp's Q1 performance showed solid earnings and controlled expenses.
While facing challenges in deposits and net interest income, opportunities lie in strategic partnerships and growth areas.
Maintaining a focus on fee-centric businesses and customer relationships is key for future success.
Overall, KeyCorp's proactive approach positions it well for growth and stability in a changing environment.

KeyCorp reports resilient Q3 performance, eyes strategic growth opportunities

KeyCorp demonstrated solid financial performance with growth in key segments and strong capital metrics.
Challenges include managing expenses and deposit costs while seizing opportunities for strategic growth.
The company's conservative credit quality and proactive approach position it well for future stability and potential M&A.
Overall, KeyCorp's Q3 performance reflects resilience and strategic focus amidst market challenges.

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Cost of revenue

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SG&A

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EBITDA

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Minority interest

Total liabilities & equity

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Net debt

Book value per share

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Change in stock

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Cash from other sources

Net change in cash

Free cash flow

KeyCorp is a bank holding company, which engages in the provision of financial services. It provides a range of retail and commercial banking, commercial leasing, investment management, consumer finance, student loan refinancing, commercial mortgage servicing and special servicing, and investment banking products and services to individual, corporate, and institutional clients. The firm operates through the Consumer Bank and Commercial Bank segments. The Consumer Bank segment offers deposit and investment products, personal finance and financial wellness services, lending, mortgage and home equity, student loan refinancing, credit card, treasury services, and business advisory services. The Commercial Bank segment engages in serving the needs of middle market clients in seven industry sectors: consumer, energy, healthcare, industrial, public sector, real estate, and technology. The company was founded in 1958 and is headquartered in Cleveland, OH.

More than 15,000 clients who graduated from KeyBank's Secured Credit Card program to date have found financial mobility CLEVELAND , June 1, 2022 /PRNewswire/ -- Today, KeyBank (NYSE: KEY) announced its May 2022 graduating class of the Secured Credit Card, which include 4,343 clients whose credit scores and financial stability have significantly risen as a result of participating in the program. Since it began in 2018, KeyBank has helped more than 15,000 clients improve their financial standing.

Americans' Credit Scores Rise With Help From KeyBank Secured Credit Card

CLEVELAND , May 24, 2022 /PRNewswire/ -- KeyCorp (NYSE: KEY) announced today that Chris Gorman, Chairman and Chief Executive Officer, and Don Kimble, Vice Chairman and Chief Financial Officer, will present at the Morgan Stanley US Financials, Payments & CRE Conference in New York City on Monday, June 13, 2022, at 1:45 p.m. ET. KeyCorp plans to review its performance, strategy, and outlook.

KEYCORP TO PRESENT AT THE MORGAN STANLEY US FINANCIALS, PAYMENTS & CRE CONFERENCE

KeyBank Beach Point Direct Lending Program will combine complimentary sourcing, underwriting and structuring capabilities for middle market borrowers CLEVELAND and SANTA MONICA, Calif. , May 12, 2022 /PRNewswire/ -- KeyBank and Beach Point Capital Management ("Beach Point"), a credit focused investment manager, announced that they have established a new joint venture middle market direct lending program with $1.5 billion in lending capacity for U.S. middle market clients.

KEYBANK AND BEACH POINT CAPITAL MANAGEMENT LAUNCH $1.5 BILLION MIDDLE MARKET DIRECT LENDING PROGRAM

KeyCorp's (KEY) acquisition of GradFin is in sync with its plans to strengthen digital product offering capabilities.

KeyCorp (KEY) Expands Digital Offerings, Acquires GradFin

KeyBank has acquired GradFin, a Philadelphia company that provides public service loan forgiveness counseling, according to a Monday (May 9) press release. Terms of the deal were not disclosed.

KeyBank Acquires Loan Forgiveness Counseling Service GradFin

CLEVELAND, May 5, 2022 /PRNewswire/ -- Key Family Wealth, the multi-family office division of Key Private Bank, was named "Best Family Office Solution" at the 2022 Family Wealth Report (FWR) awards. The FWR awards showcase high-performing providers in global private banking, wealth management and advisor communities.

KEY FAMILY WEALTH RECOGNIZED FOR 'BEST FAMILY OFFICE SOLUTION' AT THE 2022 FAMILY WEALTH REPORT AWARDS

CLEVELAND, May 5, 2022 /PRNewswire/ -- Key Private Bank, the wealth management division of KeyCorp (NYSE: KEY), proudly announces today that Chief Operating Officer Joe Calabrese received the Lifetime Achievement Award as part of the 2022 Family Wealth Report Awards. This award recognizes individuals who have dedicated their careers in wealth management to putting the needs of the families they serve first.

KEYBANK WEALTH MANAGEMENT'S JOE CALABRESE HONORED WITH LIFETIME ACHIEVEMENT AWARD AT THE 2022 FAMILY WEALTH REPORT AWARDS

CLEVELAND , March 4, 2022 /PRNewswire/ -- KeyCorp (NYSE: KEY) and its banking affiliates have raised their prime lending rate to 4.00 percent from 3.50 percent, effective tomorrow, May 5, 2022. About KeyCorp KeyCorp's roots trace back nearly 200 years to Albany, New York.

KeyCorp Raises Its Prime Lending Rate to 4.00 PERCENT

Interactive Tool Offers Direct Access to Financial Advice Between Small Business Owners and Bankers CLEVELAND , April 27, 2022 /PRNewswire/ -- Small businesses continue to face the considerable challenges of the pandemic, inflation, a labor shortage and an ever-changing economy. To succeed, having the proper resources, tools and advice at their disposal is a necessity.

KeyBank's New Check-in Tool Supports Small Business Growth and Financial Health

Changes will provide more support to help consumers manage their finances CLEVELAND , April 26, 2022 /PRNewswire/ -- KeyBank (NYSE: KEY), a long-standing leader in helping clients move forward on their financial journey, announced the elimination of non-sufficient fund fees, a reduction in overdraft fees, and other steps to help clients manage their finances. Initially discussed at KeyCorp's Investor Day on March 1, 2022 , additional details are being released today.

KeyBank Announces Elimination of Non-Sufficient Fund Fees and Other Overdraft Changes

Lower fee income and increased provisions hurt KeyCorp's (KEY) Q1 earnings. Robust loan demand resulting in higher NII and a marginal decline in costs are tailwinds.

KeyCorp (KEY) Down as Q1 Earnings Miss on Higher Provisions

KeyCorp (NYSE:KEY ) Q1 2022 Earnings Conference Call April 21, 2022 8:00 AM ET Company Participants Chris Gorman - Chairman & Chief Executive Officer Don Kimble - Chief Financial Officer Mark Midkiff - Chief Risk Officer Conference Call Participants Peter Winter - Wedbush Securities Ebrahim Poonawala - Bank of America Steven Alexopoulos - JPMorgan John Pancari - Evercore ISI Gerard Cassidy - RBC Erika Najarian - UBS Mike Mayo - Wells Fargo Securities Betsy Graseck - Morgan Stanley Ken Usdin - Jefferies Matt O'Connor - Deutsche Bank Brian Foran - Autonomous Scott Siefers - Piper Sandler Operator Good morning, and welcome to KeyCorp's First Quarter 2022 Earnings Conference Call. As a reminder, this conference is being recorded.

KeyCorp (KEY) CEO Chris Gorman on Q1 2022 Results - Earnings Call Transcript

KeyCorp (KEY) delivered earnings and revenue surprises of -6.25% and 3.74%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?

KeyCorp (KEY) Q1 Earnings and Revenues Lag Estimates

Strong loan growth driven by consumer and commercial businesses Record loan originations from Laurel Road Net interest income reflects strong loan growth and liquidity deployment Noninterest income adversely impacted by market conditions late in the quarter Credit quality remains strong with net charge-offs to average loans of 13 basis points CLEVELAND , April 21, 2022 /PRNewswire/ -- KeyCorp (NYSE: KEY) today announced net income from continuing operations attributable to Key common shareholders of $420 million, or $.45 per diluted common share for the first quarter of 2022. This compared to $601 million, or $.64 per diluted common share, for the fourth quarter of 2021 and $591 million, or $.61 per diluted common share, for the first quarter of 2021.

KEYCORP REPORTS FIRST QUARTER 2022 NET INCOME OF $420 MILLION, OR $.45 PER DILUTED COMMON SHARE

Associated Banc-Corp

Huntington Bancshares

SVB Financial Group

Synovus Financial

Higher loan balance and rise in net interest income are expected to have offered some support to Q1 earnings of KEY, SIVB, HBAN, SNV and ASB. Yet, lower fee income due to a tough operating backdrop is likely to have been a headwind.

Banks' Q1 Earnings Due on Apr 21: KEY, SIVB, HBAN, SNV & ASB

Lower interest income, weakness in fee income and higher provisions are expected to have hurt KeyCor's (KEY) Q1 earnings despite solid loan demand.

Subdued NII & Fee Income to Hurt KeyCorp (KEY) Q1 Earnings

Access to digital tools empower Americans to take control of their finances CLEVELAND , April 7, 2022 /PRNewswire/ -- After a year in which many consumers had to rely heavily on digital tools for their financial needs, self-reported "financial experts" use digital tools more often than others, according to the KeyBank 2022 Financial Mobility Survey —highlighting a potential correlation between savviness, confidence, and the usage of digital banking tools. Four in ten Americans say that access to digital banking tools make them feel empowered to take control of their finances, the highest-reported feeling among respondents.

Survey Reveals Connection Between Financial Savviness & Use of Digital Banking Tools

Citigroup

Colgate-Palmolive

Ecolab

Home Depot

Visa

Cboe Global Markets

Stock market volatility is on the rise. These seven stocks to buy for April can help safeguard your portfolio.

7 Top S&P 500 Stocks to Buy for a Volatile April

Century Communities

EnLink Midstream

Kinder Morgan

Leggett & Platt

Cheniere Energy

Republic Services

Talos Energy Inc

Williams

Summary Midstream companies can use their existing assets and expertise to participate in opportunities related to responsibly sourced gas and carbon capture and sequestration. Midstream's expertise makes it an ideal partner for transporting captured carbon dioxide.

Midstream Leveraging Current Assets in the Energy Transition

CLEVELAND , March 16, 2022 /PRNewswire/ -- KeyCorp (NYSE: KEY) and its banking affiliates have raised their prime lending rate to 3.50 percent from 3.25 percent, effective tomorrow, March 17, 2022. About KeyCorp KeyCorp's roots trace back nearly 200 years to Albany, New York.

KEYCORP RAISES ITS PRIME LENDING RATE TO 3.50 PERCENT

EXTON, Pa.--(BUSINESS WIRE)-- #CommercialCredit--KeyBank is the latest member of the RMA Credit Risk Navigator, powered by AFS, a database with important commercial credit metrics for banks.

KeyBank Joins Credit Risk Navigator, the AFS/RMA Next-Generation Commercial Credit Risk Benchmarking Service

Advanced Semiconductor Engineering

ASE Technology (ASX) ASE Technology Holding Co., Ltd (TAI:3711) offers packaging services, including flip-chip ball grid array (BGA), chip scale package, and advanced CSPs. It also provides other related electronics manufacturing solutions, such as the production of substrates for use in the industry.

Why KeyCorp could outperform ASE Technology in 2022

CLEVELAND, Feb. 18, 2022 /PRNewswire/ -- Key Family Wealth, the multi-family office division of Key Private Bank, was recognized with two awards at the 2022 Private Asset Management (PAM) Awards.  Key Family Wealth was selected as the "Best Multi-family Office" in the $10 billion - $20 billion category from a shortlist of four outstanding multi-family office providers.

KEY FAMILY WEALTH AWARDED 'BEST MULTI-FAMILY OFFICE $10B - $20B' AND 'BEST FIDUCIARY/TRUSTEE SERVICE' AT THE 2022 PRIVATE ASSET MANAGEMENT AWARDS

Citizens Financial Group

Regions Financial

U.S. Bancorp

The stock market is on pins and needles as interest rates shoot higher, as a huge increase would be dangerous for some sectors.

Interest Rates Headed Much Higher: 5 ‘Strong Buy' Dividend-Paying Banks

KeyCorp closed out 2021 with another strong quarter. But there are other reasons to buy the stock, too.

News for KeyCorp Stock (KEY)